TY - JOUR T1 - The effect of bank failures on economic activity: evidence from U.S. States in the early 20th century AN - 1026674701; 4312731 AB - This paper provides evidence documenting the existence of a "bank failure channel" - the magnifying effect of bank failures on economic distress-using state-level quarterly time series from 1900 Q1 to 1929 Q4. We estimate a vector autoregression model of bank failures for each state. The forecast-error variance decompositions are used to construct a categorical measure of the "bank failure channel". We examine the influence of regulatory variables, economic conditions, and banking conditions on the degree to which bank failures propagate distress. State-sponsored deposit insurance and minimum capital requirements are important for explaining the likelihood of having a bank failure channel. Reprinted by permission of Blackwell Publishing JF - Journal of money, credit and banking AU - Shively, Philip A AU - Ramirez, Carlos D AD - Federal Deposit Insurance Corporation ; George Mason University Y1 - 2012/03// PY - 2012 DA - Mar 2012 SP - 433 EP - 455 VL - 44 IS - 2-3 SN - 0022-2879, 0022-2879 KW - Economics KW - Historical analysis KW - Failure KW - Banks KW - 20th century KW - Economic activity KW - U.S.A. KW - Vector-autoregressive models UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/1026674701?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+money%2C+credit+and+banking&rft.atitle=The+effect+of+bank+failures+on+economic+activity%3A+evidence+from+U.S.+States+in+the+early+20th+century&rft.au=Shively%2C+Philip+A%3BRamirez%2C+Carlos+D&rft.aulast=Shively&rft.aufirst=Philip&rft.date=2012-03-01&rft.volume=44&rft.issue=2-3&rft.spage=433&rft.isbn=&rft.btitle=&rft.title=Journal+of+money%2C+credit+and+banking&rft.issn=00222879&rft_id=info:doi/10.1111%2Fj.1538-4616.2011.00494.x LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 476 8168 5889; 5873 971; 1477 4930 6590; 4733 9390; 3872 554 971; 13258 3864 8163 10739 12228 10919; 433 293 14 DO - http://dx.doi.org/10.1111/j.1538-4616.2011.00494.x ER - TY - JOUR T1 - Can social security explain trends in labor force participation of older men in the United States? AN - 743805573; 3974057 AB - After a long decline, the Labor Force Participation Rate (LFPR) of older men in the United States leveled off in the 1980s, and began to increase in the late 1990s. We examine how changes in Social Security rules affected these trends. We attribute only a small portion of the decline from the 1960s-80s to the increasing generosity of Social Security over this period. Increases in the Full Retirement Age and the Delayed Retirement Credit explain one quarter to one half of the recent increase in the LFPR. Increasing educational attainment and increasing LFPR of married women also contributed to the recent rise. Reprinted by permission of University of Wisconsin Press JF - Journal of human resources AU - Blau, David M AU - Goodstein, Ryan M AD - Ohio State University ; Federal Deposit Insurance Corporation Y1 - 2010/04// PY - 2010 DA - Apr 2010 SP - 328 EP - 363 VL - 45 IS - 2 SN - 0022-166X, 0022-166X KW - Sociology KW - Population ageing KW - Demographic change KW - Social security KW - Aged KW - Labour force KW - U.S.A. KW - Population decline UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/743805573?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+human+resources&rft.atitle=Can+social+security+explain+trends+in+labor+force+participation+of+older+men+in+the+United+States%3F&rft.au=Blau%2C+David+M%3BGoodstein%2C+Ryan+M&rft.aulast=Blau&rft.aufirst=David&rft.date=2010-04-01&rft.volume=45&rft.issue=2&rft.spage=328&rft.isbn=&rft.btitle=&rft.title=Journal+of+human+resources&rft.issn=0022166X&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 7143 6074 1952; 11923 11949 13521; 654; 3407 3412 9859; 9853 3407 3412 9859; 9848 655; 433 293 14 ER - TY - CPAPER T1 - Do Foreclosures Increase Crime? T2 - 2010 Allied Social Sciences Association Annual Meeting (ASSA 2010) AN - 42301322; 5636246 JF - 2010 Allied Social Sciences Association Annual Meeting (ASSA 2010) AU - Lee, Yan Y1 - 2010/01/03/ PY - 2010 DA - 2010 Jan 03 KW - Crime KW - U 7000:Multidisciplinary UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/42301322?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Acpi&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=conference&rft.jtitle=2010+Allied+Social+Sciences+Association+Annual+Meeting+%28ASSA+2010%29&rft.atitle=Do+Foreclosures+Increase+Crime%3F&rft.au=Lee%2C+Yan&rft.aulast=Lee&rft.aufirst=Yan&rft.date=2010-01-03&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=&rft.title=2010+Allied+Social+Sciences+Association+Annual+Meeting+%28ASSA+2010%29&rft.issn=&rft_id=info:doi/ L2 - http://www.aeaweb.org/aea/conference/program/preliminary.php LA - English DB - ProQuest Environmental Science Collection N1 - Date revised - 2010-04-06 N1 - Last updated - 2010-05-03 ER - TY - CPAPER T1 - Do Foreclosures Increase Crime? T2 - 2009 Annual International Conference of the Asian Real Estate Society and the American Real Estate and Urban Economics Association AN - 40224905; 5194606 JF - 2009 Annual International Conference of the Asian Real Estate Society and the American Real Estate and Urban Economics Association AU - Lee, Yan AU - Goodstein, Ryan Y1 - 2009/07/11/ PY - 2009 DA - 2009 Jul 11 KW - Crime KW - U 7000:Multidisciplinary UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/40224905?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Acpi&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=conference&rft.jtitle=2009+Annual+International+Conference+of+the+Asian+Real+Estate+Society+and+the+American+Real+Estate+and+Urban+Economics+Association&rft.atitle=Do+Foreclosures+Increase+Crime%3F&rft.au=Lee%2C+Yan%3BGoodstein%2C+Ryan&rft.aulast=Lee&rft.aufirst=Yan&rft.date=2009-07-11&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=&rft.title=2009+Annual+International+Conference+of+the+Asian+Real+Estate+Society+and+the+American+Real+Estate+and+Urban+Economics+Association&rft.issn=&rft_id=info:doi/ L2 - http://www.areuea.org/conferences/pdf/lasessions.pdf LA - English DB - ProQuest Environmental Science Collection N1 - Date revised - 2009-09-28 N1 - Last updated - 2010-05-03 ER - TY - JOUR T1 - Is there cyclical bias in bank holding company risk ratings? AN - 36917781; 3565094 AB - This paper examines whether bank holding company (BHC) risk ratings are asymmetrically assigned or biased over business cycles from 1986 to 2003. In a model of ratings determination which accounts for bank characteristics, financial market conditions, past supervisory information, and aggregate macro-economic factors, we find that bank exam ratings exhibit inter-temporal characteristics. First, exam ratings exhibit some evidence of examiner bias for several periods analyzed. When the business cycle turns, examiners sometime depart from standards that they set during the previous phases of the cycle. However, this bias is not widespread or systematic. Second, exam ratings exhibit some inertia. Our results suggest that examiners rate on the side of not changing (rather than upgrading or downgrading) an institution's exam rating. Third, we find robust evidence of a secular trend towards more stringent examination BHC ratings standards over time. All rights reserved, Elsevier JF - Journal of banking and finance AU - Curry, Timothy J AU - Fissel, G S AU - Hanweck, G A AD - US Federal Deposit Insurance Corporation Y1 - 2008/07// PY - 2008 DA - Jul 2008 SP - 1297 EP - 1309 VL - 32 IS - 7 SN - 0378-4266, 0378-4266 KW - Economics KW - Credit rating KW - Banking system KW - Financial economics KW - Credit market KW - Bank reserves KW - U.S.A. KW - Seasonal fluctuations UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36917781?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=Is+there+cyclical+bias+in+bank+holding+company+risk+ratings%3F&rft.au=Curry%2C+Timothy+J%3BFissel%2C+G+S%3BHanweck%2C+G+A&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=2008-07-01&rft.volume=32&rft.issue=7&rft.spage=1297&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/10.1016%2Fj.jbankfin.2007.11.009 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 1465 1477 4930 6590; 2998 7711; 1474 1477 4930 6590; 3001; 11380 1850; 433 293 14 DO - http://dx.doi.org/10.1016/j.jbankfin.2007.11.009 ER - TY - JOUR T1 - Equity market information, bank holding company risk, and market discipline AN - 36857774; 3531090 AB - For market discipline to be effective, market factors such as changes in firm equity and debt values and returns, must influence firm decision making. In banking, this can occur directly via bank management or indirectly though supervisory examinations and oversight influencing bank management. In this study, we investigate whether equity market variables can provide timely information and add value to accounting models that predict changes in bank holding company (BOPEC) risk ratings over the 1988-2000 period. Using a variety of equity market indicators, the findings suggest that one-quarter lagged market data adds forecast value to lagged financial statement data and prior supervisory information in the logistic regressions. Furthermore, using extensive out-of-sample testing for the years 2001-2003, we find: (1) that multiple models estimated over different phases of the business and banking cycles are superior to a single model for forecasting BOPEC rating changes; (2) that equity data adds economically significant power in forecasting BOPEC rating upgrades and performs well for identifying no changes; (3) that for downgrades, the accounting model forecasts the best; (4) that modeling the three possible risk ratings categories simultaneously (downgrade, no change and upgrade) minimizes both Type I and Type II classification errors; and (5) that using multiple models to forecast risk ratings enhances the overall percentage of correct classifications. All rights reserved, Elsevier JF - Journal of banking and finance AU - Curry, Timothy J AU - Fissel, G S AU - Hanweck, G A AD - US Federal Deposit Insurance Corporation Y1 - 2008/05// PY - 2008 DA - May 2008 SP - 807 EP - 819 VL - 32 IS - 5 SN - 0378-4266, 0378-4266 KW - Economics KW - Bank management KW - Capital market theory KW - Financial economics KW - Bank operations KW - Monitoring KW - Market structure UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36857774?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=Equity+market+information%2C+bank+holding+company+risk%2C+and+market+discipline&rft.au=Curry%2C+Timothy+J%3BFissel%2C+G+S%3BHanweck%2C+G+A&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=2008-05-01&rft.volume=32&rft.issue=5&rft.spage=807&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/10.1016%2Fj.jbankfin.2007.06.007 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 1987 1983 7711; 7736 4014; 8247 6103 11032 9705; 1458 7625; 1460 1477 4930 6590 DO - http://dx.doi.org/10.1016/j.jbankfin.2007.06.007 ER - TY - JOUR T1 - Relationship lending, accounting disclosure, and credit availability during the Asian financial crisis AN - 36840829; 3523863 AB - We examine whether lending relationships benefit firms by making credit more available during periods of financial stress. Our main finding is that during the Asian financial crisis of July 1997 through the end of 1998, relationship lending increased the likelihood that Korean and Thai firms would obtain credit but it had no effect on Indonesian and Philippine firms. We ask if accounting disclosure might explain the observed differences among the three countries for which audit information is available. We find that for Indonesian firms with weak lending relationships, banks replace relationship lending technology with a financial-statement lending technology. Such a result does not hold for Korean and Philippine firms. Reprinted by permission of Blackwell Publishing JF - Journal of money, credit and banking AU - Jiangli, Wenying AU - Unal, Haluk AU - Yom, Chiwon AD - Federal Deposit Insurance Corporation ; University of Maryland Y1 - 2008/02// PY - 2008 DA - Feb 2008 SP - 25 EP - 56 VL - 40 IS - 1 SN - 0022-2879, 0022-2879 KW - Economics KW - Financial crisis KW - Philippines KW - Bank loans KW - Corporate finance KW - Credit market KW - Recent economic history KW - Access to credit KW - South Korea UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36840829?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+money%2C+credit+and+banking&rft.atitle=Relationship+lending%2C+accounting+disclosure%2C+and+credit+availability+during+the+Asian+financial+crisis&rft.au=Jiangli%2C+Wenying%3BUnal%2C+Haluk%3BYom%2C+Chiwon&rft.aulast=Jiangli&rft.aufirst=Wenying&rft.date=2008-02-01&rft.volume=40&rft.issue=1&rft.spage=25&rft.isbn=&rft.btitle=&rft.title=Journal+of+money%2C+credit+and+banking&rft.issn=00222879&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 10648 3941 5889; 4920 3904; 1457 7487 4577 3872 554 971 1460 1477 4930 6590; 2998 7711; 512 2992; 2887 4908; 392 300 30; 330 393 30 ER - TY - JOUR T1 - Pricing issues in financial intermediation AN - 37175077; 3888571 JF - Financial markets, institutions and instruments AU - Bradley, Christine M AU - Jones, Kenneth D AU - Bonsón-Ponte, Enrique AU - Escobar-Rodríguez, Tomás AU - Flores-Muñoz, Francisco AD - Federal Deposit Insurance Corporation ; Universidad de Huelva Y1 - 2008 PY - 2008 DA - 2008 SP - 249 EP - 307 VL - 17 IS - 4 SN - 0963-8008, 0963-8008 KW - Economics KW - Federal Reserve Bank KW - Central banks KW - Risk management KW - Bank regulation KW - Financial intermediaries KW - Financial economics KW - Bank operations KW - Banks KW - Capital market regulation KW - U.S.A. KW - Information and communication technologies KW - Monetary policy UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/37175077?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Financial+markets%2C+institutions+and+instruments&rft.atitle=Pricing+issues+in+financial+intermediation&rft.au=Bradley%2C+Christine+M%3BJones%2C+Kenneth+D%3BBons%C3%B3n-Ponte%2C+Enrique%3BEscobar-Rodr%C3%ADguez%2C+Tom%C3%A1s%3BFlores-Mu%C3%B1oz%2C+Francisco&rft.aulast=Bradley&rft.aufirst=Christine&rft.date=2008-01-01&rft.volume=17&rft.issue=4&rft.spage=249&rft.isbn=&rft.btitle=&rft.title=Financial+markets%2C+institutions+and+instruments&rft.issn=09638008&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - SuppNotes - Collection of 2 articles N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 4932 4908; 1463 10742 1477 4930 6590; 1986 10742; 2113 1477 4930 6590; 8217 3977 5574 10472; 6518; 1477 4930 6590; 1460 1477 4930 6590; 11038 7625; 433 293 14 ER - TY - JOUR T1 - Loss sharing rules for bank holding companies: an assessment of the Federal Reserve's source-of-strength policy and the FDIC's cross guarantee authority AN - 37172499; 3888292 AB - In this article, we critically examine two policies designed to protect the deposit insurance funds-the Federal Reserve Board's source-of-strength policy and the FDIC's cross-guarantee authority. We discuss why each of the policies was adopted and how effective each has been in practice since its implementation. We then evaluate the future application and usefulness of the two policies in light of the structural changes that have resulted from industry consolidation and the financial modernization of the 1990s. Reprinted by permission of Blackwell Publishers JF - Financial markets, institutions and instruments AU - Bradley, Christine M AU - Jones, Kenneth D AD - Federal Deposit Insurance Corporation Y1 - 2008 PY - 2008 DA - 2008 SP - 249 EP - 286 VL - 17 IS - 4 SN - 0963-8008, 0963-8008 KW - Economics KW - Federal Reserve Bank KW - Central banks KW - Bank regulation KW - Financial intermediaries KW - Financial economics KW - Capital market regulation KW - U.S.A. KW - Monetary policy UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/37172499?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Financial+markets%2C+institutions+and+instruments&rft.atitle=Loss+sharing+rules+for+bank+holding+companies%3A+an+assessment+of+the+Federal+Reserve%27s+source-of-strength+policy+and+the+FDIC%27s+cross+guarantee+authority&rft.au=Bradley%2C+Christine+M%3BJones%2C+Kenneth+D&rft.aulast=Bradley&rft.aufirst=Christine&rft.date=2008-01-01&rft.volume=17&rft.issue=4&rft.spage=249&rft.isbn=&rft.btitle=&rft.title=Financial+markets%2C+institutions+and+instruments&rft.issn=09638008&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 4932 4908; 1463 10742 1477 4930 6590; 1986 10742; 2113 1477 4930 6590; 8217 3977 5574 10472; 433 293 14 ER - TY - JOUR T1 - Basel II: challenges for implementation AN - 36955910; 3766311 JF - Journal of financial services research AU - Jarrow, R A AU - Das, S R AU - Kane, E J AU - Düllmann, K AU - Masschelein, N AU - Saurina, J AU - Trucharte, C AU - Kupiec, P H AD - Cornell University ; Santa Clara University ; Boston College ; Deutsche Bundesbank ; National Bank of Belgium ; Banco de España ; Federal Deposit Insurance Corporation, Washington DC Y1 - 2007/10// PY - 2007 DA - Oct 2007 SP - 1 EP - 122 VL - 32 IS - 1-2 SN - 0920-8550, 0920-8550 KW - Economics KW - Basel II KW - Bank regulation KW - Contracts KW - Regulatory policy KW - Financial economics KW - Spain KW - Business cycle transmissions KW - Money and credit KW - Credit rating KW - Financial regulation KW - Financial services KW - Credit market KW - Portfolio selection UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36955910?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+financial+services+research&rft.atitle=Basel+II%3A+challenges+for+implementation&rft.au=Jarrow%2C+R+A%3BDas%2C+S+R%3BKane%2C+E+J%3BD%C3%BCllmann%2C+K%3BMasschelein%2C+N%3BSaurina%2C+J%3BTrucharte%2C+C%3BKupiec%2C+P+H&rft.aulast=Jarrow&rft.aufirst=R&rft.date=2007-10-01&rft.volume=32&rft.issue=1-2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=Journal+of+financial+services+research&rft.issn=09208550&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - SuppNotes - Collection of 6 articles N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 4948 10742; 1463 10742 1477 4930 6590; 4957; 2998 7711; 10745 7584 3977 5574 10472; 2841 2300 7253; 9893 6852; 1849 1850; 3001; 8237 2992; 397 396 129 ER - TY - JOUR T1 - Capital Allocation for Portfolio Credit Risk AN - 20686611; 8138290 AB - Capital allocation rules are derived that maximize leverage while maintaining a target solvency rate for credit portfolios where risk is driven by a single common factor and idiosyncratic risk is fully diversified. Equilibrium conditions ensure that capital allocations depend on interest earnings as well as credits' probability of default, endogenous loss given default, and asset correlation. Capitalization rates exceed those estimated using Gaussian credit loss models. Results demonstrate that credit risk is undercapitalized by the Basel II AIRB approach in part because of ambiguities regarding the definition of loss given default. An alternative proposed capital rule removes this bias. JF - Journal of Financial Services Research AU - Kupiec, Paul H AD - Federal Deposit Insurance Corporation, Washington, DC, USA, pkupiec@fdic.gov Y1 - 2007/10// PY - 2007 DA - Oct 2007 SP - 103 EP - 122 PB - Springer-Verlag, Tiergartenstrasse 17 Heidelberg 69121 Germany, [mailto:subscriptions@springer.de], [URL:http://www.springer.de/] VL - 32 IS - 1-2 SN - 0920-8550, 0920-8550 KW - Risk Abstracts KW - portfolios KW - default risk KW - credit risk KW - R2 23070:Economics, organization UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/20686611?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Ariskabstracts&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+Financial+Services+Research&rft.atitle=Capital+Allocation+for+Portfolio+Credit+Risk&rft.au=Kupiec%2C+Paul+H&rft.aulast=Kupiec&rft.aufirst=Paul&rft.date=2007-10-01&rft.volume=32&rft.issue=1-2&rft.spage=103&rft.isbn=&rft.btitle=&rft.title=Journal+of+Financial+Services+Research&rft.issn=09208550&rft_id=info:doi/10.1007%2Fs10693-007-0013-4 LA - English DB - ProQuest Environmental Science Collection N1 - Date revised - 2008-05-01 N1 - Last updated - 2011-12-13 N1 - SubjectsTermNotLitGenreText - credit risk; portfolios; default risk DO - http://dx.doi.org/10.1007/s10693-007-0013-4 ER - TY - GEN T1 - A Longitudinal Evaluation of the Intermediate-Term Impact of the "Money Smart" Financial Education Curriculum upon Consumers' Behavior and Confidence AN - 62036184; ED496725 AB - Using data collected from a pre-training survey, post-training survey, and telephone follow-up survey, this study analyzes the impact of the Money Smart financial education curriculum upon the financial opinions and behaviors of course participants during the survey period. The data indicate that Money Smart financial education training positively affected consumer behaviors and that behavior changes were demonstrated many months after completing the training. Among the significant findings were that participants were more likely to open deposit accounts, save money in a mainstream deposit product, use and adhere to a budget, and have increased confidence in their financial abilities when contacted six to twelve months after completing the Money Smart course than they were before taking the course. The following are appended: (1) The FDIC's Implementation of Money Smart; (2) Survey Instruments; (3) Development of the Survey Instruments; (4) Procedures for Implementing the Surveys; (5) Summary of Survey Sites; (6) Call Design for Telephone Follow-up Survey; (7) Statistical Details; (8) Research Limitations; (9) References; and (10) Statistical Tables. (Contains 35 illustrations, 27 exhibits, 30 tables, and 27 footnotes.) Y1 - 2007/04// PY - 2007 DA - April 2007 SP - 158 PB - Federal Deposit Insurance Corporation. , 3501 North Fairfax Drive Room E-1002, Arlington, VA 22201. KW - ERIC, Resources in Education (RIE) KW - Influences KW - Money Management KW - Student Attitudes KW - Consumer Education KW - Curriculum KW - Surveys KW - Behavior Change KW - Longitudinal Studies KW - Economics Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62036184?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - JOUR T1 - How the internet affects output and performance at community banks AN - 36592547; 3384692 AB - Internet web sites have become an important alternative distribution channel for most banking institutions. However, we still know little about the impact of this delivery channel on bank performance. We observe 424 community banks among the first wave of US banks to adopt transactional banking web sites in the late-1990s, and compare the change in their 1999-2001 financial performance to that of 5175 branching-only community banks. Whereas today virtually all viable community banking franchises offer the Internet banking channel, studying this earlier time period allows us to make clean comparisons between subsamples of ''brick-and-mortar'' and ''click-and-mortar'' community banks. We find that Internet adoption improved community bank profitability, chiefly through increased revenues from deposit service charges. Internet adoption was also associated with movements of deposits from checking accounts to money market deposit accounts, increased use of brokered deposits, and higher average wage rates for bank employees. We find little evidence of changes in loan portfolio mix. Our findings suggest that these initial click-and-mortar banks (and their customers) used the Internet channel as a complement to, rather than a substitute for, physical branches. All rights reserved, Elsevier JF - Journal of banking and finance AU - DeYoung, Robert AU - Lang, W W AU - Nolle, D L AD - Federal Deposit Insurance Corporation Y1 - 2007/04// PY - 2007 DA - Apr 2007 SP - 1033 EP - 1060 VL - 31 IS - 4 SN - 0378-4266, 0378-4266 KW - Economics KW - Banking system KW - Commercial banks KW - Bank operations KW - U.S.A. KW - Economic impact analysis KW - Banking KW - Product development KW - Internet UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36592547?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=How+the+internet+affects+output+and+performance+at+community+banks&rft.au=DeYoung%2C+Robert%3BLang%2C+W+W%3BNolle%2C+D+L&rft.aulast=DeYoung&rft.aufirst=Robert&rft.date=2007-04-01&rft.volume=31&rft.issue=4&rft.spage=1033&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/10.1016%2Fj.jbankfin.2006.10.003 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 1474 1477 4930 6590; 1470 1477 4930 6590 4908; 6813 6518; 3942 3883 971; 1460 1477 4930 6590; 2526 1477 4930 6590; 10233; 433 293 14 DO - http://dx.doi.org/10.1016/j.jbankfin.2006.10.003 ER - TY - JOUR T1 - Safety, Soundness, and the Evolution of the U.S. Banking Industry AN - 58733531; 2007-15351 AB - Although the banking system appears to be safer & sounder today than it was two decades ago, new risk challenges have arisen that could not have been anticipated in the 1980s. This article outlines the fundamental structural changes in the U.S. commercial banking industry since then. The author's strategic analysis of the current state of the industry compares the "transactions banking" business model practiced by large financial companies to the more traditional relationship-based banking business model. In particular, the author focuses on the different production technologies, product mixes, strategic behaviors, & risk-return trade-offs that characterize these two opposite approaches. In closing, the article discusses what these new developments may mean for the industry's ongoing safety & soundness. Adapted from the source document. JF - Federal Reserve Bank of Atlanta Economic Review AU - DeYoung, Robert AD - Division Insurance & Research, Federal Deposit Insurance Corporation Y1 - 2007///0, PY - 2007 DA - 0, 2007 SP - 41 EP - 66 PB - Federal Reserve Bank of Atlanta, GA VL - 92 IS - 1-2 SN - 0732-1813, 0732-1813 KW - Banking and public and private finance - Banking operations and services KW - United States - Banking sector KW - Banking - United States KW - article UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/58733531?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Apais&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Federal+Reserve+Bank+of+Atlanta+Economic+Review&rft.atitle=Safety%2C+Soundness%2C+and+the+Evolution+of+the+U.S.+Banking+Industry&rft.au=DeYoung%2C+Robert&rft.aulast=DeYoung&rft.aufirst=Robert&rft.date=2007-01-01&rft.volume=92&rft.issue=1-2&rft.spage=41&rft.isbn=&rft.btitle=&rft.title=Federal+Reserve+Bank+of+Atlanta+Economic+Review&rft.issn=07321813&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2007-07-06 N1 - Last updated - 2016-09-28 N1 - SubjectsTermNotLitGenreText - Banking - United States; United States - Banking sector ER - TY - JOUR T1 - Technological progress and the geographic expansion of the banking industry AN - 36501534; 3314669 JF - Journal of money, credit and banking AU - Berger, Allen N AU - DeYoung, Robert AD - Wharton Financial Institutions Center ; Federal Deposit Insurance Corporation Y1 - 2006/09// PY - 2006 DA - Sep 2006 SP - 1483 EP - 1514 VL - 38 IS - 6 SN - 0022-2879, 0022-2879 KW - Economics KW - Empirical tests KW - Banking system KW - Financial economics KW - Bank operations KW - Commercial banks KW - Mergers KW - U.S.A. KW - Banking KW - Technological change KW - Productivity UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36501534?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+money%2C+credit+and+banking&rft.atitle=Technological+progress+and+the+geographic+expansion+of+the+banking+industry&rft.au=Berger%2C+Allen+N%3BDeYoung%2C+Robert&rft.aulast=Berger&rft.aufirst=Allen&rft.date=2006-09-01&rft.volume=38&rft.issue=6&rft.spage=1483&rft.isbn=&rft.btitle=&rft.title=Journal+of+money%2C+credit+and+banking&rft.issn=00222879&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 4922 4025; 1474 1477 4930 6590; 2526 1477 4930 6590; 7969 2527 3896 3921; 10280; 1460 1477 4930 6590; 12616 12622; 1470 1477 4930 6590 4908; 4202; 433 293 14 ER - TY - JOUR T1 - The depositor behind the discipline: a micro-level case study of Hamilton Bank AN - 36544552; 3367924 AB - Though uninsured depositors are recognized as a source of market discipline, the possible disciplinary effect of decisions made by fully insured depositors have gone largely unexamined. Using proprietary administrative deposit data at the account level, this paper analyzes depositor behavior at a recently failed institution. The results suggest that although uninsured deposits exited at a greater rate than insured deposits, the vast majority of deposits withdrawn were fully insured. Among types of deposit accounts, the rates of withdrawal for fully insured individual, joint, and trust accounts were relatively high. Uninsured business account owners were highly sensitive to the bank's deteriorating condition. In contrast, owners of uninsured individual retirement accounts effectively exerted no market discipline. Reprinted by permission of Springer JF - Journal of financial services research AU - Davenport, Andrew Mitsunori AU - McDill, Kathleen Marie AD - Federal Deposit Insurance Corporation Y1 - 2006/08// PY - 2006 DA - Aug 2006 SP - 93 EP - 109 VL - 30 IS - 1 SN - 0920-8550, 0920-8550 KW - Economics KW - Hamilton Bank KW - Bank deposists KW - Bank accounts KW - Banking system KW - Bank management KW - Case studies KW - Bank operations KW - U.S.A. KW - Insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36544552?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+financial+services+research&rft.atitle=The+depositor+behind+the+discipline%3A+a+micro-level+case+study+of+Hamilton+Bank&rft.au=Davenport%2C+Andrew+Mitsunori%3BMcDill%2C+Kathleen+Marie&rft.aulast=Davenport&rft.aufirst=Andrew&rft.date=2006-08-01&rft.volume=30&rft.issue=1&rft.spage=93&rft.isbn=&rft.btitle=&rft.title=Journal+of+financial+services+research&rft.issn=09208550&rft_id=info:doi/10.1007%2Fs10693-006-8741-4 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 1474 1477 4930 6590; 1460 1477 4930 6590; 6592 4957; 2056 10902; 1458 7625; 433 293 14 DO - http://dx.doi.org/10.1007/s10693-006-8741-4 ER - TY - JOUR T1 - Dynamic depositor discipline in US banks AN - 37774365; 3288617 AB - This paper captures banks' dynamic response to depositor discipline. Recognizing that the price and quantity response of uninsured deposits in the face of deteriorating fundamentals needs to be modeled as an endogenous process, we investigate how depositor discipline constrains banks' behavior by extracting the impact of an exogenous rise in interest rates on the quantity of uninsured deposits. We find that good banks can raise uninsured deposits by raising their price, while weak banks cannot. This suggests that depositor discipline not only raises the cost of choosing a higher level of risk but also may, at very high levels of risk, effectively constrain bank managers' behavior. All rights reserved, Elsevier JF - Journal of banking and finance AU - Maechler, A M AU - McDill, Kathleen M AD - Federal Deposit Insurance Corporation, Washington DC Y1 - 2006/07// PY - 2006 DA - Jul 2006 SP - 1871 EP - 1898 VL - 30 IS - 7 SN - 0378-4266, 0378-4266 KW - Economics KW - Depositor discipline KW - Uninsured deposits KW - Interest rates KW - Risk KW - Bank regulation KW - Bank operations KW - Banks UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/37774365?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=Dynamic+depositor+discipline+in+US+banks&rft.au=Maechler%2C+A+M%3BMcDill%2C+Kathleen+M&rft.aulast=Maechler&rft.aufirst=A&rft.date=2006-07-01&rft.volume=30&rft.issue=7&rft.spage=1871&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/10.1016%2Fj.jbankfin.2005.07.010 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 1477 4930 6590; 1463 10742 1477 4930 6590; 1460 1477 4930 6590; 11035; 6637 6632 DO - http://dx.doi.org/10.1016/j.jbankfin.2005.07.010 ER - TY - JOUR T1 - Bank portfolio exposure to emerging markets and its effects on bank market value AN - 36452012; 3335002 JF - Journal of banking and finance AU - Fissel, G S AU - Goldberg, L AU - Hanweck, G A AD - Federal Deposit Insurance Corporation, Washington ; University of Miami ; George Mason University Y1 - 2006/04// PY - 2006 DA - Apr 2006 SP - 1103 EP - 1126 VL - 30 IS - 4 SN - 0378-4266, 0378-4266 KW - Economics KW - Longitudinal studies KW - Economic indicators KW - Measurement KW - Investors KW - Valuation KW - Debt KW - Economic performance KW - Stocks KW - Less developed countries KW - Banking KW - Emerging markets UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36452012?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=Bank+portfolio+exposure+to+emerging+markets+and+its+effects+on+bank+market+value&rft.au=Fissel%2C+G+S%3BGoldberg%2C+L%3BHanweck%2C+G+A&rft.aulast=Fissel&rft.aufirst=G&rft.date=2006-04-01&rft.volume=30&rft.issue=4&rft.spage=1103&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/10.1016%2Fj.jbankfin.2005.05.013 LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 1470 1477 4930 6590 4908; 3307; 7854; 12290; 6893 3874 556; 3974 9390; 13233 2523 4577 3872 554 971; 3947 6306; 7350 2958 12092; 7541 7537 971; 4191 7711 DO - http://dx.doi.org/10.1016/j.jbankfin.2005.05.013 ER - TY - JOUR T1 - Aspects of international financial services AN - 36448234; 3335441 JF - Journal of banking and finance AU - Moshirian, F AU - Berger, A N AU - Patti, E. Bonaccorsi di AU - Fissel, G S AU - Goldberg, L AU - Hanweck, G A AU - Kwan, S H AU - Bagella, M AU - Becchetti, L AU - Hasan, I AU - Junker, M AU - Szimayer, A AU - Wagner, N AU - Berkowitz, M K AU - Qiu, J AU - Dermine, J AU - Carvalho, C. Neto de AU - Boyle, G W AU - Guthrie, G A AU - Bali, T G AU - Wu, L. AU - Fraser, D R AU - Zhang, H AU - Derashid, C AU - Díaz, A AU - Merrick, Jr., J.J. AU - Navarro, E AD - University of New South Wales ; Wharton Financial Institutions Center, Philadelphia ; Banca d'Italia ; Federal Deposit Insurance Corporation, Washington ; University of Miami ; George Mason University ; Federal Reserve Bank of San Francisco ; Università Tor Vergata ; Rensselaer Polytechnic Institute ; University of Western Australia ; Technische Universität München ; University of Toronto ; Wilfrid Laurier University ; INSEAD ; Universidade Catolica Portugesa ; Victoria University of Wellington ; Baruch College ; Texas A&M University ; Leeds University ; University Utara Malaysia ; Universidad de Castilla-La Mancha ; College of William and Mary Y1 - 2006/04// PY - 2006 DA - Apr 2006 SP - 1057 EP - 1332 VL - 30 IS - 4 SN - 0378-4266, 0378-4266 KW - Economics KW - Bond market KW - Hong Kong KW - Pricing KW - Economic models KW - Europe KW - Banking KW - Eastern Europe KW - GARCH models KW - Patronage KW - Profitability KW - Convergence KW - Innovation KW - Volatility KW - Emerging markets KW - Size of enterprise KW - Regional economics KW - Commercial banks KW - Economic policy KW - U.S.A. KW - Health inequality KW - Exchange rates KW - Economic and Monetary Union KW - Risk management KW - Economic indicators KW - Cost-effectiveness KW - Valuation KW - Economic performance KW - Technology KW - IMF KW - Liquidity KW - East Asia KW - Spain KW - Treasury KW - Economic development KW - Financial theory KW - Costs KW - Financial assets KW - Malaysia KW - International finance KW - Financial services KW - Less developed countries KW - Foreign direct investment KW - Capital structure KW - Latin America KW - Economic stability KW - Cross-sectional analysis KW - Hedging KW - Determinants KW - Economic analysis KW - Wealth KW - Per capita income KW - Investment rates KW - Portfolio selection KW - Economic dynamics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36448234?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+banking+and+finance&rft.atitle=Aspects+of+international+financial+services&rft.au=Moshirian%2C+F%3BBerger%2C+A+N%3BPatti%2C+E.+Bonaccorsi+di%3BFissel%2C+G+S%3BGoldberg%2C+L%3BHanweck%2C+G+A%3BKwan%2C+S+H%3BBagella%2C+M%3BBecchetti%2C+L%3BHasan%2C+I%3BJunker%2C+M%3BSzimayer%2C+A%3BWagner%2C+N%3BBerkowitz%2C+M+K%3BQiu%2C+J%3BDermine%2C+J%3BCarvalho%2C+C.+Neto+de%3BBoyle%2C+G+W%3BGuthrie%2C+G+A%3BBali%2C+T+G%3BWu%2C+L.%3BFraser%2C+D+R%3BZhang%2C+H%3BDerashid%2C+C%3BD%C3%ADaz%2C+A%3BMerrick%2C+Jr.%2C+J.J.%3BNavarro%2C+E&rft.aulast=Moshirian&rft.aufirst=F&rft.date=2006-04-01&rft.volume=30&rft.issue=4&rft.spage=1057&rft.isbn=&rft.btitle=&rft.title=Journal+of+banking+and+finance&rft.issn=03784266&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - SuppNotes - Collection of 12 articles N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 5175 6852; 4957; 1470 1477 4930 6590 4908; 6727 4908 6725 4025; 4007 3898; 6172 6772 9030; 3974 9390; 2934; 2001 4014; 7350 2958 12092; 4191 7711; 3947 6306; 13233 2523 4577 3872 554 971; 2526 1477 4930 6590; 2933 2920 971 2934 3883; 11704 4005 4300; 12622; 6564 12622; 9380 6271; 2850; 4587; 13349 13078; 3977 5574 10472; 3063 971; 12961 5563 5586 9792 10424 567; 11038 7625; 3921; 4915 1348 9079; 5783 5772 6489; 9893 6852; 13495; 3883 971; 3465 7815 971 2085 2088 10642 2688 2449 10404; 5802 11038 7625; 6880 6852; 3969 8163; 5388 3864 8163 12759 12228 10919; 10119; 4967; 10316; 9279; 3907 3483 3921; 10713 4025; 1693 1983 7711; 3884 8234 3952 4525 8230; 7446; 210 14; 119 129; 116 30; 433 293 14; 169 93 116 30; 129; 231 393 30; 397 396 129 ER - TY - JOUR T1 - Are the causes of bank distress changing? Can researchers keep up? AN - 36487049; 3305065 AB - Since 1990, the banking sector has experienced enormous legislative, technological, and financial changes, yet research into the causes of bank distress has slowed. One consequence is that traditional supervisory surveillance models may not capture important risks inherent in the current banking environment. After reviewing the history of these models, the authors provide empirical evidence that the characteristics of failing banks have changed in the past ten years and argue that the time is right for new research that employs new empirical techniques. In particular, dynamic models that use forward-looking variables and address various types of bank risk individually are promising lines of inquiry. Supervisory agencies have begun to move in these directions, and the authors describe several examples of this new generation of early-warning models that are not yet widely known among academic banking economists. Reprinted by permission of the Federal Reserve Bank of St. Louis JF - Review. Federal Reserve Bank of St. Louis AU - King, Thomas B AU - Nuxoll, Daniel A AU - Yeager, Timothy J AD - Federal Reserve Bank of St. Louis ; Federal Deposit Insurance Corporation ; University of Arkansas Y1 - 2006/01// PY - 2006 DA - Jan 2006 SP - 57 EP - 80 VL - 88 IS - 1 SN - 0014-9187, 0014-9187 KW - Economics KW - Risk KW - Research trends KW - Banking system KW - Dynamic models KW - Finance KW - Banks KW - U.S.A. KW - Economic conditions KW - Technological change KW - Empiricism KW - Legal reform UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36487049?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aibss&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Review.+Federal+Reserve+Bank+of+St.+Louis&rft.atitle=Are+the+causes+of+bank+distress+changing%3F+Can+researchers+keep+up%3F&rft.au=King%2C+Thomas+B%3BNuxoll%2C+Daniel+A%3BYeager%2C+Timothy+J&rft.aulast=King&rft.aufirst=Thomas&rft.date=2006-01-01&rft.volume=88&rft.issue=1&rft.spage=57&rft.isbn=&rft.btitle=&rft.title=Review.+Federal+Reserve+Bank+of+St.+Louis&rft.issn=00149187&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - Last updated - 2013-09-16 N1 - SubjectsTermNotLitGenreText - 1477 4930 6590; 1474 1477 4930 6590; 10932 10902; 7312 10691; 12616 12622; 4908; 3898; 4203 10919; 11035; 3786 8163; 433 293 14 ER - TY - JOUR T1 - Troubled Banks: Why Don't They All Fail? AN - 203244882 AB - This article focuses on trouble banks to create a 4-state model that predcts failure and three alternative outcomes to failure: recovery, merger, and continuation as a problem. The results show that the 4-state model not only predicts failure, but also offers more information about the possible future states of problem banks than a 2-state model can. The results from both the univariate trend analysis an the multistate logit estimating procedure generally agree with expectations. Of banks that recover, the percentage with increases in performance ratios such as net income and net noninterest income is greater than the percentage of banks in any alternative state. For loan-loss provisions, the opposite occurs. In addition, the percentage of banks that have increases in any of the risky asset measures is smaller for banks that reover than for banks in any alternative state. JF - FDIC Banking Review AU - Oshinsky, Robert AU - Olin, Virginia Y1 - 2006 PY - 2006 DA - 2006 SP - 23 EP - 44 CY - Washington PB - Federal Deposit Insurance Corporation VL - 18 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Banks KW - Business failures KW - Studies KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9130:Experimental/theoretical KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244882?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Troubled+Banks%3A+Why+Don%27t+They+All+Fail%3F&rft.au=Oshinsky%2C+Robert%3BOlin%2C+Virginia&rft.aulast=Oshinsky&rft.aufirst=Robert&rft.date=2006-01-01&rft.volume=18&rft.issue=1&rft.spage=23&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2006 N1 - Document feature - tables; graphs; references N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Challenges to the Dual Banking System: The Funding of Bank Supervision AN - 203244860 AB - As the powers of state-chartered and national banks have converged, the cost of supervision has assumed a greater importance between regulators for member institutions. This article examines the funding of bank supervision in the context of the dual banking system. Over time, the powers of state-chartered and national banks have generally converged, and the other differences between a state bank charter and a national bank charter have diminished as well. Two of the differences that remain are the lower supervisory costs enjoyed by state banks and the preemption of certain state laws enjoyed by national banks. The interplay between these two differences is the subject of this article. Specifically, it examines how suggestions for altering the way banks pay for supervision may have consequences for the dual banking system. JF - FDIC Banking Review AU - Blair, Christine E AU - Kushmeider, Rose M Y1 - 2006 PY - 2006 DA - 2006 SP - 1 EP - 22 CY - Washington PB - Federal Deposit Insurance Corporation VL - 18 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Funding KW - Studies KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9130:Experimental/theoretical KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244860?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Challenges+to+the+Dual+Banking+System%3A+The+Funding+of+Bank+Supervision&rft.au=Blair%2C+Christine+E%3BKushmeider%2C+Rose+M&rft.aulast=Blair&rft.aufirst=Christine&rft.date=2006-01-01&rft.volume=18&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2006 N1 - Document feature - graphs; tables; references N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244854 JF - FDIC Banking Review AU - Anonymous Y1 - 2006 PY - 2006 DA - 2006 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 18 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244854?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2006-01-01&rft.volume=18&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2006 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Table of contents AN - 203244845 JF - FDIC Banking Review AU - Anonymous Y1 - 2006 PY - 2006 DA - 2006 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 18 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244845?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2006-01-01&rft.volume=18&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2006 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - The U.S. Federal Financial Regulatory System: Restructuring Federal Bank Regulation AN - 203244805 AB - The overlap in tasks among federal regulators and between federal and state regulators, particularly for banks, creates a confusing system that no one building a system anew would want to duplicate. That said, most observers would admit that for all its faults, the system seems to have served both the industry and the industry's customers well - assuring a safe and sound financial system - though the inefficiencies inherent in such a patchwork system undoubtedly impose costs. The creation and evolution of the US financial regulatory system is discussed, and its structure is compared to that which other countries are now adopting for the regulation of their financial services industries. A model is presented that reconfigures the current system of federal financial regulation into 4 independent agencies. The model is based on the size and the degree of complexity of a particular financial organization. JF - FDIC Banking Review AU - Kushmeider, Rose Marie Y1 - 2005 PY - 2005 DA - 2005 SP - 1 EP - 29 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Federal regulation KW - Regulatory reform KW - Reorganization KW - Central banks KW - Models KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244805?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+U.S.+Federal+Financial+Regulatory+System%3A+Restructuring+Federal+Bank+Regulation&rft.au=Kushmeider%2C+Rose+Marie&rft.aulast=Kushmeider&rft.aufirst=Rose&rft.date=2005-10-01&rft.volume=17&rft.issue=4&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Office of the Comptroller of the Currency; Office of Thrift Supervision; Federal Deposit Insurance Corp; Federal Reserve Board; National Credit Union Administration N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - charts; references N1 - Last updated - 2014-05-25 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Consolidation in the U.S. Banking Industry: Is the "Long, Strange Trip" About to End? AN - 203244741 AB - Consolidation has been an enduring trend in the US banking industry for more than 2 decades. An overview of the structural changes that have occurred is provided, and the empirical research to determine how consolidation has affected such things as asset concentration, competition, banking efficiency and profitability, shareholder value, and the availability and pricing of banking services is explored. Three forecasts - based on linear extrapolation, time-series modeling, and a phase diagram - imply that in the absence of a new shock to the industry, the US banking industry is likely to retain a structure characterized by several thousand very small to medium-size community bank organizations, a less-numerous group of mid-size regional organizations, and a handful of extremely large multinational banking organizations. JF - FDIC Banking Review AU - Jones, Kenneth D AU - Critchfield, Tim Y1 - 2005 PY - 2005 DA - 2005 SP - 31 EP - 61 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Future of banking KW - Consolidation KW - Industrywide conditions KW - Statistical data KW - Bank stocks KW - Bank acquisitions & mergers KW - United States KW - US KW - 3400:Investment analysis & personal finance KW - 9140:Statistical data KW - 8100:Financial services industry KW - 2330:Acquisitions & mergers KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244741?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Consolidation+in+the+U.S.+Banking+Industry%3A+Is+the+%22Long%2C+Strange+Trip%22+About+to+End%3F&rft.au=Jones%2C+Kenneth+D%3BCritchfield%2C+Tim&rft.aulast=Jones&rft.aufirst=Kenneth&rft.date=2005-10-01&rft.volume=17&rft.issue=4&rft.spage=31&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - graphs; charts; references; tables N1 - Last updated - 2014-05-25 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244593 JF - FDIC Banking Review AU - Anonymous Y1 - 2005 PY - 2005 DA - 2005 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244593?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-10-01&rft.volume=17&rft.issue=4&rft.spage=A&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-25 ER - TY - JOUR T1 - Credits AN - 203244589 JF - FDIC Banking Review AU - Anonymous Y1 - 2005 PY - 2005 DA - 2005 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244589?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-10-01&rft.volume=17&rft.issue=4&rft.spage=A&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-25 ER - TY - JOUR T1 - Credits AN - 203326748 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2005///Third Quarter PY - 2005 DA - Third Quarter 2005 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326748?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-07-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2005 N1 - Last updated - 2014-05-22 ER - TY - JOUR T1 - China's Opening to the World: What Does It Mean for U.S. Banks? AN - 203244608 AB - China has agreed to open its financial system to full foreign competition in December 2006 in accordance with its commitments to the World Trade Organization (WTO). In regard to banking, it has committed to remove all geographic, client, and nonprudential restrictions on foreign banks. What does this financial opening mean for foreign banks? This article examines in detail the opportunities and risks of entry into the Chinese market for U.S. banks. The article begins with a review of recent statistics on Chinese growth and prosperity. It then appraises the competitive landscape for US bank sin China, examining the Chinese capital markets, the official Chinese banks, the informal Chinese banks, and foreign banks currently operating in China. The article then looks at the specific opportunities opening up in China in retail, commercial and investment banking. The article examines the economic, political and demographic trouble spots in the economy that could affect businesses operating in China. It discusses fears of an overheating market, possible protectionism by those countries to which it exports its goods, rising economic inequality in the country, and China's rapidly aging population. It then looks at the risks arising from an uncertain regulatory environment and large unwieldy government bureaucracy. It then appraises the systems from ensuring a safe return of capital, concentrating on the adequacy of China's bankruptcy laws, the enforcement of contracts and legal judgements, the adequacy of its credit infrastructure, the availability of crucial personnel, and the government's commitment to open competition. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 2005 PY - 2005 DA - 2005 SP - 1 EP - 21 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Banks KW - International markets KW - China KW - 9180:International KW - 8100:Financial services industry KW - 9179:Asia & the Pacific UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244608?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=China%27s+Opening+to+the+World%3A+What+Does+It+Mean+for+U.S.+Banks%3F&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=2005-07-01&rft.volume=17&rft.issue=3&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - China ER - TY - JOUR T1 - Credits AN - 203244601 JF - FDIC Banking Review AU - Anonymous Y1 - 2005 PY - 2005 DA - 2005 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244601?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-07-01&rft.volume=17&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - A Moving-Average Formula for Calculating Deposit Insurance Assessments AN - 203244599 AB - Current deposit insurance assessment policy is largely a product of three laws passed by Congress between 1989 and 1996: the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), the Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA), and the Deposit Insurance Funds Act of 1996 (DIFA). FIRREA chiefly addressed the financial crisis facing the thrift industry, but it also made fundamental changes in the deposit insurance assessment system. It renamed the FDIC's deposit insurance fund the Bank Insurance Fund (BIF), and it created the Savings Association Insurance Fund (SAIF). It also established a statutory minimum reserve ratio-called the designated reserve ratio (DRR)-of 1.25 percent for both the BIF and the SAIF. Two years after passage of FIRREA, FDICIA further changed the assessment system: it required the FDIC to establish a system of riskbased deposit insurance premiums, impose a minimum level of assessments on insured institutions when the reserve ratio is less than the DRR, and set semiannual assessments to maintain the reserve ratio of each fund at 1.25 percent. Five years later still, DIFA enacted further changes, eliminating significant differences in the pricing of deposit insurance for BIF and SAIF members and limiting the FDIC's ability to charge premiums when the reserve ratio is at or above the DRR. JF - FDIC Banking Review AU - Konstas, Panos Y1 - 2005 PY - 2005 DA - 2005 SP - 37 EP - 49 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Property taxes KW - Legislation KW - United States KW - US KW - 8100:Financial services industry KW - 3300:Risk management KW - 4320:Legislation UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244599?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+Moving-Average+Formula+for+Calculating+Deposit+Insurance+Assessments&rft.au=Konstas%2C+Panos&rft.aulast=Konstas&rft.aufirst=Panos&rft.date=2005-07-01&rft.volume=17&rft.issue=3&rft.spage=37&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - tables N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Overview of Recent Developments in the Credit Card Industry AN - 203244492 AB - Since the 1980s, Visa U.S.A. (Visa) and MasterCard International (MasterCard), the bank-controlled credit card associations that together account for approximately 70 percent of today's credit card market, have been able to control the use of and access to their networks to the advantage of their bank members. Recently, however, the credit card industry has been changing: some merchants are now large enough to exert their own leverage, legal defeats have impeded the ability of credit card associations to control the market, and some participants have developed new arrangements and alliances that may be a prelude to further changes in the industry. This article surveys recent developments in an industry that is facing new competitive dynamics. The article describes the formation of the payment card industry and then its structure, and explains the functioning of credit card networks: the various kinds of network models, and the significance of interchange fees in the most complex model. The article concludes by noting the main challenges facing the industry today. JF - FDIC Banking Review AU - Akers, Douglas AU - Golter, Jay AU - Lamm, Brian AU - Solt, Martha Y1 - 2005 PY - 2005 DA - 2005 SP - 23 EP - 35 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Credit cards KW - Industrywide conditions KW - Trends KW - United States KW - US KW - 8120:Retail banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244492?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Overview+of+Recent+Developments+in+the+Credit+Card+Industry&rft.au=Akers%2C+Douglas%3BGolter%2C+Jay%3BLamm%2C+Brian%3BSolt%2C+Martha&rft.aulast=Akers&rft.aufirst=Douglas&rft.date=2005-07-01&rft.volume=17&rft.issue=3&rft.spage=23&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - tables N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - FDIC Quarterly Banking Profile: SECOND QUARTER 2005 AN - 203333589 AB - In the 2nd quarter 2005, lower servicing fee income, lower trading revenue, and a large charge for litigation settlement expenses led to a decline in the net income earned by insured institutions. The 8,868 commercial banks and savings institutions insured by the FDIC reported net income of $33.1 billion, a decline of $1.1 billion - 3.3% - from the record quarterly total in the first quarter. Industry earnings still represented the 2nd-best quarterly performance ever reported, and were $2 billion - 6.3% - above the level of the 2nd quarter of 2004. Sales of securities and other assets yielded $2.3 billion in gains, compared to $845 million in the first quarter and $1.6 billion - 43.4%. Short-term interest rates rose during the 2nd quarter, with different results at large and smaller institutions. Large institutions rely more heavily on short-term borrowings to fund their assets, and their funding costs increase more than other institutions when short rates rise. At institutions with more than $10 billion in assets, the average net interest margin declined by 9 basis points in the 2nd quarter. Strong demand in construction lending, residential real estate, and commercial and industrial loans helped the industry grow its total loan portfolio by $204 billion - 3.3%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2005///Second Quarter PY - 2005 DA - Second Quarter 2005 SP - 1 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Industrywide conditions KW - Loans KW - Business growth KW - Bank assets KW - Bank reserves KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203333589?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FDIC+Quarterly+Banking+Profile%3A+SECOND+QUARTER+2005&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2005 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244834 JF - FDIC Banking Review AU - Anonymous Y1 - 2005 PY - 2005 DA - 2005 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244834?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-04-01&rft.volume=17&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-19 ER - TY - JOUR T1 - Politics and Policy: The Creation of the Resolution Trust Corporation AN - 203244627 AB - As the U.S. government sought solutions to the S&L crisis in 1989 and set about revamping the thrift industry's activities, regulation, and supervision and restoring the industry's insurance fund, it faced a multitude of challenges. One of the most significant was to create a mechanism that would resolve all then-insolvent thrifts as well as the large number of thrifts expected to become insolvent in the near future. FIRREA abolished the Federal Savings and Loan Insurance Corporation (FSLIC), the insurance arm of the FHLBB, and created the Savings Association Insurance Fund (SAIF), a new deposit insurance system for thrifts to be administered by the FDIC. Finally, FIRREA also created the RTC-a government agency charged with tasks never before undertaken in the history of the United States. As enacted, FIRREA made the RTC a limited-life (for five years) entity that would manage and resolve all formerly FSLIC-insured institutions placed under conservatorship or receivership from January 1, 1989, through August 9, 1992. The RTC created by FIRREA's enactment was recognizably the product of the administration's approach, but the new agency also reflected changes made during the legislative process. The RTC emerged both more defined by statutory requirements and more accountable to the public, but also more cumbersome by virtue of an intragovernmental battle for authority and the potentially contradictory goals that Congress grafted onto the structure. All the changes would significantly affect the way in which the RTC would carry out its work. JF - FDIC Banking Review AU - Davison, Lee Y1 - 2005 PY - 2005 DA - 2005 SP - 17 EP - 44 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Regulatory agencies KW - United States KW - US KW - 8120:Retail banking services KW - 4310:Regulation KW - 9550:Public sector KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244627?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Politics+and+Policy%3A+The+Creation+of+the+Resolution+Trust+Corporation&rft.au=Davison%2C+Lee&rft.aulast=Davison&rft.aufirst=Lee&rft.date=2005-04-01&rft.volume=17&rft.issue=2&rft.spage=17&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Recently Chartered Banks' Vulnerability to Real Estate Crisis AN - 203244617 AB - The FDIC closely monitors recently charterd banks and thrifts. For purposes of offsite monitoring, the FDIC defines young banks as commercial banks and thrifts that are 8 years old or younger based on studies showing that new banks need more than 3 years to fully mature. This study examines these young banks. Specifically, it examines the vulnerabilty of these young banks to real estate problems: how their financial condition evolved over time, the degree of rik they bear because of their reale state lending, how they compare with established banks in this respect, and what explains the heightened vulnerability of young banks to real estate crises. Part of the explanation for young banks' vulnerability to a real estate crisis is geographic location. Young banks tend to locate in rapidly growing markets, where economic activity is greater and the demand for riskier real estate loans is also greater. A closer examination of young banks in Florida, Georgia and New Jersey suggest that the young banks in those states use riskier lending strategies than their established counterparts. JF - FDIC Banking Review AU - Yom, Chiwon Y1 - 2005 PY - 2005 DA - 2005 SP - 1 EP - 13 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Mortgage banks KW - Commercial banks KW - Risk management KW - Studies KW - United States KW - US KW - 3200:Credit management KW - 8120:Retail banking services KW - 3300:Risk management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244617?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recently+Chartered+Banks%27+Vulnerability+to+Real+Estate+Crisis&rft.au=Yom%2C+Chiwon&rft.aulast=Yom&rft.aufirst=Chiwon&rft.date=2005-04-01&rft.volume=17&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - graphs; tables; references N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203326837 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2005///First Quarter PY - 2005 DA - First Quarter 2005 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326837?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-01-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2005 N1 - Last updated - 2014-05-19 ER - TY - JOUR T1 - FIRST QUARTER 2005 AN - 203321567 AB - A combination of reduced expenses for bad loans and the absence of significant merger-related expenses helped the net income of insured commmercial banks and savings institutions climb to a record $34.3 billion in the first quarter. Noninterest expenses totaled $77.6 billion in the first quarter, a deline of $3.5 billion from the fourth quarter. This was the largest decline in 5 years. The industry's revenue were stangant in the first quarter. Net operating revenue, the sum of net interest income and noninterest income, actually delined during the quarter by $300 million. Funding costs rose more rapidly than asset yields during the quarter, causing net interest margins to decline. Troubled loans continue to fall from record-low levels. The favorite trend in troubled loans was accompanied by a reduction in reserves from loan losses at many large banks. Equity capital increased by $13.2 billion during the quarter. The number of insured banks and thrifts reporting financial results declined from 8,975 to 8,030 between the end of 2004 and March 31. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2005///First Quarter PY - 2005 DA - First Quarter 2005 SP - 1 EP - 12 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Banking industry KW - Industrywide conditions KW - Consumer credit KW - Financial performance KW - Economic indicators KW - Statistical data KW - United States KW - US KW - 3400:Investment analysis & personal finance KW - 9140:Statistical data KW - 8120:Retail banking services KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203321567?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FIRST+QUARTER+2005&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2005 N1 - Document feature - tables; graphs N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Limited-Purpose Banks: Their Specialties, Performance, and Prospects AN - 203244850 AB - Limited-purpose banks are institutions that specialize in relatively narrow business lines. Some limited-purpose banks concentrate on making a certain type of loan, some serve a subset of consumers, and some offer an innovative product. Insured institutions, such as MBNA, Providian, and ETrade Bank are examples of limited-purpose banks specializing, respectively, in credit card services, subprime lending, and Internet banking. Although relatively few in number, limited-purpose banks have unique business models and product mixes that attract considerable attention. Some business strategies adopted by limited-purpose banks lead to superior financial performance. For instance, credit card banks are highly profitable compared with both other limited-purpose banks and the industry benchmark. In contrast, other business models show lackluster performance. The evidence suggests that some limited-purpose banks may have little success in the long run. However, they may be suitable as part of a larger bank. Citibank, for example, offers all such services. JF - FDIC Banking Review AU - Yom, Chiwon Y1 - 2005 PY - 2005 DA - 2005 SP - 19 EP - 35 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank credit cards KW - Subprime lending KW - Electronic banking KW - Bank services KW - Corporate objectives KW - Profitability KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8120:Retail banking services KW - 2310:Planning KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244850?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Limited-Purpose+Banks%3A+Their+Specialties%2C+Performance%2C+and+Prospects&rft.au=Yom%2C+Chiwon&rft.aulast=Yom&rft.aufirst=Chiwon&rft.date=2005-01-01&rft.volume=17&rft.issue=1&rft.spage=19&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - references; tables; graphs N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - A Survey of Current and Potential Uses of Market Data by the FDIC AN - 203244696 AB - Various ways in which the supervisors of depository institutions currently use market information are illustrated, and some potential applications of market data that the FDIC is considering in its insurance functions are highlighted. For purposes of deposit insurance pricing, the FDIC is presently considering a variety of market variables that best differentiate risk in financial institutions. To apply this information to insured subsidiaries, it will also be necessary to identify explicit linkages between market data, which related to the consolidated operations of a company, and financial performance information that is related to insured subsidiaries. Finally, analysts and examiners will have to be able to clearly define the notions of significance and permanence as they related to change in market valuations. For all these reasons, the FDIC is pursuing the creation of a market data warehouse. JF - FDIC Banking Review AU - Burton, Steven AU - Seale, Gary A Y1 - 2005 PY - 2005 DA - 2005 SP - 1 EP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Prices KW - Bank marketing KW - Market analysis KW - Statistical data KW - Regulatory agencies KW - Risk assessment KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 7000:Marketing KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244696?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+Survey+of+Current+and+Potential+Uses+of+Market+Data+by+the+FDIC&rft.au=Burton%2C+Steven%3BSeale%2C+Gary+A&rft.aulast=Burton&rft.aufirst=Steven&rft.date=2005-01-01&rft.volume=17&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Document feature - references; charts; graphs; tables N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244651 JF - FDIC Banking Review AU - Anonymous Y1 - 2005 PY - 2005 DA - 2005 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 17 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244651?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2005-01-01&rft.volume=17&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2005 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - FOURTH QUARTER 2004 AN - 203321355 AB - Strong loan growth and wider net interest margins did not offset the negative effects of merger expenses at larger banks and lower gains on sales of securities and other assets in the 4th quarter. Insured commercial banks and savings institutions reported $31.8 billion in net income for the quarter, a decline of $668 million (2.1%) from the record earnings registered in the third quarter. Nevertheless, the industry's earnings were the third-highest ever reported, and represented a $787 million (2.5%) improvement over the 4th quarter of 2003. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Fourth Quarter PY - 2004 DA - Fourth Quarter 2004 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Earnings announcements KW - Bank acquisitions & mergers KW - Operating costs KW - United States KW - US KW - 8100:Financial services industry KW - 2330:Acquisitions & mergers KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203321355?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FOURTH+QUARTER+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2004 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203305199 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Fourth Quarter PY - 2004 DA - Fourth Quarter 2004 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203305199?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-10-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2004 N1 - Last updated - 2014-05-16 ER - TY - JOUR T1 - THIRD QUARTER 2004 AN - 203318986 AB - A combination of continued strength in consumer loan demand and growing demand for commercial loans provided a lift to earnings in the third quarter, as insured institutions reported a record high $32.5 billion in net income. This is the sixth time in the last 7 quarters that industry earnings have set a new record. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Third Quarter PY - 2004 DA - Third Quarter 2004 SP - 1 EP - 11 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Commercial credit KW - Consumer credit KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318986?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=THIRD+QUARTER+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2004 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Insurance Fund Indicators Third Quarter 2004 AN - 203316268 AB - From June 30 to Sept. 30, 2004, total assets of the nation's 9,025 FDIC-insured depository institutions increased by $228.5 billion. Deposits, which increased by $99.5 billion during the period, funded about 43.5% of this growth. Insured deposits grew by 0.7% during the third quarter of 2004, following second quarter growth of 0.9% JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Third Quarter PY - 2004 DA - Third Quarter 2004 SP - 12 EP - 16 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Deposit insurance KW - Assets KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316268?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Insurance+Fund+Indicators+Third+Quarter+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-07-01&rft.volume=&rft.issue=&rft.spage=12&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2004 N1 - Document feature - graphs N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203305275 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Third Quarter PY - 2004 DA - Third Quarter 2004 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203305275?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-07-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2004 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - Rural Depopulation: What Does It Mean for the Future Economic Health of Rural Areas and the Community Banks That Support Them? AN - 203244637 AB - Although in many rural counties the population has been growing since World War II, in a large number of others there has been a persistent pattern of population decline. Rural depopulation has ramifications for the future economic viability of the counties invovled and for the banks that serve these counties. The Great Plains is where the problem is most advanced. While the current economic prospects of the Great Plains rural counties remain foreboding and bank consolidation may increase considerably over the next 20 years, rural banking is by no means entirely discouraging. JF - FDIC Banking Review AU - Walser, Jeffrey AU - Anderlik, John Y1 - 2004 PY - 2004 DA - 2004 SP - 57 EP - 95 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Community banks KW - Rural areas KW - Economic conditions KW - United States KW - US KW - 8100:Financial services industry KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244637?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Rural+Depopulation%3A+What+Does+It+Mean+for+the+Future+Economic+Health+of+Rural+Areas+and+the+Community+Banks+That+Support+Them%3F&rft.au=Walser%2C+Jeffrey%3BAnderlik%2C+John&rft.aulast=Walser&rft.aufirst=Jeffrey&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=57&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - graphs; tables; references; maps N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The Changing Corporate Governance Environment: Implications for the Banking Industry AN - 203244625 AB - Because of their important role in society, banks need to be especially careful about their governance so as to maintain public confidence. The most effective way to avoid corporate governance problems is to select a knowledgeable, engaged and independent board of directors. But like other businesses, banks may have difficulty recruiting board members in the current environment. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 2004 PY - 2004 DA - 2004 SP - 121 EP - 135 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Public Company Accounting Reform & Investor Protection Act 2002-US KW - Corporate governance KW - Banking industry KW - Regulation of financial institutions KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244625?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+Changing+Corporate+Governance+Environment%3A+Implications+for+the+Banking+Industry&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=121&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - references N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The Mixing of Banking and Commerce: Current Policy Issues AN - 203244548 AB - With adequate safeguards in place, the careful mixing of banking and commerce can yield benefits without excessive risk. Certainly the activities permitted to banks have always been subject to prohibition, but affiliations with nonbank firms have not been prohibited until relatively recently. Despite the current prohibitions, the current regulatory structure makes it possible for banking and commerce to continue mixing in many ways. The issue facing policy makers is how these combinations of banking and commerce will be regulated. JF - FDIC Banking Review AU - Blair, Christine E Y1 - 2004 PY - 2004 DA - 2004 SP - 97 EP - 120 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Banking industry KW - Regulation of financial institutions KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244548?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+Mixing+of+Banking+and+Commerce%3A+Current+Policy+Issues&rft.au=Blair%2C+Christine+E&rft.aulast=Blair&rft.aufirst=Christine&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=97&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - references N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244539 JF - FDIC Banking Review AU - Anonymous Y1 - 2004 PY - 2004 DA - 2004 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244539?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - Community Banks: Their Recent Past, Current Performance, and Future Prospects AN - 203244527 AB - Although the number of community banks has decreased, thousands of such banks remain: at year end 2003 community banks constituted 94% of all banks in the nation. From an economic viewpoint, these institutions remain very important in specific business and economic sectors, notably small-business and agricultural lending. Community banks should continue to occupy an important position in the banking industry for the foreseeable future if policy-makers can maintain economic stability and moderate the impact of regulatory burden. JF - FDIC Banking Review AU - Critchfield, Tim AU - Davis, Tyler AU - Davison, Lee AU - Gratton, Heather AU - et al Y1 - 2004 PY - 2004 DA - 2004 SP - 1 EP - 56 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Community banks KW - Regulation of financial institutions KW - Agricultural banking KW - Small business loans KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244527?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Community+Banks%3A+Their+Recent+Past%2C+Current+Performance%2C+and+Future+Prospects&rft.au=Critchfield%2C+Tim%3BDavis%2C+Tyler%3BDavison%2C+Lee%3BGratton%2C+Heather%3Bet+al&rft.aulast=Critchfield&rft.aufirst=Tim&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - Entrepreneurship Database; ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244517 JF - FDIC Banking Review AU - Anonymous Y1 - 2004 PY - 2004 DA - 2004 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 3/4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244517?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-07-01&rft.volume=16&rft.issue=3%2F4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - SECOND QUARTER 2004 AN - 203331187 AB - Strengthening loan demand boosted earnings at a majority of institutions during the second quarter, but higher expenses at a few large banks caused total industry income to register a slight decline. Insured commercial banks and savings institutions earned $31.2 billion in the second quarter of 2004, up $986 million (3.3%) from a year earlier. This was $656 million (2.1%) less than they earned in the first quarter, but it still represented the second-highest quarterly earnings total ever for the industry. A decline of $954 million (36.7%) in gains on sales of securities and other assets, and a $3.2-billion (4.3%) increase in non-interest expenses were the main reasons that earnings failed to set a new record. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Second Quarter PY - 2004 DA - Second Quarter 2004 SP - 1 EP - 4 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Banking industry KW - Earnings KW - Loan losses KW - Small business loans KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203331187?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=SECOND+QUARTER+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - Entrepreneurship Database; ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2004 N1 - Document feature - graphs N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Insurance Fund Indicators Second Quarter 2004 AN - 203317846 AB - From March 31 to June 30, 2004, total assets of FDIC-insured commercial banks and savings institutions increased by 2.9%. Over the last 4 quarters, insured institution asset growth has averaged 2.0% per quarter. Eighty-six percent of the second quarter's asset growth came from loans, with two-thirds of the increase attributable to loans secured by real estate. During the second quarter, total deposits of insured institutions increased by 2.6% ($157 billion). Deposits held in domestic offices grew by 2.0% ($109 billion), while foreign office deposits increased by 6.1% ($48 billion). More than nine-tenths of the quarterly increase in domestic deposits came from accounts greater than $100 thousand. Deposits insured by the FDIC rose by 0.9% ($33 billion) during the second quarter to $3.53 trillion. On June 30, insured institutions funded 37% of their assets with insured deposits, down from 39% 12 months earlier. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///Second Quarter PY - 2004 DA - Second Quarter 2004 SP - 12 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Banking industry KW - Statistical data KW - Assets KW - Deposit accounts KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317846?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Insurance+Fund+Indicators+Second+Quarter+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-04-01&rft.volume=&rft.issue=&rft.spage=12&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2004 N1 - Document feature - tables; graphs N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203319075 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///First Quarter PY - 2004 DA - First Quarter 2004 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319075?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-01-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2004 N1 - Last updated - 2014-05-21 ER - TY - JOUR T1 - FIRST QUARTER 2004 AN - 203316352 AB - In the first quarter of 2004, strength in mortgage lending and lower expenses for loan losses helped bank and thrift earnings reach a new record. Industry earnings of $31.9 billion were $858 million - 2.8% - higher than the previous quarterly record, set in the 4th quarter of 2003. The industry's return on assets was 1.38%, slightly below the all-time quarterly record of 1.39% recorded in the first quarter of 2004. Total assets increased by $302 billion - 3.3% - during the quarter, the 2nd-largest increase ever, after the $317-billion increase recorded in the 2nd quarter of 2003. Deposit growth was relatively strong in the first quarter. Deposits in domestic offices increased by $134.1 billion - 2.6% - while foreign office deposits grew by $38.7 Billion - 5.2%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2004///First Quarter PY - 2004 DA - First Quarter 2004 SP - 1 EP - 11 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Bank assets KW - Interest rates KW - Profitability KW - Loss reserves KW - Deposit accounts KW - Bank loans KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316352?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FIRST+QUARTER+2004&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2004 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The Evolving Role of Commercial Banks in U.S. Credit Markets AN - 203244770 AB - The conclusion of this study is that although the role of commercial banks in US credit markets has certainly evolved, banks remain a critical part of the modern flow of funds that has broadened the availability of credit in the US economy. JF - FDIC Banking Review AU - Samolyk, Katherine Y1 - 2004 PY - 2004 DA - 2004 SP - 29 EP - 65 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 1/2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Credit KW - Commercial banks KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244770?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+Evolving+Role+of+Commercial+Banks+in+U.S.+Credit+Markets&rft.au=Samolyk%2C+Katherine&rft.aulast=Samolyk&rft.aufirst=Katherine&rft.date=2004-01-01&rft.volume=16&rft.issue=1%2F2&rft.spage=29&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - references; graphs N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The Effect on U.S. Banking of Payment System Changes AN - 203244751 AB - Major changes in the US payment system as a whole are underway. These changes will have an effect on costs, profitability, mix of business, and delivery systems that must be considered in an assessment of the future of banking in the US. The focus of this paper is on the changes underway that influence the health of the banking industry in the US. JF - FDIC Banking Review AU - Murphy, Neil B Y1 - 2004 PY - 2004 DA - 2004 SP - 67 EP - 87 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 1/2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Banking industry KW - Future of banking KW - Payment systems KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244751?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+Effect+on+U.S.+Banking+of+Payment+System+Changes&rft.au=Murphy%2C+Neil+B&rft.aulast=Murphy&rft.aufirst=Neil&rft.date=2004-01-01&rft.volume=16&rft.issue=1%2F2&rft.spage=67&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - references N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Summary and Conclusions AN - 203244737 AB - The future of banking study addresses 3 broad questions: 1. What changes in the environment facing banking can be expected in the next 5 to 10 years? 2. What are the prospects for different sectors of the banking industry in this anticipated environment? and 3. What policy issues are the industry and regulators likely to face in the years ahead? JF - FDIC Banking Review AU - Hanc, George Y1 - 2004 PY - 2004 DA - 2004 SP - 1 EP - 28 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 1/2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Banking industry KW - Future of banking KW - Competition between financial institutions KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244737?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Summary+and+Conclusions&rft.au=Hanc%2C+George&rft.aulast=Hanc&rft.aufirst=George&rft.date=2004-01-01&rft.volume=16&rft.issue=1%2F2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Document feature - references N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244727 JF - FDIC Banking Review AU - Anonymous Y1 - 2004 PY - 2004 DA - 2004 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 1/2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244727?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-01-01&rft.volume=16&rft.issue=1%2F2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Last updated - 2014-05-22 ER - TY - JOUR T1 - Table of contents AN - 203244716 JF - FDIC Banking Review AU - Anonymous Y1 - 2004 PY - 2004 DA - 2004 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 16 IS - 1/2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244716?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2004-01-01&rft.volume=16&rft.issue=1%2F2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2004 N1 - Last updated - 2014-05-22 ER - TY - JOUR T1 - Estimating economic capital allocations for market and credit risk AN - 17416316; 6530762 AB - Value-at-Risk (VAR) measures often are used as a basis for setting so-called "economic capital" or buffer stock measures of equity capitalization requirements. VAR measures do not account for the time value of money or the equilibrium required return premium for credit risk on a firm's funding debt, and consequently they produce biased estimates of economic capital. The bias in common VAR approaches increases with the horizon and consequently is most pronounced in the credit risk setting where capital allocations horizons typically coincide with extended holding periods, but the bias is also important in the market risk setting when capital allocations are set for similar tenors. Accurate capital estimates can be obtained using a VAR-like measure that is constructed relative to a portfolio's initial market value and augmented by an estimate of the interest compensation required on funding debt. JF - Journal of Risk AU - Kupiec, P AD - Federal Deposit Insurance Corporation, 550 17th Street NW, Washington DC 20429, USA Y1 - 2004 PY - 2004 DA - 2004 VL - 6 IS - 4 KW - equity capitalization KW - Risk Abstracts KW - Value at risk KW - Economics KW - Portfolios KW - R2 23070:Economics, organization UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/17416316?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Ariskabstracts&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Journal+of+Risk&rft.atitle=Estimating+economic+capital+allocations+for+market+and+credit+risk&rft.au=Kupiec%2C+P&rft.aulast=Kupiec&rft.aufirst=P&rft.date=2004-01-01&rft.volume=6&rft.issue=4&rft.spage=&rft.isbn=&rft.btitle=&rft.title=Journal+of+Risk&rft.issn=&rft_id=info:doi/ LA - English DB - ProQuest Environmental Science Collection N1 - Date revised - 2006-02-01 N1 - Last updated - 2015-03-25 N1 - SubjectsTermNotLitGenreText - Value at risk; Portfolios; Economics ER - TY - JOUR T1 - FDIC Quarterly Banking Profile: FOURTH QUARTER 2003 AN - 203315966 AB - Led by rising income at credit card lenders and large commercial banks, the 9,182 commercial banks and savings institutions insured by the FDIC reported record-high earnings in the 4th quarter of 2003, the 4th consecutive quarter that industry earnings have set a record. Net income totaled $31.1 billion, an increase of $755 million - 2.5% - over 3rd quarter, and $5.7 billion - 22.3% - more than the industry earned in the 4th quarter of 2002. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///Fourth Quarter PY - 2003 DA - Fourth Quarter 2003 SP - 1 EP - 11 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Net income KW - Profitability KW - Bank assets KW - Bank reserves KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315966?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FDIC+Quarterly+Banking+Profile%3A+FOURTH+QUARTER+2003&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2003 N1 - Document feature - tables; graphs N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Insurance Fund Indicators AN - 203304745 AB - During the 4th quarter of 2003, insured deposits rose by 1%, bringing the growth rate for the full year to 2%. Full year growth was lower than the previous year's 5.4% rise, and was the smallest increase since 1999 when insured deposits increased by 0.7%. Insured deposits at the 9,182 banks and thrifts institutions rose by $67 billion during 2003. Deposits insured by the Bank Insurance Fund grew by 0.5% during the 4th quarter and by 1.2% for the full year, exceeding $2.5 trillion at year-end. The Savings Association Insurance Fund insured deposits increased by 2.8% - $24.4 billion - during the 4th quarter, ending 2003 at $896 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///Fourth Quarter PY - 2003 DA - Fourth Quarter 2003 SP - 12 EP - 16 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Deposit accounts KW - Statistical data KW - Bank reserves KW - Business conditions KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203304745?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Insurance+Fund+Indicators&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-10-01&rft.volume=&rft.issue=&rft.spage=12&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2003 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Evaluating the Vulnerability of Banks and Thrifts to a Real Estate Crisis AN - 203244626 AB - As part of its extensive off-site monitoring efforts, the Federal Deposit Insurance Corp has evaluated banks' and thrifts' vulnerability to a real estate crisis similar to the crisis that occurred in New England in the early 1990s. The resulting Real Estate Stress Test and current trends in REST ratings are discussed. The model indicates that a very large number of banks and thrifts in the West and the Southeast are heavily concentrated in commercial real estate. JF - FDIC Banking Review AU - Collier, Charles AU - Forbush, Sean AU - Nuxoll, Daniel A Y1 - 2003 PY - 2003 DA - 2003 SP - 19 EP - 35 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Real estate financing KW - Bank ratings KW - Statistical data KW - States KW - Metropolitan statistical areas KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244626?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Evaluating+the+Vulnerability+of+Banks+and+Thrifts+to+a+Real+Estate+Crisis&rft.au=Collier%2C+Charles%3BForbush%2C+Sean%3BNuxoll%2C+Daniel+A&rft.aulast=Collier&rft.aufirst=Charles&rft.date=2003-10-01&rft.volume=15&rft.issue=4&rft.spage=19&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244615 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244615?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-10-01&rft.volume=15&rft.issue=4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-22 ER - TY - JOUR T1 - Options for Pricing Federal Deposit Insurance AN - 203244576 AB - The Federal Deposit Insurance Corp has been exploring several options for reforming risk-based deposit insurance system by more effectively differentiating risk among insured institutions. Each option involves trade-offs among a number of desirable attributes, as no one option possesses all of the attributes to the highest degree. The options under consideration are described, and the trade-offs among them are examined. JF - FDIC Banking Review AU - Bloecher, Eric P AU - Seale, Gary A AU - Vilim, Robert D Y1 - 2003 PY - 2003 DA - 2003 SP - 1 EP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Regulatory reform KW - Statistical data KW - Bank ratings KW - Prices KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244576?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Options+for+Pricing+Federal+Deposit+Insurance&rft.au=Bloecher%2C+Eric+P%3BSeale%2C+Gary+A%3BVilim%2C+Robert+D&rft.aulast=Bloecher&rft.aufirst=Eric&rft.date=2003-10-01&rft.volume=15&rft.issue=4&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244565 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244565?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-10-01&rft.volume=15&rft.issue=4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-22 ER - TY - JOUR T1 - THIRD QUARTER 2003 AN - 203315790 AB - Commercial banks and savings institutions insured by the FDIC reported record-high earnings in the 3rd quarter of 2003, the 3rd consecutive quarter that industry earnings have set a record. Net income totaled $30.4 billion, an increase of $147 million - 0.5% - from the 2nd quarter, and $3.1 billion - 11.3% - more than the industry earned in the 3rd quarter of 2002. Noninterst income growth was a major source of earnings strength, and lower expenses of loan-loss provisions also helped lift profits. The improving trend in asset quality that began late last year continued through the 3rd quarter, as both noncurrent loans and net charge-offs declined. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///Third Quarter PY - 2003 DA - Third Quarter 2003 SP - 1 EP - 11 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Bank assets KW - Bank loans KW - Profitability KW - Industrywide conditions KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315790?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=THIRD+QUARTER+2003&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2003 N1 - Document feature - tables; graphs N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244582 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244582?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-07-01&rft.volume=15&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-24 ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244573 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues is presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 2003 PY - 2003 DA - 2003 SP - 33 EP - 38 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Business conditions KW - Bank earnings KW - Deposit insurance KW - Bank failures KW - Regulation of financial institutions KW - International banking KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244573?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=2003-07-01&rft.volume=15&rft.issue=3&rft.spage=33&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Federal Reserve Board N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244533 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244533?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-07-01&rft.volume=15&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-16 ER - TY - JOUR T1 - Using market information to help identify distressed institutions: A regulatory perspective AN - 203244461 AB - The notion that publicly available stock price, return, and other market-related variables can provide timely information about bank and thrift financial condition is explored. Whether such information can be used to improve the predictive accuracy of traditional off-site monitoring models for the purpose of anticipating changes in the CAMEL ratings assigned by regulators is tested. The first part of the analysis - extensive univariate analysis - confirms the existence of timely information: relatively simple measures of stock price and returns exhibit downward trends as much as 2 years before banks and thrifts experience ratings downgrades, while overall return volatility increases. The stock market variables improved the fit of the regression model as well as the in-sample predictive content of traditional accounting-based models only for the most distressed institutions. JF - FDIC Banking Review AU - Curry, Timothy J AU - Elmer, Peter J AU - Fissel, Gary S Y1 - 2003 PY - 2003 DA - 2003 SP - 1 EP - 16 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank stocks KW - Stock prices KW - Bank ratings KW - Regulation of financial institutions KW - Statistical data KW - United States KW - US KW - 3400:Investment analysis & personal finance KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244461?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Using+market+information+to+help+identify+distressed+institutions%3A+A+regulatory+perspective&rft.au=Curry%2C+Timothy+J%3BElmer%2C+Peter+J%3BFissel%2C+Gary+S&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=2003-07-01&rft.volume=15&rft.issue=3&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - tables; references; equations; charts N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The SCOR system of off-site monitoring: Its objectives, functioning, and performance AN - 203244426 AB - In late 1998, The FDIC adopted a statistical model, the Statistical CAMELS Off-site Rating (SCOR) system, as its basic method of monitoring insured institutions between examinations. How the SCOR model was designed to maximize accuracy and to give analysts insight into the potential weaknesses of financial institutions is described. In period of economic prosperity, SCOR forecasts are wrong more often than they are right, and since 1993 the model has missed approximately 80% of the downgrades, and its forecasts of a downgrade have been incorrect about 75% of the time. In contrast, when data are used from the early 1990s - a period when recession was causing financial problems for many banks - SCOR produces more accurate forecasts. JF - FDIC Banking Review AU - Collier, Charles AU - Forbush, Sean AU - Nuxoll, Daniel A AU - O'Keefe, John Y1 - 2003 PY - 2003 DA - 2003 SP - 17 EP - 32 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank ratings KW - Statistical data KW - Bank examinations KW - Economic conditions KW - Statistical methods KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244426?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+SCOR+system+of+off-site+monitoring%3A+Its+objectives%2C+functioning%2C+and+performance&rft.au=Collier%2C+Charles%3BForbush%2C+Sean%3BNuxoll%2C+Daniel+A%3BO%27Keefe%2C+John&rft.aulast=Collier&rft.aufirst=Charles&rft.date=2003-07-01&rft.volume=15&rft.issue=3&rft.spage=17&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - equations; graphs; references; tables N1 - Last updated - 2014-05-24 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - FDIC-insured-institutions-second quarter 2003 AN - 203317530 AB - FDIC-insured institutions registered a 2nd consecutive quarter of record profits as low interest rates continued to stimulate loan demand, and a strengthening economy was evidenced by improving asset quality. Second-quarter 2003 net income totaled $30.2 billion, surpassing the earnings record of $29.4 billion set in the first quarter. Insured institutions realized $4.9 billion in pretax gains on sales of securities and other assets in the 2nd quarter, up from $3.7 billion in the first quarter. Institutions specializing in credit card lending remained more than twice as profitable as the rest of the industry, while institutions with concentrations of residential mortgage assets continued to exhibit strong profitability. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///Second Quarter PY - 2003 DA - Second Quarter 2003 SP - 1 EP - 11 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Profitability KW - Bank assets KW - Business growth KW - Bank acquisitions & mergers KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 2330:Acquisitions & mergers KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317530?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FDIC-insured-institutions-second+quarter+2003&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2003 N1 - Document feature - tables; references; graphs N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Differentiating among critically undercapitalized banks and thrifts* AN - 203244669 AB - The prompt corrective action provisions in Federal Deposit Insurance Corp Improvement Act of 1991 require that regulators set a threshold for critically undercapitalized institutions, and that regulators promptly close institutions that breach the threshold unless they quickly recapitalize or merge with a healthier institution. A study analyzed bank failures and any bank that fell below the 2% capital requirement in FDICIA from 1992 to 2000. Instead of trying to find a better threshold capital level for critically undercapiitalized institutions, regulators may want to refine the rules governing reserves or limit the discretion of seriously troubled banks to set their own reserve levels. JF - FDIC Banking Review AU - Shibut, Lynn AU - Critchfield, Tim AU - Bohn, Sarah Y1 - 2003 PY - 2003 DA - 2003 SP - 1 EP - 38 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank failures KW - Capital requirements KW - Bank reserves KW - Statistical data KW - Comparative analysis KW - Deposit insurance KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244669?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Differentiating+among+critically+undercapitalized+banks+and+thrifts*&rft.au=Shibut%2C+Lynn%3BCritchfield%2C+Tim%3BBohn%2C+Sarah&rft.aulast=Shibut&rft.aufirst=Lynn&rft.date=2003-04-01&rft.volume=15&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - references; tables; graphs N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244638 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance is presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 2003 PY - 2003 DA - 2003 SP - 54 EP - 60 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Banking law KW - Bank earnings KW - International banking KW - Manycompanies KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244638?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=2003-04-01&rft.volume=15&rft.issue=2&rft.spage=54&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Board; Federal Deposit Insurance Corp; Office of Thrift Supervision; National Credit Union Administration; Office of the Comptroller of the Currency N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Do local economic data improve off-site bank-monitoring models? AN - 203244543 AB - The extent to which state-level economic data could be used to improve the performance of standard types of statistical models that forecast a bank's condition off-site is investigated. The focus is on the linkages between economic conditions and problems of bank performance between the mid-1980s and the early 1990s - a period characterized by significant regional disparities in both banking-sector and broader economic conditions. Results indicate that state-level economic data do not contribute to the models that forecast bank failures and changes in the quality of bank assets. The results for the model predicting risky bank growth are more encouraging, indicating that the inclusion of state-level economic data slightly improves the predictive power of this model. JF - FDIC Banking Review AU - Nuxoll, Daniel A AU - O'Keefe, John AU - Samolyk, Katherine Y1 - 2003 PY - 2003 DA - 2003 SP - 39 EP - 53 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank failures KW - Economic conditions KW - Business forecasts KW - Statistical methods KW - Business growth KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244543?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Do+local+economic+data+improve+off-site+bank-monitoring+models%3F&rft.au=Nuxoll%2C+Daniel+A%3BO%27Keefe%2C+John%3BSamolyk%2C+Katherine&rft.aulast=Nuxoll&rft.aufirst=Daniel&rft.date=2003-04-01&rft.volume=15&rft.issue=2&rft.spage=39&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Document feature - charts; graphs; tables; references N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244472 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244472?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-04-01&rft.volume=15&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - Insurance fund indicators-first quarter 2003 AN - 203316563 AB - During the first 3 months of 2003, total deposits of the nation's 9,314 insured institutions increased. Deposits held in domestic offices grew by 2.3% - $115.4 billion - while foreign office deposits shrank by 0.8% - $5.2 billion. During this periods deposits insured by the FDIC increased by 0.3% - $11.6 billion - to $3.4 trillion. The combined balances of the Bank Insurance Fund and the Savings Association Insurance Fund increased by 1.1% - $491 million - during the quarter, ending at $44.3 billion (unaudited). JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///First Quarter PY - 2003 DA - First Quarter 2003 SP - 12 EP - 16 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Deposit insurance KW - Statistical data KW - Reserve requirements KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316563?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Insurance+fund+indicators-first+quarter+2003&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-01-01&rft.volume=&rft.issue=&rft.spage=12&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund; Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2003 N1 - Document feature - graphs; tables N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203312855 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2003///First Quarter PY - 2003 DA - First Quarter 2003 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312855?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-01-01&rft.volume=&rft.issue=&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2003 N1 - Last updated - 2014-05-16 ER - TY - JOUR T1 - Catastrophe securities and the market sharing of deposit insurance risk AN - 203244579 AB - The issues that property-casualty insurance companies are facing and that the FDIC should consider if it, too, decides to address its increased exposure by securitizing the risk it faces - the risk of large bank failure are investigated. How the insurance companies and the FDIC might reduce their exposure either by entering the reinsurance market directly or by issuing their own catastrophe securities are detailed. It is concluded that both kinds of risk shifting are likely to be limited by a number of factors. The focus is on the moral-hazard problem, because such a focus leads to a number of interesting implications for the market sharing of deposit insurance risk. JF - FDIC Banking Review AU - Sheehan, Kevin P Y1 - 2003 PY - 2003 DA - 2003 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Risk sharing KW - Property & casualty insurance KW - Insurance companies KW - Securitization KW - Reinsurance KW - United States KW - US KW - 8100:Financial services industry KW - 9190:United States KW - 8220:Property & casualty insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244579?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Catastrophe+securities+and+the+market+sharing+of+deposit+insurance+risk&rft.au=Sheehan%2C+Kevin+P&rft.aulast=Sheehan&rft.aufirst=Kevin&rft.date=2003-01-01&rft.volume=15&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244572 JF - FDIC Banking Review AU - Anonymous Y1 - 2003 PY - 2003 DA - 2003 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244572?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2003-01-01&rft.volume=15&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - Risk assessment: Results of an international survey of deposit insurers AN - 203244454 AB - To learn more about how other countries address the important needs of a financial safety net, in January 2000 the Federal Deposit Insurance Corp. surveyed 73 foreign deposit insurance organizations in 64 locations. The 2nd of a 3-part series on the results is presented. The risk-assessment practices of the insurers are discussed. The results of the survey indicate both similarities and differences between foreign deposit insurers and the FDIC. The similarities begin with access to information: 1/2 the foreign deposit insurers that responded to the survey have access to reports of examination, and 3/4 regularly receive reported balance-sheet and income data. These financial data meet internationally accepted accounting standards, and most of the respondents are able to determine net income, equity capital, and troubled loans. The differences mainly involve how information is used in risk assessment. JF - FDIC Banking Review AU - Coburn, Jane F AU - O'Keefe, John P Y1 - 2003 PY - 2003 DA - 2003 SP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 15 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - International banking KW - Risk assessment KW - Banking law KW - Political behavior KW - Statistical data KW - Manycountries KW - Business conditions KW - Polls & surveys KW - United States KW - US KW - Latin America KW - Africa KW - Europe KW - Middle East KW - 9140:Statistical data KW - 1210:Politics & political behavior KW - 9180:International KW - 8100:Financial services industry KW - 4320:Legislation UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244454?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Risk+assessment%3A+Results+of+an+international+survey+of+deposit+insurers&rft.au=Coburn%2C+Jane+F%3BO%27Keefe%2C+John+P&rft.aulast=Coburn&rft.aufirst=Jane&rft.date=2003-01-01&rft.volume=15&rft.issue=1&rft.spage=17&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2003 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - Europe; United States; US; Africa; Middle East; Latin America ER - TY - JOUR T1 - FDIC-insured institutions--fourth quarter, 2002 AN - 203330355 AB - Insured commercial banks and savings institutions earned $25.6 billion in the 4th quarter of 2002, a $3.5-billion - 16% - increase over the 4th quarter of 2001. The average return on assets was 1.23% in the 4th quarter, compared to 1.12% in the 4th quarter of 2001. More than half of all banks and thrifts - 55.8% - had higher quarterly ROAs than a year earlier, and almost half - 49% - had an ROA of 1% or better for the quarter. The improvement in earning in the 4th quarter had many sources. Deposits insured by the FDIC approached $3.4 trillion in 2002, as the number of insured institutions fell below 9,400 for the first time. Insured deposits rose by 1.2% during the 4th quarter, bringing the growth rate for the full year to 5.5%. Deposits insured by the Bank Insurance Fund grew by 0.7% during the 4th quarter and by 4.9% for the full year, exceeding $2.5 trillion at year-end. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Fourth Quarter PY - 2002 DA - Fourth Quarter 2002 SP - 1 EP - 19 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Deposit insurance KW - Savings & loan associations KW - Bank earnings KW - Profitability KW - Bank assets KW - Delinquency KW - Bank failures KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203330355?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=FDIC-insured+institutions--fourth+quarter%2C+2002&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2002 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203321266 AB - Total assets of the US' 9,433 FDIC-insured depository institutions increased by $235.7 billion from June 30 to September 30, 2002. Deposits, which increased by $138.6 billion during the period, funded about 58.8% of this growth. Deposits in domestic offices grew by $166.4 billion - 3.6% - while deposits in foreign offices shrank by $27.9 billion - 4.4%. Insured deposits increased by 1.1% during the 3rd quarter of 2002, faster than the 0.9% growth in the 3rd quarter of 2001, and faster than the 0.3% growth of the previous quarter. Insured deposits increased at 5,807 institutions, remained unchanged at 65 institutions, and declined at 3,520 institutions. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Third Quarter PY - 2002 DA - Third Quarter 2002 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank assets KW - Deposit insurance KW - Bank failures KW - Bank deposits KW - Industrywide conditions KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203321266?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2002 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203319921 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Third Quarter PY - 2002 DA - Third Quarter 2002 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319921?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2002 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - Commercial bank performance--second quarter 2002 AN - 203316971 AB - Continued strength in consumer loan demand, plus a favorable interest-rate environment outweighed the negative effects of weakness in commercial loans for banks in the 2nd quarter of 2002. Commercial banks' earnings rose to $23.4 billion in the 2nd quarter, eclipsing the quarterly earnings record of $21.7 billion that was set in the first quarter by $1.7 billion - 7.8%. Improved noninterest income, lower provisions for loan losses, increased gains from securities sales, and relatively low growth in noninterest expenses all contributed to the earnings record. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Second Quarter PY - 2002 DA - Second Quarter 2002 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Profitability KW - Bank earnings KW - Statistical data KW - Refinancing KW - Deposit accounts KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316971?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance--second+quarter+2002&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2002 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203315697 AB - Total assets of the US' 9,480 FDIC-insured depository institutions increased by $215 billion from March 31 to June 30, 2002. Deposits, which increased $81.5 billion during the period, funded about 38% of this growth. Deposits from domestic offices grew by $44.1 billion - one percent - while deposits from foreign offices increased by $37.3 billion - 6.2%. Quarterly growth was strongest for money market deposit accounts, which grew by $29.5 billion - 2%, and other savings deposits which increased by $17.2 billion - 2.7%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Second Quarter PY - 2002 DA - Second Quarter 2002 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Bank assets KW - Bank earnings KW - Deposit insurance KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8120:Retail banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315697?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2002 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Savings institution performance--second quarter 2002 AN - 203312368 AB - FDIC-insured savings institutions earned a record $3.9 billion in the 2nd quarter of 2002, up $236 million from last quarter and $519 million higher than a year ago. Gains on sales of securities of $1.3 billion drove earnings to record levels. These gains were $656 million higher than in the first quarter and $264 million higher than a year ago. Lower mortgage rates continue to spur refinancings and drive down mortgage-servicing rights' values at some institutions. Long-term interest rates have been persistently low over the last 2 years and this has led to a mortgage refinancing boom, but has reduced the industry's asset yields. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///Second Quarter PY - 2002 DA - Second Quarter 2002 SP - 8 EP - 14 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings & loan associations KW - Statistical data KW - Bank earnings KW - Bank assets KW - Profitability KW - United States KW - US KW - 9140:Statistical data KW - 8120:Retail banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312368?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance--second+quarter+2002&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-04-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2002 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - GEN T1 - Your Own Home. FDIC Money Smart Financial Education Curriculum = Su Casa Propia. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62199959; ED468933 AB - This module on what homeownership is all about is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to familiarize participants with the process for getting homeownership financing. Topics are the benefits and pitfalls of renting vs. owning a home; readiness to buy a home; different mortgage programs; and basic terms used in a mortgage transaction. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; glossary; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 156 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Mortgages KW - ERIC, Resources in Education (RIE) KW - Students KW - Practitioners KW - Teachers KW - Spanish KW - Learning Modules KW - Housing KW - Consumer Education KW - Banking KW - Homeowners KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Ownership KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62199959?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Loan to Own. FDIC Money Smart Financial Education Curriculum = Prestamos Personales. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62199274; ED468932 AB - This module on knowing what one is borrowing before buying is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to familiarize participants with the characteristics of consumer installment loans. Topics are the different types of consumer installment loans and how to choose the right consumer installment loan for one's needs. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. A Spanish version is included. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 139 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Loan Programs KW - ERIC, Resources in Education (RIE) KW - Practitioners KW - Teachers KW - Students KW - Credit (Finance) KW - Spanish KW - Learning Modules KW - Loan Repayment KW - Consumer Education KW - Loan Default KW - Banking KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Risk Management KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62199274?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Check It Out. FDIC Money Smart Financial Education Curriculum = Conceptos Basicos sobre Cuentas Corientes. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62199144; ED468977 AB - This module on how to choose and keep a checking account is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to open and keep a checking account. Topics are determine checking account needs, fees, types, choosing a checking account, check register, writing a check, checking account statement, and reconciling a checking account. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets, practice register, checks, and deposit slips; a course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 212 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Checking Accounts KW - ERIC, Resources in Education (RIE) KW - Practitioners KW - Teachers KW - Students KW - Spanish KW - Learning Modules KW - Consumer Education KW - Banking KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62199144?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - To Your Credit. FDIC Money Smart Financial Education Curriculum = Su Credito y Usted. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62196416; ED468930 AB - This module on how one's credit history will affect one's credit future is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to make participants familiar with the importance of a credit history. Topics include identifying a credit report and how it is used; ordering and reading a credit report; identifying ways to start repairing credit; and identifying available resources. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets and a list of five credit counseling resources and six other resources; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 164 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Credit Reports KW - ERIC, Resources in Education (RIE) KW - Practitioners KW - Teachers KW - Students KW - Credit (Finance) KW - Spanish KW - Learning Modules KW - Loan Repayment KW - Consumer Education KW - Loan Default KW - Banking KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Financial Needs KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62196416?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Keep It Safe. FDIC Money Smart Financial Education Curriculum = Conozca sus Derechos. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62195568; ED468980 AB - This module on one's rights as a consumer is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to become familiar with their rights as banking consumers. Topics are nondeposit investment products; Equal Credit Opportunity Act; Fair Debt Collection Practices Act; resolving complaints by writing to the regulators; predatory loans; losing your wallet or purse; and identity theft. A sample complaint letter is provided. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; a list of 17 resources, organizations and websites; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 178 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Consumer Complaints KW - Consumer Credit Laws KW - Equal Credit Opportunity Act KW - Identity Theft KW - ERIC, Resources in Education (RIE) KW - Students KW - Practitioners KW - Teachers KW - Spanish KW - Learning Modules KW - Consumer Education KW - Safety KW - Consumer Protection KW - Banking KW - Instructional Materials KW - Money Management KW - Federal Legislation KW - Basic Business Education KW - Deception KW - Curriculum Guides KW - Teaching Guides KW - Federal Regulation KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62195568?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Bank On It. FDIC Money Smart Financial Education Curriculum = Curso Bancario Basico. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62194919; ED468975 AB - This module, an introduction to bank services, is one of ten in the Money Smart curriculum, and includes an instuctor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to build a relationship with a financial institution. Topics are types of financial institutions, banking terms, deposits vs. nondeposit products, and additional bank services. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; frequently asked questions; checklists for choosing an account and a bank; glossary; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 151 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - ERIC, Resources in Education (RIE) KW - Practitioners KW - Teachers KW - Students KW - Spanish KW - Learning Modules KW - Banking Vocabulary KW - Consumer Education KW - Banking KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62194919?accountid=14244 LA - English DB - ERIC N1 - SuppNotes - CD-ROM version not available from ERIC. For other Money Smart modules, see CE 083 858-866. N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Charge It Right. FDIC Money Smart Financial Education Curriculum = Uso Correcto de su Tarjeta de Credito. FDIC Money Smart Plan de Education para Capacitacion en Finanzas. AN - 62194815; ED468931 AB - This module on managing a credit card is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to describe the costs and benefits of using a credit card. Topics are characteristics of credit cards, costs of using a credit card, and recognizing potential problems with credit card use. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; glossary; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 155 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - ERIC, Resources in Education (RIE) KW - Students KW - Practitioners KW - Teachers KW - Credit (Finance) KW - Spanish KW - Learning Modules KW - Loan Repayment KW - Consumer Education KW - Loan Default KW - Banking KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Credit Cards KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62194815?accountid=14244 LA - English DB - ERIC N1 - SuppNotes - CD-ROM version not available from ERIC. For other Money Smart modules, see CE 083 857-863 and CE 083 865-866. N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Pay Yourself First. FDIC Money Smart Financial Education Curriculum = Paguese Usted Primero. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62194619; ED468979 AB - This module on why one should save is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to recognize the importance of saving money. Topics are pay oneself first, saving, compound interest, and special accounts. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; pay oneself first worksheet and plan, interest compounding exercise; glossary; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 159 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - Savings KW - Savings Accounts KW - ERIC, Resources in Education (RIE) KW - Practitioners KW - Teachers KW - Students KW - Spanish KW - Learning Modules KW - Consumer Education KW - Banking KW - Instructional Materials KW - Money Management KW - Budgeting KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Budgets KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62194619?accountid=14244 LA - English DB - ERIC N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Borrowing Basics. FDIC Money Smart Financial Education Curriculum = Conceptos Basicos sobre Prestamos. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62194493; ED468976 AB - This module, an introduction to credit, is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to decide when and how to use credit. Topics are what credit is, why it is important, types of loans, cost of credit, and when applying for credit. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of frequently asked questions; checklist for credit decisions; tips before applying for credit, tips to manage credit; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 131 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - ERIC, Resources in Education (RIE) KW - Students KW - Practitioners KW - Teachers KW - Interest (Finance) KW - Credit (Finance) KW - Spanish KW - Learning Modules KW - Consumer Education KW - Banking KW - Eligibility KW - Instructional Materials KW - Money Management KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Financial Services KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62194493?accountid=14244 LA - English DB - ERIC N1 - SuppNotes - CD-ROM version not available from ERIC. For other Money Smart modules, see CE 083 857 and CE 859-866. N1 - Last updated - 2017-02-24 ER - TY - GEN T1 - Money Matters. FDIC Money Smart Financial Education Curriculum = Cuestiones de Dinero. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas. AN - 62194450; ED468978 AB - This module on how to keep track of one's money is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to prepare a personal budget. Topics are why to budget, how to decrease spending, increasing one's income, and recordkeeping. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; sample daily spending diary, income and expenses worksheet, and budgeting tools; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB) Y1 - 2002 PY - 2002 DA - 2002 SP - 140 PB - Federal Deposit Insurance Corporation, 550 17th Street, NW, Washington, DC 20429 Attention: Money Smart Order Desk, PA-1730-7070B. KW - ERIC, Resources in Education (RIE) KW - Students KW - Practitioners KW - Teachers KW - Spanish KW - Learning Modules KW - Family Financial Resources KW - Consumer Education KW - Banking KW - Income KW - Instructional Materials KW - Money Management KW - Budgeting KW - Basic Business Education KW - Curriculum Guides KW - Teaching Guides KW - Behavioral Objectives KW - Learning Activities KW - Budgets KW - Financial Services KW - Recordkeeping KW - Adult Education UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/62194450?accountid=14244 LA - English DB - ERIC N1 - SuppNotes - CD-ROM version not available from ERIC. For other Money Smart modules, see CE 083 857-859 and CE 083 861-866. N1 - Last updated - 2017-02-24 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203317246 AB - Total assets and deposits of the US' 9,538 insured institutions shrank slightly in the first 3 months of 2002. During this period, deposits insured by the FDIC increased by 2.6% - $82.9 billion - to $3.3 trillion. This was the largest quarterly rise since the first quarter of 2001, when total insured deposits increased by 2.8%. The combined balances of the Bank Insurance Fund and the Savings Association Insurance Fund increased by 0.3% during the quarter, ending at $41.75 billion (unaudited). JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///First Quarter PY - 2002 DA - First Quarter 2002 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank assets KW - Bank earnings KW - Deposit accounts KW - Statistical data KW - Deposit insurance KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317246?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2002 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial bank performance--first quarter 2002 AN - 203304539 AB - Wider net interest margins at large banks, combined with slow growth in noninterest expenses, helped propel commercial bank profits to a record $21.7 billion in the first quarter of 2002. Banks achieved the record results despite the drag on earnings from rising expenses for loan losses and lower gains on sales of securities. This is the first time that the industry's quarterly earnings have surpassed $20 billion, and easily eclipses the previous record of $19.8 billion, set in the first quarter of 2001. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2002///First Quarter PY - 2002 DA - First Quarter 2002 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Profitability KW - Net income KW - Bank assets KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203304539?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance--first+quarter+2002&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2002-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2002 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203315077 AB - Deposits insured by the FDIC moved past $3.2 trillion in 2001, despite the number of insured institutions falling below the 9,700 mark for the first time. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Fourth Quarter PY - 2001 DA - Fourth Quarter 2001 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Statistical data KW - Industrywide conditions KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315077?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2001 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203314803 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Fourth Quarter PY - 2001 DA - Fourth Quarter 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314803?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2001 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - Savings institutions performance--fourth quarter, 2001 AN - 203304021 AB - FDIC-insured savings institutions reported their third consecutive quarterly earnings record in the fourth quarter, with net income of $3.7 billion, for an average return on assets (ROA) of 1.16%. This was the highest quarterly ROA ever reported by the industry. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Fourth Quarter PY - 2001 DA - Fourth Quarter 2001 SP - 8 EP - 14 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings banks KW - Bank earnings KW - Bank assets KW - Industrywide conditions KW - Statistical data KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203304021?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institutions+performance--fourth+quarter%2C+2001&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-10-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2001 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203320728 AB - Insured institution liabilities increased by 2.5% during the third quarter, but deposits grew by only 1.3% and insured deposits by 0.9%. Deposits insured by the FDIC rose by $28 billion during the third quarter of 2001. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Third Quarter PY - 2001 DA - Third Quarter 2001 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Bank reserves KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203320728?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2001 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203315259 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Third Quarter PY - 2001 DA - Third Quarter 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315259?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2001 N1 - Last updated - 2014-05-16 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203315337 AB - FDIC-insured deposits increase by 0.5% during the 2nd quarter of 2001, the slowest rate of growth since the 3rd quarter of 1999. Deposits insured by the Bank Insurance Fund increased 0.5% - $11.1 billion - during the 2nd quarter, following a first quarter increase of 3.1%. Deposits insured by the Savings Association Insurance Fund rose by 0.7% - $5.2 billion - following a 1/7% rise the first quarter. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Second Quarter PY - 2001 DA - Second Quarter 2001 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank deposits KW - Deposit insurance KW - Business growth KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8120:Retail banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315337?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2001 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial bank performance -- second quarter 2001 AN - 203315146 AB - Insured commercial banks earned $19.2 billion in the 2nd quarter of 2001, a 31% - $4.5 billion - improvement over the 2nd quarter of 2000. A year ago, sizable restructuring and credit-related charges at a few large banks depressed industry earnings. Lower interest rates allowed banks to realize gains on sales of securities, which also boosted net income. However, slower growth and narrower net interest margins meant lower earnings for many community banks. Fewer than 1/2 of all commercial banks - 49.4% - reported higher quarterly earnings than a year ago. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Second Quarter PY - 2001 DA - Second Quarter 2001 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Commercial banks KW - Profitability KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315146?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance+--+second+quarter+2001&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2001 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203304280 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///Second Quarter PY - 2001 DA - Second Quarter 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203304280?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2001 N1 - Last updated - 2014-05-21 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 2001; office deposits and addresses of FDIC-insured institutions; summary of deposits, Northeast Region; Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands T2 - [Pubn. no.] P-7700-01-01 AN - 59854179; 2002-0609610 AB - Arranged by state and county. Also available on the Internet. With state totals by charter class; number, assets, and offices of FDIC insured institutions, 1986-2000; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 2001. 655+ pp. Y1 - 2001///0, PY - 2001 DA - 0, 2001 EP - 655+ PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Northeastern states -- Banking sector KW - United States -- Federal deposit insurance corporation KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Northeastern states UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59854179?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=2001-01-01&rft.volume=&rft.issue=&rft.spage=655%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+2001%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+2001%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa Free N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Commercial bank performance--first quarter, 2001 AN - 203321002 AB - Insured commercial banks earned a record $19.9 billion in the first quarter of 2001, surpassing the previous record of $19.5 billion, set a year earlier. The higher profits were made possible by a $1.9-billion improvement in banks' proceeds from securities sales. In an environment of falling short-term interest rates, the industry's net interest margin declined for the 6th consecutive quarter to 3.83%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///First Quarter PY - 2001 DA - First Quarter 2001 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Statistical data KW - Profitability KW - Interest rates KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203321002?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance--first+quarter%2C+2001&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2001 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203315391 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///First Quarter PY - 2001 DA - First Quarter 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203315391?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2001 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203304348 AB - FDIC-insured deposits increased by 2.8% in the first 3 months of 2001, continuing the strong growth of 2000, during which insured deposits grew by 6.5%. In the 10 years since banks and thrifts began reporting insured deposits on a quarterly basis, this was the largest first-quarter growth, they have reported, exceeding the 1.8% increase reported in the first quarter of 2000. Only one FDIC-insured institution failed during the first quarter of 2000, a BIF-member commercial bank with total assets of $17 million. The loss to the BIF is estimated at $100,000. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2001///First Quarter PY - 2001 DA - First Quarter 2001 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank deposits KW - Bank earnings KW - Bank assets KW - Deposit insurance KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203304348?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2001 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Failure resolution and asset liquidation: Results of an international survey of deposit insurers AN - 203244596 AB - The results of a Federal Deposit Insurance Corp. survey of foreign deposit insurance organizations is summarized and discussed. The focus is on procedures for resolving and liquidating failed banks. JF - FDIC Banking Review AU - Bennett, Rosalind L Y1 - 2001 PY - 2001 DA - 2001 SP - 1 EP - 28 CY - Washington PB - Federal Deposit Insurance Corporation VL - 14 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank failures KW - Foreign bank accounts KW - Insolvency KW - Liquidation KW - Manycountries KW - Statistical data KW - Deposit insurance KW - Polls & surveys KW - United States KW - US KW - 9180:International KW - 8100:Financial services industry UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244596?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Failure+resolution+and+asset+liquidation%3A+Results+of+an+international+survey+of+deposit+insurers&rft.au=Bennett%2C+Rosalind+L&rft.aulast=Bennett&rft.aufirst=Rosalind&rft.date=2001-01-01&rft.volume=14&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2001 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244558 JF - FDIC Banking Review AU - Anonymous Y1 - 2001 PY - 2001 DA - 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 14 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244558?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-01-01&rft.volume=14&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2001 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Table of contents AN - 203244553 JF - FDIC Banking Review AU - Anonymous Y1 - 2001 PY - 2001 DA - 2001 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 14 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244553?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2001-01-01&rft.volume=14&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2001 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Merchant banking: Past and present AN - 203244520 AB - Recent legislation permits financial holding companies to engage in merchant banking, a lucrative activity for a handful of large commercial and investment banks for many years. A history of merchant banking and commercial bank involvement in this specialty is provided. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 2001 PY - 2001 DA - 2001 SP - 29 EP - 36 CY - Washington PB - Federal Deposit Insurance Corporation VL - 14 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank holding companies KW - Merchant banks KW - Statistical data KW - Commercial banks KW - Investment banking KW - Financial Services Modernization Act 1999-US KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244520?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Merchant+banking%3A+Past+and+present&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=2001-01-01&rft.volume=14&rft.issue=1&rft.spage=29&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2001 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Recent development affecting depository institutions AN - 203244509 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues is presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 2001 PY - 2001 DA - 2001 SP - 37 EP - 47 CY - Washington PB - Federal Deposit Insurance Corporation VL - 14 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - State regulation KW - Deposit insurance KW - International banking KW - Credit unions KW - Manycompanies KW - United States KW - New York KW - US KW - Illinois KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244509?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+development+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=2001-01-01&rft.volume=14&rft.issue=1&rft.spage=37&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Basel Committee on Banking Regulations & Supervisory Practices; National Credit Union Administration; Office of Thrift Supervision; Office of the Comptroller of the Currency N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2001 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - United States; US; Illinois; New York ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203314513 AB - Deposits insured by the FDIC moved past the $3 trillion level in 2000, to $3.05 trillion, despite the number of insured institutions falling below the 10,000 mark for the first time. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Fourth Quarter PY - 2000 DA - Fourth Quarter 2000 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Industrywide conditions KW - Statistical data KW - Bank deposits KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314513?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2000 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial bank performance--fourth quarter, 2000 AN - 203313631 AB - Insured commercial banks reported $17.8 billion in net income in the fourth quarter of 2000, an increase of $91 million over industry earnings in the fourth quarter of 1999. The decline in the industry's net operating income stemmed from rising expenses for loan-loss provisions at a number of large banks and a slowdown in growth of banks' noninterest income. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Fourth Quarter PY - 2000 DA - Fourth Quarter 2000 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Industrywide conditions KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313631?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance--fourth+quarter%2C+2000&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 2000 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203319436 AB - Deposits insured by the FDIC grew by 1.1% during the 3rd quarter of 2000, reaching $2.992 trillion as of September 30, 2000. For the first 3 quarters of 2000, total estimated insured deposits grew by 4.3%. Deposits insured by the Bank Insurance Fund increased by 1.3% during the 3rd quarter, to $2.25 trillion, and 4.4% since the beginning of 2000. Deposits insured by the Savings Association Insurance Fund grew more slowly, rising 0.3% in the 3rd quarter, to $741 billion, and 4.1% on a year-to-date basis. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Third Quarter PY - 2000 DA - Third Quarter 2000 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - National banks KW - Savings & loan associations KW - Statistical data KW - Profitability KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319436?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2000 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial bank earnings performance--third quarter, 2000 AN - 203314133 AB - Insured commercial banks rebounded from a disappointing 2nd quarter 2000 to record their 3rd best quarterly earnings ever. Industry net income totaled $19.3 billion in the 3rd quarter, up $4.6 billion (31.6%) from the previous quarter, but $106 million (0.6%) lower than in the 3rd quarter of 1999. The favorable earnings performance was made possible by the absence of the sizable restructuring and credit-related charges at large banks that depressed the industry's 2nd-quarter results. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Third Quarter PY - 2000 DA - Third Quarter 2000 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Statistical data KW - Profitability KW - United States KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314133?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+earnings+performance--third+quarter%2C+2000&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 2000 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - BOOK T1 - Statistics on banking, 1999: a statistical profile of the United States banking industry T2 - P-1400-105-99 AN - 59786324; 2000-0701870 AB - Year-end data on FDIC-insured commercial banks, trust companies, and savings banks. JF - United States Federal Deposit Insurance Corporation, April 2000. Y1 - 2000/04// PY - 2000 DA - April 2000 PB - United States Federal Deposit Insurance Corporation KW - Financial intermediaries -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59786324?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=2000-04-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1999%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.title=Statistics+on+banking%2C+1999%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp (22x28 cm) pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203314899 AB - The total assets of the US' 10,118 FDIC-insured institutions increased 2.3% from March 31 to June 30, 2000. This asset growth of $159 billion was funded primarily by deposits, which rose by $100 billion, or 2.2%, during the 3-month period. Insured deposits, however, rose just $22 billion, or 0.7%, as foreign-office deposits and large, uninsured domestic deposits accounted for the bulk of deposit growth. Only one insured institution failed during the 2nd quarter of 2000, a Bank Insurance Fund member with total assets of $11 million. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Second Quarter PY - 2000 DA - Second Quarter 2000 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank assets KW - Bank earnings KW - Deposit insurance KW - Profitability KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314899?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2000 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Savings institution performance--second quarter, 2000 AN - 203303797 AB - FDIC-insured savings institutions reported earnings of $2.8 billion in the 2nd quarter of 2000, down by $194 million from the first quarter and by $106 million from a year ago. Earnings were lower primarily because of higher loan-loss provisions and noninterest expenses, but improved noninterest income and gains on the sales of securities limited the decline. Provisions for loan losses were up by $147 million - 35% - from last quarter and by $170 million - 42% - from a year earlier. Noninterest income was up by $235 million - 9% - from last quarter and by $441 million - 18% - from a year earlier. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///Second Quarter PY - 2000 DA - Second Quarter 2000 SP - 8 EP - 14 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings banks KW - Bank earnings KW - Bank assets KW - Loan losses KW - Profitability KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8120:Retail banking services KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203303797?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance--second+quarter%2C+2000&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-04-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 2000 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - BOOK T1 - Data book: bank and thrift branch office, 2000; office deposits and addresses of FDIC-insured institutions; summary of deposits, Northeast Region; Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands T2 - [Pubn. no.] P-7700-01-00 AN - 59828797; 2001-0614530 AB - Arranged by state and county. Also available on the Internet. With state totals by charter class; number, assets, and offices of FDIC insured institutions, 1986-2000; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 2000. Y1 - 2000///0, PY - 2000 DA - 0, 2000 PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Northeastern states -- Banking sector KW - United States -- Federal deposit insurance corporation KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Northeastern states UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59828797?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=2000-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+2000%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+2000%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa Free N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1999; office deposits and addresses of FDIC-insured institutions; summary of deposits, Northeast Region; Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands T2 - [Pubn. no.] P-7700-01-99 AN - 59797854; 2000-0509000 AB - Arranged by state and county. Also available on the Internet. With state totals by charter class; number, assets, and offices of FDIC insured institutions, 1985-99; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 2000. 12+4+652 pp. Y1 - 2000///0, PY - 2000 DA - 0, 2000 EP - 12+4+652 PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Northeastern states -- Banking sector KW - United States -- Federal deposit insurance corporation KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Northeastern states UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59797854?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=2000-01-01&rft.volume=&rft.issue=&rft.spage=12%2B4%2B652&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1999%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1999%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa Free N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203314628 AB - After declining 3 consecutive quarters. The Bank Insurance Fund grew to $29.7 billion - unaudited - as of March 31, 2000. This was $325 million higher than the revised year-end 1999 balance of $29.4 billion, but the fund still lagged below the March 1999 balance of $29.9 billion. Despite the first-quarter growth of the fund - 1.1%, BIF-insured deposits grew at a faster rate - 1.9%, and the BIF reserve ratio fell to 1.35% of estimated insured deposits on March 31, from 1.37% at year-end and 1.41% in March 1999. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 2000///First Quarter PY - 2000 DA - First Quarter 2000 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Bank assets KW - Bank earnings KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314628?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 2000 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - A historical perspective on deposit insurance coverage AN - 203244590 AB - The federal deposit insurance program is examined and deposit insurance coverage traced from its original amount of $2,500 in 1934 through each subsequent increase to the current coverage amount of $100,000. For the most part, increases in deposit insurance coverage have been controversial, and in each case Congress has been influenced by developments in the broader economy. JF - FDIC Banking Review AU - Bradley, Christine M Y1 - 2000 PY - 2000 DA - 2000 SP - 1 EP - 25 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Insurance coverage KW - Economic conditions KW - Banking law KW - United States KW - US KW - 8100:Financial services industry KW - 4320:Legislation KW - 1110:Economic conditions & forecasts KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244590?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+historical+perspective+on+deposit+insurance+coverage&rft.au=Bradley%2C+Christine+M&rft.aulast=Bradley&rft.aufirst=Christine&rft.date=2000-01-01&rft.volume=13&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244583 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues is presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 2000 PY - 2000 DA - 2000 SP - 36 EP - 43 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Banking law KW - Bills KW - Regulatory agencies KW - State laws KW - United States KW - US KW - 8100:Financial services industry KW - 4320:Legislation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244583?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=2000-01-01&rft.volume=13&rft.issue=2&rft.spage=36&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244575 JF - FDIC Banking Review AU - Anonymous Y1 - 2000 PY - 2000 DA - 2000 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244575?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-01-01&rft.volume=13&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - The cost of the savings and loan crisis: Truth and consequences AN - 203244574 AB - The cost of providing deposit insurance during the savings and loan crisis of the 1980s and early 1990s is identified and analyzed. A breakdown is provided of the cost into the Federal Savings and Loan Insurance Corp. and Resolution Trust Corp. segments, and the portions of the cost borne by the taxpayer and by the thrift industry is identified. JF - FDIC Banking Review AU - Curry, Timothy AU - Shibut, Lynn Y1 - 2000 PY - 2000 DA - 2000 SP - 26 EP - 35 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Savings & loan associations KW - Costs KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244574?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+cost+of+the+savings+and+loan+crisis%3A+Truth+and+consequences&rft.au=Curry%2C+Timothy%3BShibut%2C+Lynn&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=2000-01-01&rft.volume=13&rft.issue=2&rft.spage=26&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Savings & Loan Insurance Corp; FSLIC; Resolution Trust Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244567 JF - FDIC Banking Review AU - Anonymous Y1 - 2000 PY - 2000 DA - 2000 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244567?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-01-01&rft.volume=13&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - Table of contents AN - 203244566 JF - FDIC Banking Review AU - Anonymous Y1 - 2000 PY - 2000 DA - 2000 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244566?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-01-01&rft.volume=13&rft.issue=1&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - Table of contents AN - 203244505 JF - FDIC Banking Review AU - Anonymous Y1 - 2000 PY - 2000 DA - 2000 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244505?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=2000-01-01&rft.volume=13&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - European union financial developments: The single market, the single currency, and banking AN - 203244437 AB - In the past decade, the financial and banking structure of the 15-member European Union has changed substantially. The introduction of the single market in banking, in 1993, and the single currency, in 1999, have been important, given the EU's size and financial depth, and combined with the EU's expansion eastward they will be even more important in the future. JF - FDIC Banking Review AU - Murphy, Neil B Y1 - 2000 PY - 2000 DA - 2000 SP - 1 EP - 18 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - European Currency Unit KW - International banking KW - Central banks KW - Regulation of financial institutions KW - Capital markets KW - Future of banking KW - Europe KW - 3400:Investment analysis & personal finance KW - 9175:Western Europe KW - 8100:Financial services industry KW - 4310:Regulation UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244437?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=European+union+financial+developments%3A+The+single+market%2C+the+single+currency%2C+and+banking&rft.au=Murphy%2C+Neil+B&rft.aulast=Murphy&rft.aufirst=Neil&rft.date=2000-01-01&rft.volume=13&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - European Union N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - Europe ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244428 AB - Recent developments affecting depository institutions - from the Gramm-Leach-Bliley Act to the new compliance guide and handbook for thrift institutions - are discussed. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 2000 PY - 2000 DA - 2000 SP - 19 EP - 29 CY - Washington PB - Federal Deposit Insurance Corporation VL - 13 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Financial Services Modernization Act 1999-US KW - Bank compliance KW - Industrywide conditions KW - International banking KW - United States KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244428?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=2000-01-01&rft.volume=13&rft.issue=1&rft.spage=19&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Federal Reserve Board; Office of the Comptroller of the Currency; Office of Thrift Supervision N1 - Copyright - Copyright Federal Deposit Insurance Corporation 2000 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial banking performance--fourth quarter, 1999 AN - 203318811 AB - Insured commercial banks reported 4th-quarter of 1999 earnings of $17.8 billion, bringing their profits for all of 1999 to a record $71.7 billion. It was the 3rd highest quarterly earnings ever posted by the industry, after the $19.4 billion banks earned in the 3rd quarter of 1999 and the $18 billion they earned in the first quarter, and represented a 20.2% improvement over the $14.8 billion earned in the 4th quarter of 1998. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Fourth Quarter PY - 1999 DA - Fourth Quarter 1999 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Bank assets KW - Profitability KW - Net income KW - Commercial banks KW - Statistical data KW - Industrywide conditions KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318811?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--fourth+quarter%2C+1999&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1999 N1 - Last updated - 2014-05-25 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203303031 AB - Deposits insured by the FDIC rose by $29 billion during the final 3 months of 1999. This was the largest quarterly increase of the year, but it was far less than the $85-billion increase seen in the 4th quarter of 1998. The 4th quarter of 1999 continued the trend of the 1990s during which insured institutions, in the aggregate, have shifted their funding away from deposits in general and insured deposits in particular. Insured institutions' liabilities grew by 3.6% during the 4th quarter, but deposits grew by 3% and insured deposits by only 1%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Fourth Quarter PY - 1999 DA - Fourth Quarter 1999 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank deposits KW - Deposit insurance KW - Bank reserves KW - Losses KW - Statistical data KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203303031?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1999 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The Bank Secrecy Act And Bank Reporting Requirements, Statement before US House of Representatives, Committee on Banking and Financial Services, Subcommittees on General Oversight and Investigations and Financial Institutions and Consumer Credit, April 20, 1999 AN - 821471847 JF - Trends in Organized Crime AU - Sciacca, Christie Y1 - 1999///Summer PY - 1999 DA - Summer 1999 SP - 100 EP - 102 CY - New York PB - Springer Science & Business Media VL - 4 IS - 4 SN - 1084-4791 KW - Criminology And Law Enforcement UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/821471847?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Acriminaljusticeperiodicals&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=Trends+in+Organized+Crime&rft.atitle=The+Bank+Secrecy+Act+And+Bank+Reporting+Requirements%2C+Statement+before+US+House+of+Representatives%2C+Committee+on+Banking+and+Financial+Services%2C+Subcommittees+on+General+Oversight+and+Investigations+and+Financial+Institutions+and+Consumer+Credit%2C+April+20%2C+1999&rft.au=Sciacca%2C+Christie&rft.aulast=Sciacca&rft.aufirst=Christie&rft.date=1999-07-01&rft.volume=4&rft.issue=4&rft.spage=100&rft.isbn=&rft.btitle=&rft.title=Trends+in+Organized+Crime&rft.issn=10844791&rft_id=info:doi/10.1007%2Fs12117-999-1055-9 LA - English DB - ProQuest Central N1 - Copyright - Springer 1999 N1 - Last updated - 2014-08-30 DO - http://dx.doi.org/10.1007/s12117-999-1055-9 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203319137 AB - Insured deposits held by the 10,291 FDIC members increased slightly during the 3rd quarter of 1999, rising by $8 billion, or 0.3%. The growth occurred primarily in the insured portions of large deposit accounts (over $100,000). The growth in insured deposits lagged behind 3rd-quarter growth rates for total deposits (0.6%) and total liabilities (1%), continuing a trend toward greater reliance on uninsured deposits and nondeposit funding. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Third Quarter PY - 1999 DA - Third Quarter 1999 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Profitability KW - Manycompanies KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 3100:Capital & debt management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319137?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Bank Insurance Fund; Federal Deposit Insurance Corp; Federal Reserve Board N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1999 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Commercial banking performance--third quarter, 1999 AN - 203313967 AB - Insured commercial banks earned $19.4 billion in the 3rd quarter of 1999, eclipsing the previous quarterly record of $18 billion, set in the first quarter of 1999. Third-quarter earnings represented a $4.4-billion (29.1%) increase from the 3rd quarter of 1998, when weakness in overseas earnings limited industry profits. Growth in revenues, particularly noninterest income, was strong, while overhead expenses remained under control. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Third Quarter PY - 1999 DA - Third Quarter 1999 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Statistical data KW - Profitability KW - Return on equity KW - Net income KW - Bank assets KW - United States KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 3100:Capital & debt management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313967?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--third+quarter%2C+1999&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1999 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Savings institutions performance--third quarter, 1999 AN - 203313741 AB - FDIC-insured savings institutions reported earnings of $2.8 billion for the 3rd quarter of 1999, just $13 million lower than 2nd-quarter earnings, but $105 million lower than the record 3rd quarter of 1998. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Third Quarter PY - 1999 DA - Third Quarter 1999 SP - 8 EP - 14 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank earnings KW - Profitability KW - Bank assets KW - Net income KW - Statistical data KW - Savings & loan associations KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 3100:Capital & debt management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313741?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institutions+performance--third+quarter%2C+1999&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-07-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Federal Home Loan Bank System N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1999 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203314190 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Second Quarter PY - 1999 DA - Second Quarter 1999 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203314190?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1999 N1 - Last updated - 2014-05-23 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203303261 AB - The aggregate growth characteristics of the 10,350 FDIC-insured institutions in the 2nd quarter of 1999 exhibited the seasonal characteristics of prior 2nd quarters in the 1990s. Asset growth of 1.1% during the 3-month period slightly exceeded deposit growth of 1%, while insured deposits grew a modest 0.1%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///Second Quarter PY - 1999 DA - Second Quarter 1999 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Profitability KW - Manycompanies KW - Savings & loan associations KW - Assets KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 3100:Capital & debt management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203303261?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1999 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - BOOK T1 - Data book: bank & thrift branch office, 1999; office deposits and addresses of FDIC-insured institutions; summary of deposits, national: United States, states, counties, and other areas T2 - [Pubn. no.] P-7700-07-99 AN - 59795206; 2000-0605000 AB - Arranged by state and county. Also available on the Internet. JF - United States Federal Deposit Insurance Corporation, 1999. Y1 - 1999///0, PY - 1999 DA - 0, 1999 PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59795206?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1999-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Data+book%3A+bank+%26+thrift+branch+office%2C+1999%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+national%3A+United+States%2C+states%2C+counties%2C+and+other+areas&rft.title=Data+book%3A+bank+%26+thrift+branch+office%2C+1999%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+national%3A+United+States%2C+states%2C+counties%2C+and+other+areas&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Credits AN - 203330266 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///First Quarter PY - 1999 DA - First Quarter 1999 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203330266?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1999 N1 - Last updated - 2014-05-19 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203311888; 00367759 AB - The assets and deposits of the US' 10,415 FDIC-insured depository institutions experienced some shrinkage in the first quarter of 1999, following record increases in the 4th quarter of 1998. Total assets fell by $8.6 billion, or 0.1%, but total deposits decreased considerably more, falling by $50 billion, or 1.1%, during the 3-month period. By contrast, during the 4th quarter, total assets grew by $202 billion and total deposits increased by $183 billion. Of the first-quarter decline in deposits, estimated insured deposits fell by $19.8 billion and uninsured domestic deposits fell by $33.5 billion; foreign-office deposits, which are uninsured, gained $2.8 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1999///First Quarter PY - 1999 DA - First Quarter 1999 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Profitability KW - Bank earnings KW - Net income KW - Interest income KW - Bank assets KW - Manycompanies KW - Bank deposits KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203311888?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1999 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Table of contents AN - 203244559 JF - FDIC Banking Review AU - Anonymous Y1 - 1999 PY - 1999 DA - 1999 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244559?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-01-01&rft.volume=12&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-24 ER - TY - JOUR T1 - Conduits: Their structure and risk AN - 203244547 AB - The development of conduits - entities that focus on generating a profit by buying or originating loans at one price, then selling them through securitization at a higher price - is traced. Although conduits were very successful in the early and mid-1990s and the benefits of securitization were considerable, recent experience has illustrated many risks, ranging from regulatory and accounting problems to prepayment and market issues. JF - FDIC Banking Review AU - Elmer, Peter J Y1 - 1999 PY - 1999 DA - 1999 SP - 27 EP - 40 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank assets KW - Mortgage backed securities KW - Risk assessment KW - Securitization KW - United States KW - US KW - 8100:Financial services industry KW - 3100:Capital & debt management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244547?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Conduits%3A+Their+structure+and+risk&rft.au=Elmer%2C+Peter+J&rft.aulast=Elmer&rft.aufirst=Peter&rft.date=1999-01-01&rft.volume=12&rft.issue=3&rft.spage=27&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-24 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Table of contents AN - 203244532 JF - FDIC Banking Review AU - Anonymous Y1 - 1999 PY - 1999 DA - 1999 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244532?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-01-01&rft.volume=12&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - Internal risk-manangement models as a basis for capital requirements AN - 203244521; 00366058 AB - In 1988, after extensive negotiation among the G-10 central-bank governors, the Basle Committee on Banking Regulations and Supervisory Practice agreed on uniform capital standards. The agreement, known as the Basle Accord, was an attempt to produce uniform capital standards for internally active banks. Three proposals to revise the Basle Accord are considered. Internal risk-management models generally estimate the value at risk; hence they are often called VaR models. The value at risk is the amount of money that would be sufficient to cover most potential losses. Because VaR models focus on risk, they generally ignore profit. JF - FDIC Banking Review AU - Nuxoll, Daniel A Y1 - 1999 PY - 1999 DA - 1999 SP - 18 EP - 29 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Capital requirements KW - Central banks KW - Models KW - Regulation of financial institutions KW - Bonds KW - Manycompanies KW - US KW - Europe KW - 9175:Western Europe KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 1120:Economic policy & planning KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244521?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=CALICO+Journal&rft.atitle=The+Role+of+Linguistic+Affordances+in+Telecollaborative+Chat&rft.au=Darhower%2C+Mark+Anthony%3BCarolina%2C+North&rft.aulast=Darhower&rft.aufirst=Mark&rft.date=2008-09-01&rft.volume=26&rft.issue=1&rft.spage=48&rft.isbn=&rft.btitle=&rft.title=CALICO+Journal&rft.issn=&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Basel Committee on Banking Regulations & Supervisory Practices; J P Morgan & Co Inc; Credit Suisse Financial Products; Bank of England N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - US; Europe ER - TY - JOUR T1 - Financially distressed banks: How effective are enforcement actions in the supervision process? AN - 203244518 AB - The effects of bank examinations and enforcement actions on the behavior of problem banks are examined. Information is provided on the effectiveness of supervision of distressed institutions through the issuance of formal enforcement actions during the 1980s and 1990s, a period of greater stress and turmoil for US financial institutions than any other since the Great Depression. The legal and regulatory framework for the application of formal enforcement actions is discussed. The enforcement policies available to the FDIC are described. Previous empirical studies are reviewed, and the methodology, the sample and data, and the model, variables, and results are discussed. JF - FDIC Banking Review AU - Curry, Timothy J AU - O'Keefe, John P AU - Coburn, Jane AU - Montgomery, Lynne Y1 - 1999 PY - 1999 DA - 1999 SP - 1 EP - 18 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank examinations KW - Law enforcement KW - FIRREA 1989-US KW - Bank ratings KW - Statistical data KW - Safety & soundness KW - United States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244518?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Financially+distressed+banks%3A+How+effective+are+enforcement+actions+in+the+supervision+process%3F&rft.au=Curry%2C+Timothy+J%3BO%27Keefe%2C+John+P%3BCoburn%2C+Jane%3BMontgomery%2C+Lynne&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=1999-01-01&rft.volume=12&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Credits AN - 203244510 JF - FDIC Banking Review AU - Anonymous Y1 - 1999 PY - 1999 DA - 1999 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244510?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1999-01-01&rft.volume=12&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - Deposit insurance reform: State of the debate AN - 203244486 AB - Several main deposit insurance issues are examined and the trade-off that deposit insurance requires between certain public-policy objectives, such as promoting financial-market stability and protecting savers, and the attendant costs and risks are analyzed. JF - FDIC Banking Review AU - Hanc, George Y1 - 1999 PY - 1999 DA - 1999 SP - 1 EP - 26 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Deposit insurance KW - Regulatory reform KW - Moral hazard KW - Risk assessment KW - United States KW - US KW - 8100:Financial services industry KW - 3300:Risk management KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244486?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Deposit+insurance+reform%3A+State+of+the+debate&rft.au=Hanc%2C+George&rft.aulast=Hanc&rft.aufirst=George&rft.date=1999-01-01&rft.volume=12&rft.issue=3&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-24 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244415; 00366059 AB - Information is presented on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 1999 PY - 1999 DA - 1999 SP - 30 EP - 36 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - International finance KW - Regulation of financial institutions KW - Statistical data KW - Manycompanies KW - Regulatory agencies KW - Capital requirements KW - Polls & surveys KW - Foreign banks in US KW - US KW - 9140:Statistical data KW - 9180:International KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244415?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=1999-01-01&rft.volume=12&rft.issue=1&rft.spage=30&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Board; Federal Deposit Insurance Corp; Office of the Comptroller of the Currency; Federal Financial Institutions Examination Council; National Credit Union Administration N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - The consequences of national depositor preference AN - 203244404 AB - The history of depositor preference laws and the potential costs and benefits of the national depositor preference legislation that was enacted in 1993 - the Omnibus Budget Reconciliation Act - are examined. The potential effects of the combination of the Federal Deposit Insurance Corp. Improvement Act of 1991 and national depositor preference on the cost savings to the FDIC are discussed. Policy proposals that may alleviate the potential problem of ring fencing are described. JF - FDIC Banking Review AU - Marino, James A AU - Bennett, Rosalind L Y1 - 1999 PY - 1999 DA - 1999 SP - 19 EP - 38 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - OBRA 1993-US KW - FDIC Improvement Act 1991-US KW - Safety & soundness KW - Manycompanies KW - FIRREA 1989-US KW - Bank failures KW - United States KW - US KW - 8100:Financial services industry KW - 4320:Legislation KW - 9190:United States UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244404?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+consequences+of+national+depositor+preference&rft.au=Marino%2C+James+A%3BBennett%2C+Rosalind+L&rft.aulast=Marino&rft.aufirst=James&rft.date=1999-01-01&rft.volume=12&rft.issue=2&rft.spage=19&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; First Republic Bank Corp-Dallas TX; Federal Reserve Board; Office of Management & Budget; OMB; Federal Home Loan Bank System N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - United States; US ER - TY - JOUR T1 - The federal safety net, banking subsidies, and implications for financial modernization AN - 203244396; 00366057 AB - Many policymakers and economists have long maintained that the federal safety net - broadly defined as federal deposit insurance and access to the Federal Reserve's discount window and payments system - endows insured depository institutions with a financial subsidy and with certain other, nonfinancial, competitive advantages. The subsidy issue is examined in light of recent regulatory reforms prompted by the thrift and banking crises in the 1980s. The effectiveness of firewalls and other regulatory efforts to prevent the transfer of any subsidy and to limit taxpayer exposure is discussed. JF - FDIC Banking Review AU - Jones, Kenneth AU - Kolatch, Barry Y1 - 1999 PY - 1999 DA - 1999 SP - 1 EP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 12 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Statistical data KW - Regulation of financial institutions KW - Public policy KW - Government subsidies KW - Deposit insurance KW - FDIC Improvement Act 1991-US KW - Manycompanies KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 1120:Economic policy & planning UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244396?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+federal+safety+net%2C+banking+subsidies%2C+and+implications+for+financial+modernization&rft.au=Jones%2C+Kenneth%3BKolatch%2C+Barry&rft.aulast=Jones&rft.aufirst=Kenneth&rft.date=1999-01-01&rft.volume=12&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Board; Federal Deposit Insurance Corp; Office of the Comptroller of the Currency; Federal Reserve System; Federal Financial Institutions Examination Council N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1999 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203321145; 00359909 AB - Fueled by a sharp increase in deposits, the total asset of the US' 10,461 FDIC0insured institutions increased by $202 billion, or 3.2%, during the 4th quarter of 1998. Total deposits rose by $183 billion (4.3%) during the quarter, including increases of $85 billion (3.1%) in estimated insured deposits, $81 billion (99.1%) in uninsured domestic deposits and $17 billion (3.1%) in foreign-office deposits. The bulk of the growth in insured deposits occurred in deposits insured by the Bank Insurance Fund. BIF-insured deposits grew nearly $75 billion from September 30 to December 31, a rise of 3.6%. Deposits insured by the Savings Association Insurance Fund grew more slowly in the 4th quarter of 1998, rising $10 billion, 1.4%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Fourth Quarter PY - 1998 DA - Fourth Quarter 1998 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Deposit accounts KW - Bank earnings KW - Bank assets KW - Deposit insurance KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203321145?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings institution performance--fourth quarter, 1998 AN - 203319570; 00359910 AB - Savings institutions earned $2 billion in the 4th quarter of 1998, $921 million less than they earned in the 3rd quarter. This was the lowest quarterly income since the 3rd quarter of 1997. Net interest income improved by $158 million during the quarter, while noninterest income and expense deteriorated dramatically. Total assets of the industry rose by $30.9 billion during the quarter, lifted by increases in securities - up by $14.1 billion - and in loans - up by $13.4 billion. Mortgage-backed securities rose $14.6 billion during the quarter while other securities declined slightly. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Fourth Quarter PY - 1998 DA - Fourth Quarter 1998 SP - 8 EP - 14 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings banks KW - Savings & loan associations KW - Bank earnings KW - Bank assets KW - Profitability KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319570?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance--fourth+quarter%2C+1998&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-10-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial bank performance--fourth quarter, 1998 AN - 203316740; 00359908 AB - Insured commercial banks earned $14.9 billion in the 4th quarter of 1998, a decline of $148 million (1%) from the 3rd quarter, and $379 million (2.5%) less than 4th-quarter 1997 earnings. This is the first time in 5 quarters that industry earnings have been below $15 billion. Large expenses related to corporate restructurings were a major factor in the earnings decline. For the full year, commercial bank earnings totaled $61.9 billion, an increase of $2.8 billion (4.7%) over 1997 results. The $171.8-billion increase in commercial bank assets in the 4th quarter set a new quarterly record, surpassing the previous record of $145.7 billion set in the 4th quarter of 1997. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Fourth Quarter PY - 1998 DA - Fourth Quarter 1998 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Bank assets KW - Profitability KW - Statistical data KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316740?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+bank+performance--fourth+quarter%2C+1998&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203313315 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Third Quarter PY - 1998 DA - Third Quarter 1998 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313315?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1998 N1 - Last updated - 2014-05-16 ER - TY - JOUR T1 - Credits AN - 203311499 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Third Quarter PY - 1998 DA - Third Quarter 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203311499?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1998 N1 - Last updated - 2014-05-16 ER - TY - BOOK T1 - Statistics on banking, 1997: a statistical profile of the United States banking industry T2 - P-1400-105-97 AN - 59794321; 1998-0804720 AB - Year-end data on FDIC-insured commercial banks, trust companies, and savings banks. JF - United States Federal Deposit Insurance Corporation, April 1998. Y1 - 1998/04// PY - 1998 DA - April 1998 PB - United States Federal Deposit Insurance Corporation KW - Financial intermediaries -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59794321?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1998-04-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1997%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.title=Statistics+on+banking%2C+1997%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp (22x28 cm) pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203311659; 00347971 AB - For the US' 10,712 FDIC-insured commercial banks and savings institutions, asset growth slowed somewhat in the 2nd quarter of 1998. Total assets increased by 1.2% from March 31 to June 30, the lowest growth rate in 5 quarters. Assets grew by an average of 2.1% in the preceding 4 quarters. A significant portion of the one quarter $76-billion gain in total assets was funded by growth in equity capital, which increased by $18 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///Second Quarter PY - 1998 DA - Second Quarter 1998 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Savings & loan associations KW - Bank assets KW - Bank earnings KW - Profitability KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203311659?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1998 N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Deposit account ownership categories: Part II AN - 235731994; 00333139 AB - Part II is a continuation of an article on FDIC account ownership categories and discusses: 1. irrevocable trust accounts, 2. retirement and employee benefit plan accounts, 3. accounts held on behalf of other pursuant to a fiduciary relationship, and 4. public unit funds. JF - The Disclosure AU - Federal Deposit Insurance Corporation AD - Federal Deposit Insurance Corporation Y1 - 1998/03// PY - 1998 DA - Mar 1998 SP - 9 EP - 14+ CY - Des Moines PB - Iowa Bankers Association VL - 15 IS - 3 KW - Business And Economics--Banking And Finance KW - Trust departments KW - Regulation of financial institutions KW - Capital requirements KW - US KW - 8130:Investment services KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/235731994?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+Disclosure&rft.atitle=Deposit+account+ownership+categories%3A+Part+II&rft.au=Federal+Deposit+Insurance+Corporation&rft.aulast=Federal+Deposit+Insurance+Corporation&rft.aufirst=&rft.date=1998-03-01&rft.volume=15&rft.issue=3&rft.spage=9&rft.isbn=&rft.btitle=&rft.title=The+Disclosure&rft.issn=&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Iowa Bankers Association Mar 1998 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203313498; 00340060 AB - The total assets of the US' 10,779 FDIC-insured depository institutions increased by $110 billion from December 31, 1997, to March 31, 1998. About half of this growth was funded by deposits, which increased by $50 billion during the period. The Bank insurance Fund increased to $28.6 on March 31 from $28.3 billion at year-end 1997, while the Savings Association Insurance Fund rose to $9.5 billion from $9.4 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///First Quarter PY - 1998 DA - First Quarter 1998 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank assets KW - Profitability KW - Interest income KW - Statistical data KW - Savings & loan associations KW - Interstate banking KW - Deposit insurance KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313498?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1998 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Notes to users AN - 203313197 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///First Quarter PY - 1998 DA - First Quarter 1998 SP - 21 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313197?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Notes+to+users&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=&rft.issue=&rft.spage=21&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1998 N1 - Last updated - 2014-05-20 ER - TY - JOUR T1 - Commercial banking performance--first quarter 1998 AN - 203312949; 00340059 AB - For the 5th consecutive quarter, insured commercial banks reported a new earnings record. Bank profits in the first quarter of 1998 totaled $15.9 billion, an increase of $621 million (4.1%) over the previous record, set in the 4th quarter of 1997, and a $1.5-billion (10.1%) improvement over year-earlier results. The industry's return on average assets rose to 1.26%, compared to 1.24% in the 4th quarter of 1997 and 1.25% in the first quarter of 1997. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1998///First Quarter PY - 1998 DA - First Quarter 1998 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Profitability KW - Bank assets KW - Bank earnings KW - Statistical data KW - Net income KW - Return on equity KW - Bank loans KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312949?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--first+quarter+1998&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1998 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Mutual-to-stock conversions: Problems with the pricing of initial public offerings AN - 203244546 JF - FDIC Banking Review AU - Colantuoni, Joseph A Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244546?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Mutual-to-stock+conversions%3A+Problems+with+the+pricing+of+initial+public+offerings&rft.au=Colantuoni%2C+Joseph+A&rft.aulast=Colantuoni&rft.aufirst=Joseph&rft.date=1998-01-01&rft.volume=11&rft.issue=4&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Table of contents AN - 203244536 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244536?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Table of contents AN - 203244531 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244531?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - The influence of examiners and auditors on loan-loss recognition AN - 203244523; 00358793 AB - When bankers have some discretion in their treatment of loan losses, bank examiners - but not auditors - influence the timing of loan-loss recognition. This conclusion is based on the finding that the incidence of examinations had a significant and positive effect upon commercial and industrial loan-loss recognition, but no effect on real-estate loan-loss recognition. The lack of a similar finding for audits does not, however, indicate that auditors have no effect on discretionary accounting practices by bankers. Rather, auditors appear to focus on other aspects of bank accounting - the provision for loan losses. JF - FDIC Banking Review AU - Dahl, Drew AU - O'Keefe, John P AU - Hanweck, Gerald A Y1 - 1998 PY - 1998 DA - 1998 SP - 10 EP - 25 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank examinations KW - Loan losses KW - Real estate financing KW - Financial reporting KW - Auditors KW - Statistical analysis KW - US KW - 8100:Financial services industry KW - 4120:Accounting policies & procedures KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244523?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+influence+of+examiners+and+auditors+on+loan-loss+recognition&rft.au=Dahl%2C+Drew%3BO%27Keefe%2C+John+P%3BHanweck%2C+Gerald+A&rft.aulast=Dahl&rft.aufirst=Drew&rft.date=1998-01-01&rft.volume=11&rft.issue=4&rft.spage=10&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Electronic cash AN - 203244515; 00342792 AB - An overview of electronic cash is provided, discussing the technology of the new medium of payment, the financial costs and benefits of moving to electronic cash, and the issue of consumer acceptance. Electronic cash is meant to be a substitute for a paper currency, and paper currency is universally accepted as payment. To function as an adequate substitute, therefore, electronic cash must have widespread acceptance. Electronic cash can be loaded onto payment cards in semi-off-line systems because these systems employ smart cards that also function as coin cards, but such systems are not in use in the US today. Online systems, including the one currently used in the US, use magnetic-strip cards that do not function as coin cards. Given the current incompatibility between electronic-cash products and consumers' needs, products issued by organizations such as Mondex must operate as stand-alone payment systems. JF - FDIC Banking Review AU - Sheehan, Kevin P Y1 - 1998 PY - 1998 DA - 1998 SP - 1 EP - 9 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Debit cards KW - Smart cards KW - Electronic commerce KW - Product acceptance KW - Payment systems KW - US KW - UK KW - 9175:Western Europe KW - 8120:Retail banking services KW - 9190:US KW - 5250:Telecommunications systems UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244515?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Electronic+cash&rft.au=Sheehan%2C+Kevin+P&rft.aulast=Sheehan&rft.aufirst=Kevin&rft.date=1998-01-01&rft.volume=11&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Mondex International N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US; UK ER - TY - JOUR T1 - Japanese banking: A time of crisis AN - 203244513; 00342794 AB - Japanese banks' distress is caused by both immediate and long-term problems. Speculative lending in Japan during the bubble years of the 1980s created a severe domestic bad-loan problem, and a more recent concentration of lending to Southeast Asia businesses resulted in foreign loans that also are expected to be problematic. The more difficult problems facing Japanese banks, however, are long-standing competitive problems resulting from the government-industry-bank relationship. In response to their problems, some banks, most particularly the major banks, have begun to dispose of their problem loans and to undertake modest downsizing, cost-cutting, and business-shifting activities. The Japanese government has also initiated some short-term fixes to help the banks, and has proposed some reforms to deal with the underlying lack of competitiveness of the Japanese financial sector, the so-called Big Bang reforms. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 1998 PY - 1998 DA - 1998 SP - 9 EP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - International finance KW - Regulation of financial institutions KW - Business conditions KW - Economic conditions KW - Nonperforming loans KW - Government agencies KW - Japan KW - 9550:Public sector organizations KW - 8100:Financial services industry KW - 4310:Regulation KW - 9179:Asia & the Pacific KW - 1110:Economic conditions & forecasts UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244513?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Japanese+banking%3A+A+time+of+crisis&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=1998-01-01&rft.volume=11&rft.issue=2&rft.spage=9&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Ministry of Finance-Japan N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - Japan ER - TY - JOUR T1 - Table of contents AN - 203244506 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244506?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Credits AN - 203244504 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244504?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=1&rft.spage=I&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-19 ER - TY - JOUR T1 - Credits AN - 203244500 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244500?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=3&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - Credits AN - 203244489 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244489?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - A letter to our readers AN - 203244478 JF - FDIC Banking Review AU - Watson, Wm Roger Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244478?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+letter+to+our+readers&rft.au=Watson%2C+Wm+Roger&rft.aulast=Watson&rft.aufirst=Wm&rft.date=1998-01-01&rft.volume=11&rft.issue=1&rft.spage=III&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-19 ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244450; 00358794 AB - Information on regulatory agency actions, state legislation and regulation, and studies pertinent to banking and deposit insurance issues are presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 1998 PY - 1998 DA - 1998 SP - 26 EP - 34 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Banking law KW - State regulation KW - Deposit insurance KW - International banking KW - US KW - 9180:International KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244450?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=1998-01-01&rft.volume=11&rft.issue=4&rft.spage=26&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Credits AN - 203244439 JF - FDIC Banking Review AU - Anonymous Y1 - 1998 PY - 1998 DA - 1998 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 4 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244439?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1998-01-01&rft.volume=11&rft.issue=4&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Financial deregulation in Japan AN - 203244424; 00352735 AB - The financial problems facing Japan for much of the past decade are examined, and the reforms proposed to address them are described. The results of Britain's Big Bang, the model for Japanese financial deregulation, are surveyed. The probable effects of Japanese Big Bang are discussed. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 1998 PY - 1998 DA - 1998 SP - 1 EP - 12 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deregulation KW - Regulation of financial institutions KW - Manycompanies KW - International finance KW - Securities markets KW - Stock exchanges KW - Economic reform KW - UK KW - Japan KW - 9140:Statistical data KW - 9175:Western Europe KW - 8130:Investment services KW - 4310:Regulation KW - 9179:Asia & the Pacific KW - 1120:Economic policy & planning UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244424?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Financial+deregulation+in+Japan&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=1998-01-01&rft.volume=11&rft.issue=3&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Organization for Economic Cooperation & Development; Ministry of Finance-Japan; International Accounting Standards Committee; Securities & Exchange Surveillance Commission-Japan; Financial Supervisory Agency-Japan N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - Japan; UK ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244413; 00352737 AB - Several regulatory agencies' actions affecting depository institutions are discussed, including: 1. interagency actions, 2. Federal Deposit Insurance Corp., 3. Federal Reserve Board, 4. Office of the Comptroller of the Currency, 5. Office of Thrift Supervision, 6. National Credit Union Administration, and 7. Federal Housing Finance Board. State legislation and regulation are outlined for the following states: 1. Illinois, 2. Kansas, 3. Massachusetts, 4. Mississippi, 5. New York, 6. Oklahoma, 7. Texas, and 8. West Virginia. First-quarter 1998 results for commercial banks and savings institutions as well as thrifts are presented. Recent related articles and studies are listed. International developments relating to the following are examined: 1. International Deposit Insurance Conference, 2. deposit insurance for Russian banks, 3. Basle Committee, 4. European Union, 5. eleven countries establish economic and monetary union, 6. Indonesia, and 7. Statement of Cooperation. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 1998 PY - 1998 DA - 1998 SP - 31 EP - 41 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Year 2000 KW - Regulation of financial institutions KW - Bank automation KW - Regulatory agencies KW - Manycompanies KW - Statistical data KW - State regulation KW - Savings & loan associations KW - US KW - 5240:Software & systems KW - 9140:Statistical data KW - 9550:Public sector organizations KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244413?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=1998-01-01&rft.volume=11&rft.issue=3&rft.spage=31&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Federal Financial Institutions Examination Council; Federal Reserve Board; Office of the Comptroller of the Currency; Office of Thrift Supervision N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - The banking crises of the 1980s and early 1990s: Summary and implications AN - 203244406; 00337585 AB - Between 1980 and 1994, more than 1,600 banks insured by the Federal Deposit Insurance Corp. (FDIC) were closed or received FDIC financial assistance. The magnitude of bank failures during the 1980s put severe, though temporary, strains on the FDIC insurance fund; raised basic questions about the effectiveness of the bank regulatory and deposit insurance systems; and led to far-reaching legislative and regulatory actions. The findings and implications of History of the Eighties - Lessons for the Future: An Examination of the Banking Crises of the 1980s and Early 1990s, a study conducted by the FDIC's Division of Research and Statistics are summarized to analyze various aspects of the 1980-1994 experience. The 4 sections of the summary deal with: 1. the factors underlying the rapid rise in the number of bank failures, 2. the regulatory issues raised by this experience, 3. questions that remain open despite the legislative and regulatory remedies adopted between 1980 and 1994, and 4. concluding comments. JF - FDIC Banking Review AU - Hanc, George Y1 - 1998 PY - 1998 DA - 1998 SP - 1 EP - 55 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Bank failures KW - Deposit insurance KW - Regulation of financial institutions KW - Economic conditions KW - Studies KW - Statistical data KW - FDIC Improvement Act 1991-US KW - States KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US KW - 1110:Economic conditions & forecasts UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244406?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+banking+crises+of+the+1980s+and+early+1990s%3A+Summary+and+implications&rft.au=Hanc%2C+George&rft.aulast=Hanc&rft.aufirst=George&rft.date=1998-01-01&rft.volume=11&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Office of the Comptroller of the Currency; Federal Home Loan Bank System; General Accounting Office; Resolution Trust Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Assessing international risk exposures of U.S. banks AN - 203244334; 00352736 AB - Recent trends in both the direct and indirect risks associated with the international lending activities of US banks are analyzed. The components of foreign lending and surveys trends since 1982 in loan volume, risk exposure, and lending organizations are defined, as are trends in foreign lending claims, by borrower and by maturity, and trends in the direction of foreign lending. Secondary, or indirect risk are examined, as are the international trading relationships of the US and of the countries to which US banks have extended the largest dollar amounts of loans. The data presented are summarized, and conclusions are drawn about risks to US foreign lenders in the near future. JF - FDIC Banking Review AU - Curry, Timothy AU - Richardson, Christopher AU - Heider, Robin Y1 - 1998 PY - 1998 DA - 1998 SP - 13 EP - 30 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - International finance KW - Risk exposure KW - International lending KW - Manycountries KW - Statistical data KW - LDCs KW - Commercial banks KW - US KW - Canada KW - Latin America KW - Europe KW - Asia KW - 9140:Statistical data KW - 9180:International KW - 8110:Commercial banking services KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244334?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Assessing+international+risk+exposures+of+U.S.+banks&rft.au=Curry%2C+Timothy%3BRichardson%2C+Christopher%3BHeider%2C+Robin&rft.aulast=Curry&rft.aufirst=Timothy&rft.date=1998-01-01&rft.volume=11&rft.issue=3&rft.spage=13&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-26 N1 - SubjectsTermNotLitGenreText - US; Europe; Latin America; Asia; Canada ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244311; 00342793 AB - Information on regulatory actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues are presented. JF - FDIC Banking Review AU - Montgomery, Lynne Y1 - 1998 PY - 1998 DA - 1998 SP - 18 EP - 30 CY - Washington PB - Federal Deposit Insurance Corporation VL - 11 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - State regulation KW - Banking law KW - Deposit insurance KW - Credit unions KW - International banking KW - Manycompanies KW - Manycountries KW - US KW - 9180:International KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244311?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Montgomery%2C+Lynne&rft.aulast=Montgomery&rft.aufirst=Lynne&rft.date=1998-01-01&rft.volume=11&rft.issue=2&rft.spage=18&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Board; Federal Deposit Insurance Corp; National Credit Union Administration; Office of the Comptroller of the Currency; SEC N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1998 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance--fourth quarter 1997 AN - 203317993; 00333946 AB - Insured commercial banks reported record net income of $15.3 billion in the 4th quarter of 1997, an increase of $511 million (3.5%) over the previous quarterly record, set in the 3rd quarter of 1997. Full-year industry earnings totaled $59.2 billion, up $6.9 billion (13.1%) from 1996 results. Commercial banks' return on average assets rose to a record 1.23% in 1997, from 1.19% in 1996. Trading revenues in the 4th quarter were $1.3 billion below 3rd-quarter levels, producing a $221-million drop in noninterest income. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Fourth Quarter PY - 1997 DA - Fourth Quarter 1997 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Commercial banks KW - Bank earnings KW - Bank assets KW - Net income KW - Profitability KW - Return on equity KW - Statistical data KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317993?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--fourth+quarter+1997&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1997 N1 - Last updated - 2014-05-07 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203302203; 00333947 AB - Reflecting consolidation in both the banking and thrift industries, the number of FDIC-insured institutions fell below 11,000 for the first time, to 10,922. The total assets of these institutions surpassed $6 trillion, having reached $5 trillion at year-end 1994. Total assets rose $150 billion from September 30 to December 31, an increase of 2.5%, which is somewhat greater than the 2.1% increase recorded in the 4th quarter of 1996. Total deposits increased $114 billion during the 4th quarter, with most of the growth occurring in large, uninsured deposits and foreign-office deposits. Insured deposits rose just $34 billion during the period. For the full year, total deposits increased 6.1%, and insured deposits grew 3.1%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Fourth Quarter PY - 1997 DA - Fourth Quarter 1997 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Bank assets KW - Commercial banks KW - Savings & loan associations KW - Bank earnings KW - Deposit insurance KW - Deposit accounts KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203302203?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1997 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203313041; 00329072 AB - The 11,027 depository institutions insured by the FDIC grew at a slower pace during the 3rd quarter than in the 2nd quarter of 1997. Total assets increased $91 billion (1.6%) during the 3rd quarter, down from growth of $136 billion (2.3%) in the 2nd quarter. Asset growth occurred primarily at members of the Bank Insurance Fund (BIF), whose assets increased $92 billion, while the total assets of members of the Savings Association Insurance Fund (SAIF) declined $1 billion. These figures reflect $15 billion of former SAIF-member assets that were merged into BIF members during the 3rd quarter. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Third Quarter PY - 1997 DA - Third Quarter 1997 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings & loan associations KW - Deposit insurance KW - Statistical data KW - Bank assets KW - Bank deposits KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313041?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund; Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1997 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - BOOK T1 - Statistics on banking, 1996: a statistical profile of the United States banking industry T2 - P-1400-105-96 AN - 59750640; 1997-0711250 AB - Year-end data on FDIC-insured commercial banks, trust companies, and savings banks. JF - United States Federal Deposit Insurance Corporation, April 1997. Y1 - 1997/04// PY - 1997 DA - April 1997 PB - United States Federal Deposit Insurance Corporation KW - Financial intermediaries -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59750640?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-04-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1996%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.title=Statistics+on+banking%2C+1996%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp (22x28 cm) pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Savings institution performance--second quarter, 1997 AN - 203318336 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Second Quarter PY - 1997 DA - Second Quarter 1997 SP - 8 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318336?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance--second+quarter%2C+1997&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-04-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1997 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - Commercial banking performance--second quarter 1997 AN - 203313117 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Second Quarter PY - 1997 DA - Second Quarter 1997 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203313117?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--second+quarter+1997&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1997 N1 - Last updated - 2014-05-26 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203312777 JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///Second Quarter PY - 1997 DA - Second Quarter 1997 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312777?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1997 N1 - Last updated - 2014-05-26 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, National: United States, states, counties, and other areas T2 - [Pubn. no.] P-7700-07-97 AN - 59783606; 1998-0404050 AB - Arranged by state and county. JF - United States Federal Deposit Insurance Corporation, 1997. Y1 - 1997///0, PY - 1997 DA - 0, 1997 PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59783606?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+National%3A+United+States%2C+states%2C+counties%2C+and+other+areas&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+National%3A+United+States%2C+states%2C+counties%2C+and+other+areas&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, Midwest Region: Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, South Dakota T2 - [Pubn. no.] P-7700-04-97 AN - 59783513; 1998-0404000 AB - Arranged by state and county. With state totals by charter class; number, assets, and offices of FDIC-insured institutions, 1984-97; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 1997. 487+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 487+ PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Midwestern states -- Banking sector KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Midwestern states KW - Great Plains states -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59783513?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=487%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Midwest+Region%3A+Iowa%2C+Kansas%2C+Minnesota%2C+Missouri%2C+Nebraska%2C+North+Dakota%2C+South+Dakota&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Midwest+Region%3A+Iowa%2C+Kansas%2C+Minnesota%2C+Missouri%2C+Nebraska%2C+North+Dakota%2C+South+Dakota&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, West Region: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, Oregon, Pacific islands, Utah, Washington, Wyoming T2 - [Pubn. no.] P-7700-06-97 AN - 59779847; 1998-0404030 AB - Arranged by state and county. With state totals by charter class; number, assets, and offices of FDIC-insured institutions, 1984-97; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 1997. 525+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 525+ PB - United States Federal Deposit Insurance Corporation KW - Banking -- United States -- Western states KW - Bank deposits -- United States -- Statistics KW - Western states -- Banking sector KW - Savings banks -- United States -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59779847?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=525%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+West+Region%3A+Alaska%2C+Arizona%2C+California%2C+Colorado%2C+Hawaii%2C+Idaho%2C+Montana%2C+Nevada%2C+Oregon%2C+Pacific+islands%2C+Utah%2C+Washington%2C+Wyoming&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+West+Region%3A+Alaska%2C+Arizona%2C+California%2C+Colorado%2C+Hawaii%2C+Idaho%2C+Montana%2C+Nevada%2C+Oregon%2C+Pacific+islands%2C+Utah%2C+Washington%2C+Wyoming&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, Northeast Region; Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands T2 - [Pubn. no.] P-7700-01-97 AN - 59776695; 1998-0304580 AB - Arranged by state and county. With state totals by charter class; number, assets, and offices of FDIC insured institutions, 1984-97; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 1997. 647+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 647+ PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Northeastern states -- Banking sector KW - United States -- Federal deposit insurance corporation KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Northeastern states UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59776695?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=647%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Northeast+Region%3B+Connecticut%2C+Delaware%2C+District+of+Columbia%2C+Maine%2C+Maryland%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Puerto+Rico%2C+Rhode+Island%2C+Vermont%2C+U.S.+Virgin+Islands&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, Southwest Region: Arkansas, Louisiana, New Mexico, Oklahoma, Texas T2 - [Pubn. no.] P-7700-05-97 AN - 59775906; 1998-0404010 AB - Arranged by state and county. With state totals by charter class; number, assets, and offices of FDIC-insured institutions, 1984-97; multi-state organizations, and other materials JF - United States Federal Deposit Insurance Corporation, 1997. 428+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 428+ PB - United States Federal Deposit Insurance Corporation KW - Southwestern states -- Banking sector KW - Bank deposits -- United States -- Statistics KW - Banking -- United States -- Southwestern states KW - Savings banks -- United States -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59775906?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=428%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Southwest+Region%3A+Arkansas%2C+Louisiana%2C+New+Mexico%2C+Oklahoma%2C+Texas&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Southwest+Region%3A+Arkansas%2C+Louisiana%2C+New+Mexico%2C+Oklahoma%2C+Texas&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, Central Region: Illinois, Indiana, Kentucky, Michigan, Ohio, Wisconsin T2 - [Pubn. no.] P-7700-03-97 AN - 59763546; 1998-0403980 AB - Arranged by state and county. With state totals by charter class: number, assets, and offices of FDIC-insured institutions, 1984-97; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 1997. 688+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 688+ PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Midwestern states -- Banking sector KW - United States -- Federal deposit insurance corporation KW - Savings banks -- United States -- Statistics KW - Banking -- United States -- Midwestern states UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59763546?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=688%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Central+Region%3A+Illinois%2C+Indiana%2C+Kentucky%2C+Michigan%2C+Ohio%2C+Wisconsin&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Central+Region%3A+Illinois%2C+Indiana%2C+Kentucky%2C+Michigan%2C+Ohio%2C+Wisconsin&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: bank and thrift branch office, 1997; office deposits and addresses of FDIC-insured institutions; summary of deposits, Southeast Region: Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia T2 - [Pubn. no.] P-7700-02-97 AN - 59763503; 1998-0403960 AB - Arranged by state and county. With state totals by charter class; number, assets, and offices of FDIC-insured institutions, 1984-97; multi-state organizations, and other materials. JF - United States Federal Deposit Insurance Corporation, 1997. 762+ pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 EP - 762+ PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Banking -- United States -- Southeastern states KW - United States -- Federal deposit insurance corporation KW - Southeastern states -- Banking sector KW - Savings banks -- United States -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59763503?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=762%2B&rft.isbn=&rft.btitle=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Southeast+Region%3A+Alabama%2C+Florida%2C+Georgia%2C+Mississippi%2C+North+Carolina%2C+South+Carolina%2C+Tennessee%2C+Virginia%2C+West+Virginia&rft.title=Data+book%3A+bank+and+thrift+branch+office%2C+1997%3B+office+deposits+and+addresses+of+FDIC-insured+institutions%3B+summary+of+deposits%2C+Southeast+Region%3A+Alabama%2C+Florida%2C+Georgia%2C+Mississippi%2C+North+Carolina%2C+South+Carolina%2C+Tennessee%2C+Virginia%2C+West+Virginia&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Trust assets of financial institutions, 1996 T2 - P-8020-400-96 AN - 59760377; 1997-1100620 AB - Banks and trust companies. Summarizes a report prepared jointly by the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision under the auspices of the Federal Financial Institutions Examination Council. Personal and employee benefit trust activities; collective investment funds; corporate trust activities; affiliated investment advisers; fiduciary income. JF - United States Federal Deposit Insurance Corporation, 1997. 168 pp. Y1 - 1997///0, PY - 1997 DA - 0, 1997 SP - 168 PB - United States Federal Deposit Insurance Corporation KW - Trust companies -- Statistics KW - Banking -- Trust departments -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59760377?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Trust+assets+of+financial+institutions%2C+1996&rft.title=Trust+assets+of+financial+institutions%2C+1996&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa N1 - Document feature - il(s), table(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203318416; 00313581 AB - Deposit growth in the first quarter of 1997 reflected a seasonal pattern whereby growth in insured deposits was more than offset by shrinkage in large-denomination domestic deposits. Insured deposits at all 11,337 FDIC-insured institutions increased by $22 billion during the quarter, but total domestic deposits declined by $7 billion. Overall asset growth of $59 billion primarily was funded by nondeposit sources such as the purchase of federal funds and the sale of securities under agreement to repurchase. These liabilities increased by $76 billion during the 3-month period. The Bank Insurance Fund grew by $188 million from December 31, 1996, to March 31 to $27 billion (unaudited), as a result of investment earnings. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///First Quarter PY - 1997 DA - First Quarter 1997 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings banks KW - Commercial banks KW - Deposit accounts KW - Deposit insurance KW - Industrywide conditions KW - Bank assets KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318416?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1997 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203312894; 00313581 AB - Deposit growth in the first quarter of 1997 reflected a seasonal pattern whereby growth in insured deposits was more than offset by shrinkage in large-denomination domestic deposits. Insured deposits at all 11,337 FDIC-insured institutions increased by $22 billion during the quarter, but total domestic deposits declined by $7 billion. Overall asset growth of $59 billion primarily was funded by nondeposit sources such as the purchase of federal funds and the sale of securities under agreement to repurchase. These liabilities increased by $76 billion during the 3-month period. The Bank Insurance Fund grew by $188 million from December 31, 1996, to March 31 to $27 billion (unaudited), as a result of investment earnings. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1997///First Quarter PY - 1997 DA - First Quarter 1997 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings banks KW - Commercial banks KW - Deposit accounts KW - Deposit insurance KW - Industrywide conditions KW - Bank assets KW - Statistical data KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312894?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1997 N1 - Last updated - 2014-05-19 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Credits AN - 203244495 JF - FDIC Banking Review AU - Anonymous Y1 - 1997 PY - 1997 DA - 1997 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244495?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Credits&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-01-01&rft.volume=10&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - What every loan officer needs to know about the year 2000 computer problem (but doesn't know how to ask) AN - 203244408 JF - FDIC Banking Review AU - Golter, Jay AU - Hawry, Paloma Y1 - 1997 PY - 1997 DA - 1997 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244408?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=What+every+loan+officer+needs+to+know+about+the+year+2000+computer+problem+%28but+doesn%27t+know+how+to+ask%29&rft.au=Golter%2C+Jay%3BHawry%2C+Paloma&rft.aulast=Golter&rft.aufirst=Jay&rft.date=1997-01-01&rft.volume=10&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Small business credit markets: Why do we know so little about them? AN - 203244392; 00333055 AB - Most of the issues of small business credit availability are linked to the costs of lending to small business relative to larger firms. The relative costs of funding small firms reflect the basic characteristics of small borrowers, the ability to gather efficiently financial information on these firms, and the government policies that affect credit market participants. Since there is no data set that includes all the factors affecting supply and demand in small business credit markets, the results derived from the available data should be interpreted as being consistent with certain conjectures rather than constituting quantitative estimates of market conditions. Public policy that support small business as an engine of economic growth and the bulwark of competitive markets must be concerned with the availability of credit to these entrepreneurs. JF - FDIC Banking Review AU - Samolyk, Katherine Y1 - 1997 PY - 1997 DA - 1997 SP - 14 EP - 32 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Small business loans KW - Credit risk KW - Polls & surveys KW - Statistical data KW - Relationship banking KW - Public policy KW - US KW - 9140:Statistical data KW - 9520:Small businesses KW - 8110:Commercial banking services KW - 9190:US KW - 1120:Economic policy & planning UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244392?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Small+business+credit+markets%3A+Why+do+we+know+so+little+about+them%3F&rft.au=Samolyk%2C+Katherine&rft.aulast=Samolyk&rft.aufirst=Katherine&rft.date=1997-01-01&rft.volume=10&rft.issue=2&rft.spage=14&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - Entrepreneurship Database; ProQuest Central N1 - Name - Small Business Administration; Federal Reserve Board N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244377; 00333056 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues is presented. JF - FDIC Banking Review AU - Coburn, Jane Y1 - 1997 PY - 1997 DA - 1997 SP - 33 EP - 41 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory agencies KW - Deposit insurance KW - Banking law KW - State regulation KW - Bank earnings KW - International banking KW - US KW - Delaware KW - Alaska KW - Maine KW - Colorado KW - 9180:International KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244377?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Coburn%2C+Jane&rft.aulast=Coburn&rft.aufirst=Jane&rft.date=1997-01-01&rft.volume=10&rft.issue=2&rft.spage=33&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-07 N1 - SubjectsTermNotLitGenreText - US; Alaska; Colorado; Delaware; Maine ER - TY - JOUR T1 - Table of contents AN - 203244360 JF - FDIC Banking Review AU - Anonymous Y1 - 1997 PY - 1997 DA - 1997 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244360?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Table+of+contents&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-01-01&rft.volume=10&rft.issue=2&rft.spage=0_3&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-17 ER - TY - JOUR T1 - Statistical sampling as a management tool in banking AN - 203244336; 00314286 AB - The use of sampling in a financial setting is described, with a focus on some of the methods used by the FDIC to value assets in liquidation. By using sampling, as opposed to valuing each asset, significant cost savings are achieved while ensuring the accuracy and quality of the results. JF - FDIC Banking Review AU - Cowan, Charles D Y1 - 1997 PY - 1997 DA - 1997 SP - 17 EP - 23 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Sampling techniques KW - Bank management KW - Asset management KW - Valuation KW - Liquidation KW - US KW - 8100:Financial services industry KW - 9190:US KW - 3400:Investment analysis KW - 2600:Management science/operations research UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244336?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Statistical+sampling+as+a+management+tool+in+banking&rft.au=Cowan%2C+Charles+D&rft.aulast=Cowan&rft.aufirst=Charles&rft.date=1997-01-01&rft.volume=10&rft.issue=1&rft.spage=17&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - A unified federal charter for banks and savings associations AN - 203244326; 00314285 AB - The issues concerning the proposal to establish a single federal charter for banks and savings associations are discussed, based on an FDIC staff study originally published by the FDIC in October 1996. The differences in the powers of banking organizations and thrift organizations are summarized, and data are presented on the various categories of organizations. The arguments and evidence for and against a unification of the federal charters for depository institutions are reviewed. The review is limited to powers that one or the other of the banking and thrift industries currently possess. The analysis flowed from 7 broad principles, including: 1. Strengthen the safety and soundness of the deposit insurance system and the depository institutions within the system. 2. Strengthen the efficiency and competitiveness of the US banking system in financial markets. 3. Reduce the current regulatory burdens and supervisory costs on insured institutions or the customers of those institutions. 4. Increase public access to banking services. JF - FDIC Banking Review AU - Anonymous Y1 - 1997 PY - 1997 DA - 1997 SP - 1 EP - 16 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Studies KW - Proposals KW - Charters KW - Regulation of financial institutions KW - Savings & loan associations KW - Safety & soundness KW - Deposit insurance KW - National banks KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244326?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+unified+federal+charter+for+banks+and+savings+associations&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1997-01-01&rft.volume=10&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Federal Reserve Board; Office of the Comptroller of the Currency; Office of Thrift Supervision N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-16 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244319; 00314287 AB - Information on regulatory agency actions, state legislation, and regulation is presented, as well as articles and studies pertinent to banking and deposit insurance. JF - FDIC Banking Review AU - Craig, Valentine V Y1 - 1997 PY - 1997 DA - 1997 SP - 25 EP - 33 CY - Washington PB - Federal Deposit Insurance Corporation VL - 10 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Regulatory agencies KW - Manycompanies KW - State regulation KW - Bank earnings KW - Credit unions KW - Savings & loan associations KW - Profitability KW - US KW - 9550:Public sector organizations KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244319?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Craig%2C+Valentine+V&rft.aulast=Craig&rft.aufirst=Valentine&rft.date=1997-01-01&rft.volume=10&rft.issue=1&rft.spage=25&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Office of the Comptroller of the Currency; Federal Reserve Board; Federal Deposit Insurance Corp; Office of Thrift Supervision; National Credit Union Administration N1 - Copyright - Copyright Federal Deposit Insurance Corporation 1997 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Fourth quarter 1996 AN - 203312450; 00307367 AB - Insured commercial banks reported net income of $13.7 billion in the 4th quarter of 1996. This was the 3rd-highest quarterly earnings total ever reported, $42 million less than banks earned in the 2nd quarter of 1996, and only $91 million below the all-time quarterly high of $13.8 billion, which was set in the 3rd quarter of 1995. Industry earnings were $584 million higher than in the 3rd quarter of 1996, and were $1.7 billion (14.5%) above the level of a year ago. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///Fourth Quarter PY - 1996 DA - Fourth Quarter 1996 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Bank earnings KW - Bank assets KW - Commercial banks KW - Profitability KW - Net income KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312450?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Fourth+quarter+1996&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1996 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203302074; 00307369 AB - Total deposits of the 11,452 FDIC-insured depository institutions rose $99 billion from September 30 to December 31, 1996. This included increases of $76.5 billion at domestic offices and $22.5 billion at foreign offices. Deposit growth at domestic offices primarily was in large, uninsured deposits, as insured deposits increased just $21 billion. Domestic deposits increased at a somewhat slower rate during the 4th quarter of 1996 - 2.3% - than during the 4th quarter of 1995 - 2.8%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///Fourth Quarter PY - 1996 DA - Fourth Quarter 1996 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Bank earnings KW - Bank assets KW - Profitability KW - Deposit insurance KW - Net income KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203302074?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp; Bank Insurance Fund; Savings Association Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1996 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244475; 00299983 AB - Information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues is presented. JF - FDIC Banking Review AU - Christopher, Benjamin B AU - Craig, Valentine V Y1 - 1996///Fall PY - 1996 DA - Fall 1996 SP - 39 EP - 62 CY - Washington PB - Federal Deposit Insurance Corporation VL - 9 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Regulatory agencies KW - State laws KW - Deposit insurance KW - Court decisions KW - US KW - 9550:Public sector organizations KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244475?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B%3BCraig%2C+Valentine+V&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1996-10-01&rft.volume=9&rft.issue=1&rft.spage=39&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Board; Office of the Comptroller of the Currency; Office of Thrift Supervision; National Credit Union Administration; Federal Housing Finance Board N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fall 1996 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Banking industry consolidation: Financial attributes of merging banks AN - 203244456; 00299982 AB - Statistical models that relate the incidence of mergers and consolidations to financial characteristics of banks are developed. Those models are then used to predict the likelihood of an institution being a target bank or an acquirer in a merger or consolidation over a 2-year horizon. A study concludes with a discussion of the merger forecasts, as well as the geographic areas where interstate merger activity appears most likely to occur. JF - FDIC Banking Review AU - O Keefe, John P Y1 - 1996///Fall PY - 1996 DA - Fall 1996 SP - 18 EP - 38 CY - Washington PB - Federal Deposit Insurance Corporation VL - 9 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Interstate banking KW - Bank acquisitions & mergers KW - Statistical analysis KW - Target company KW - Regions KW - States KW - US KW - 8100:Financial services industry KW - 2330:Acquisitions & mergers KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244456?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Banking+industry+consolidation%3A+Financial+attributes+of+merging+banks&rft.au=O+Keefe%2C+John+P&rft.aulast=O+Keefe&rft.aufirst=John&rft.date=1996-10-01&rft.volume=9&rft.issue=1&rft.spage=18&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fall 1996 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Interstate banking - The past, present and future AN - 203244368; 00299981 AB - A study documents the changesin the geographic scope, structure and concentration of the US banking and thrift industries that have occurred over the past decade. Propsects for the coninuation of these trends are analyzed from a variety of perspecties. The effect of increasing consolidation in banking on the Federal Deposit Insurance Corp.'s supervisory activies is also discussed. JF - FDIC Banking Review AU - Holland, David AU - Inscoe, Don AU - Waldrop, Ross AU - Kuta, William Y1 - 1996///Fall PY - 1996 DA - Fall 1996 SP - 1 EP - 17 CY - Washington PB - Federal Deposit Insurance Corporation VL - 9 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Interstate banking KW - Bank acquisitions & mergers KW - Trends KW - States KW - Statistical analysis KW - Deposit insurance KW - Banking law KW - Regulation of financial institutions KW - US KW - 8100:Financial services industry KW - 2330:Acquisitions & mergers KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244368?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Interstate+banking+-+The+past%2C+present+and+future&rft.au=Holland%2C+David%3BInscoe%2C+Don%3BWaldrop%2C+Ross%3BKuta%2C+William&rft.aulast=Holland&rft.aufirst=David&rft.date=1996-10-01&rft.volume=9&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fall 1996 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203320715; 00302493 AB - With the enactment of the Deposit Insurance Funds Act of 1996 (Funds Act) on September 30, 1996, the Savings Association Insurance Fund became fully capitalized as of October 1. A special assessment of 65.7 basis points against all SAIF-assessable deposits raised $4.5 billion and brought the SAIF reserve ratio to 1.27% of insured deposits, slightly above the statutory target of 1.25%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///Third Quarter PY - 1996 DA - Third Quarter 1996 SP - 15 EP - 20 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Bank earnings KW - Bank assets KW - Profitability KW - Deposit insurance KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 3100:Capital & debt management KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203320715?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Bank Insurance Fund; Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1996 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Third quarter 1996 AN - 203312576; 00302492 AB - Insured commercial banks earned $13.2 billion in the 3rd quarter of 1996, a decline of $618 million from the 2nd quarter, and $666 million less than they earned in the 3rd quarter of 1995. Banks' 3rd-quarter profits nevertheless represented the 3rd-highest quarterly total ever reported. Bank earnings were supported by record net interest income of $41.4 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///Third Quarter PY - 1996 DA - Third Quarter 1996 SP - 1 EP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - Bank assets KW - Interest income KW - Profitability KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US KW - 3400:Investment analysis UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312576?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Third+quarter+1996&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1996 N1 - Last updated - 2014-05-20 N1 - SubjectsTermNotLitGenreText - US ER - TY - BOOK T1 - Statistics on banking, 1995: a statistical profile of the United States banking industry T2 - P-1400-105-95 AN - 59728573; 1996-0611790 AB - Year-end data on FDIC-insured commercial banks, trust companies, and savings banks. JF - Public Information Center, Federal Deposit Insurance Corporation, Room 100, 801 17th St., N.W., Washington, DC 20434-0001, April 1996. Y1 - 1996/04// PY - 1996 DA - April 1996 PB - Public Information Center, Federal Deposit Insurance Corporation, Room 100, 801 17th St., N.W., Washington, DC 20434-0001 KW - Financial intermediaries -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59728573?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1996-04-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1995%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.title=Statistics+on+banking%2C+1995%3A+a+statistical+profile+of+the+United+States+banking+industry&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Public Information Center, Federal Deposit Insurance Corporation, Room 100, 801 17th St., N.W., Washington, DC 20434-0001 pa N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: operating banks and branches, June 30, 1996: summary of deposits in all FDIC-insured commercial and savings banks and U.S. branches of foreign banks; Book 1: Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, Puerto Rico, Virgin Islands AN - 59748211; 1997-0306590 AB - Arranged by state and county. Includes state, metropolitan statistical area (MSA), and county tabulations, along with a national summary. JF - United States Federal Deposit Insurance Corporation, 1996. 375+2 pp. Y1 - 1996///0, PY - 1996 DA - 0, 1996 EP - 375+2 PB - United States Federal Deposit Insurance Corporation KW - Bank deposits -- United States -- Statistics KW - Puerto Rico -- Banking sector KW - International banking -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector KW - Virgin Islands -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59748211?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1996-01-01&rft.volume=&rft.issue=&rft.spage=375%2B2&rft.isbn=&rft.btitle=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1996%3A+summary+of+deposits+in+all+FDIC-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks%3B+Book+1%3A+Connecticut%2C+Maine%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Rhode+Island%2C+Vermont%2C+Puerto+Rico%2C+Virgin+Islands&rft.title=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1996%3A+summary+of+deposits+in+all+FDIC-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks%3B+Book+1%3A+Connecticut%2C+Maine%2C+Massachusetts%2C+New+Hampshire%2C+New+Jersey%2C+New+York%2C+Pennsylvania%2C+Rhode+Island%2C+Vermont%2C+Puerto+Rico%2C+Virgin+Islands&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - U S Federal Deposit Ins Corp pa Free N1 - Document feature - table(s), chart(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Savings institution performance - First quarter, 1996 AN - 203312650; 00290893 AB - During the first quarter of 1996, savings institutions earned $2.5 billion, for an annualized return on assets (ROA) of 1.01%. This was both the highest quarterly net income and the highest ROA ever reported by the industry, and the first time ROA has exceeded 1%. First-quarter earnings were $817 million (47%) higher than a year ago, when the industry reported net income of $1.7 billion. Noninterest income was $418 million higher than in the first quarter of 1995, with most of the improvement attributable to the gains on the sales of branches. Net interest margins rose to 3.19% at the end of the first quarter from 3.12% in the 4th quarter of 1995 and 3.11% a year ago. This was the 2nd consecutive quarterly increase in margins, after 9 consecutive quarters of deterioration or no improvement. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///First Quarter PY - 1996 DA - First Quarter 1996 SP - 8 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Savings banks KW - Net income KW - Interest income KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312650?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance+-+First+quarter%2C+1996&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-01-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1996 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203312584; 00290892 AB - In the first 3 months of 1996, the total assets of all 11,845 FDIC-insured institutions dipped slightly, following sharp growth in the final quarter of 1995. For members of the Bank Insurance Fund (BIF), the portion of domestic liabilities represented by domestic deposits rose slightly in the first quarter, to 78.3%, which might have been expected given the dramatic lowering of BIF assessment rates in 1995 and 1996. The BIF assessment base declined by $5 billion during the first quarter, to $2.474 trillion. Deposits assessable by the Savings Association Insurance Fund increased $2.5 billion from December 31 to March 31, to $738 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1996///First Quarter PY - 1996 DA - First Quarter 1996 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312584?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1996-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Federal Deposit Insurance Corp; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1996 N1 - Last updated - 2014-05-21 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203333329; 00283216 AB - At the US' 11,970 FDIC-insured institutions, total assets grew $84 billion from September 30 to December 31, 1995, compared to growth of $90 billion during the 4th quarter of 1994. Fourth-quarter asset growth was funded to a greater extent by deposits in 1995 than in 1994. The reserve ratio of the Bank Insurance Fund was 1.3% of insured deposits on December 31, down nominally from 1.31% on September 30 but still above the statutory minimum of 1.25%. The reserve ratio of the Savings Association Insurance Fund rose from 0.43% to 0.47% during the 4th quarter but remains far below the target level of 1.25%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Fourth Quarter PY - 1995 DA - Fourth Quarter 1995 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Profitability KW - Deposit insurance KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203333329?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Federal Deposit Insurance Corp; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1995 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Fourth quarter 1995 AN - 203319448; 00283215 AB - Insured commercial banks reported net income of $12.1 billion for the 4th quarter of 1995. This is the 2nd-highest quarterly total ever, after the $13.8 billion banks earned in the 3rd quarter of 1995. The average return on assets for the quarter was 1.13%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Fourth Quarter PY - 1995 DA - Fourth Quarter 1995 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Return on equity KW - Profitability KW - Net income KW - Commercial banks KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319448?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Fourth+quarter+1995&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1995 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203326290; 00276715 AB - Estimated Federal Deposit Insurance Corp. (FDIC)-insured deposits increased 0.2% ($4 billion) between June 30, and September 30, 1995, although the rate of growth lagged behind growth in total deposits (up 0.6%) and total liabilities (up 1.1%). These figures indicate a greater reliance on foreign-office and other uninsured deposits than on insured deposits, and a greater reliance on other borrowed funds than on deposits. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Third Quarter PY - 1995 DA - Third Quarter 1995 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326290?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-07-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Federal Deposit Insurance Corp; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1995 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings institutions performance - Third quarter, 1995 AN - 203317882; 00276716 AB - Savings institutions earned $2.2 billion during the 3rd quarter of 1995 for an annualized return on assets (ROA) of 0.87%. This was the 2nd-highest quarterly ROA ever reported by thrifts. Earnings for the first 3 quarters of 1995 totaled nearly $6 billion, for an ROA of 0.80%. This was an increase of over $1 billion from the same period in 1994 when the industry ROA was 0.67%. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Third Quarter PY - 1995 DA - Third Quarter 1995 SP - 8 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Savings & loan associations KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317882?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institutions+performance+-+Third+quarter%2C+1995&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-07-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1995 N1 - Last updated - 2014-05-17 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Banks and mutual funds AN - 203244448; 00277535 AB - Mutual funds are the fastest-growing segment of the financial-services industry. Assets under management by mutual funds have grown from $134.8 billion in 1980, to $1,066.8 billion in 1990, to $2,161.5 billion at year-end 1994. The growth of mutual funds is traced, and the major functionaries employed by a mutual fund are described, including banks and bank holding companies. An examination of the ways that banks have entered the distribution channel by selling mutual funds to their customers is presented. JF - FDIC Banking Review AU - Golter, Jay W Y1 - 1995///Summer PY - 1995 DA - Summer 1995 SP - 10 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Statistical data KW - Regulation of financial institutions KW - Mutual funds KW - US KW - 9140:Statistical data KW - 8130:Investment services KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244448?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Banks+and+mutual+funds&rft.au=Golter%2C+Jay+W&rft.aulast=Golter&rft.aufirst=Jay&rft.date=1995-07-01&rft.volume=8&rft.issue=3&rft.spage=10&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Summer 1995 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244442; 00277536 AB - Information is presented on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. JF - FDIC Banking Review AU - Christopher, Benjamin B Y1 - 1995///Summer PY - 1995 DA - Summer 1995 SP - 21 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 3 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory agencies KW - Regulation of financial institutions KW - Manycompanies KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 9550:Public sector organizations KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244442?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1995-07-01&rft.volume=8&rft.issue=3&rft.spage=21&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Office of the Comptroller of the Currency; Federal Reserve Board; Federal Deposit Insurance Corp; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Summer 1995 N1 - Last updated - 2014-05-23 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203319504; 00271358 AB - The Bank Insurance Fund (BIF) surpassed its Congressionally mandated reserve ratio of 1.25% of insured deposits during the month of May 1995, closing the 2nd quarter at 1.288%. In contrast, the reserve ratio of the Savings Association Insurance Fund (SAIF) was just 0.365% of insured deposits on June 30, and the assessment rate schedule for SAIF members remains unchanged, with an average rate of 23.7 basis points. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Second Quarter PY - 1995 DA - Second Quarter 1995 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Government agencies KW - Deposit insurance KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9550:Public sector organizations KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319504?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-04-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1995 N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Second quarter 1995 AN - 203317806; 00271357 AB - Second-quarter earnings of insured commercial banks topped $12 billion for the first time, as strong growth in operating revenues lifted industry profits. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///Second Quarter PY - 1995 DA - Second Quarter 1995 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317806?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Second+quarter+1995&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-04-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1995 N1 - Last updated - 2014-05-22 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244445; 00266038 AB - Information is presented on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. JF - FDIC Banking Review AU - Christopher, Benjamin B Y1 - 1995///Spring PY - 1995 DA - Spring 1995 SP - 25 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory agencies KW - Regulation of financial institutions KW - Manycompanies KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 8210:Life & health insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244445?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1995-04-01&rft.volume=8&rft.issue=2&rft.spage=25&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Resolution Trust Corp; Office of the Comptroller of the Currency; Office of Thrift Supervision; Federal Reserve Board; Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - A "two-window" system for banking reform AN - 203244356; 00266037 AB - Despite the strong performance of the banking industry recently, banking reform should be a priority for at least 2 reasons: 1. insured deposits increasingly have been used to fund activities for which safety-net protection is unnecessary, and 2. banking organizations operate under legal restrictions that inhibit competition for financial services. An alternative "2-window" system would restrict the uses of insured deposits to traditional banking activities, but it would permit banking organizations to use uninsured funds for nonbank activities of their choice, so long as these are conducted in separately capitalized and legally distinct affiliates. The 2-window system offers important advantages over both the current structure and any structure based upon narrow banks. JF - FDIC Banking Review AU - Carns, Frederick S Y1 - 1995///Spring PY - 1995 DA - Spring 1995 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory reform KW - Regulation of financial institutions KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 8210:Life & health insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244356?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+%22two-window%22+system+for+banking+reform&rft.au=Carns%2C+Frederick+S&rft.aulast=Carns&rft.aufirst=Frederick&rft.date=1995-04-01&rft.volume=8&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203311436; 00264976 AB - The total assets of the nation's 12,359 public-sector, FDIC-insured institutions grew by more than $100 billion (2.2%) in the first 3 months of 1995. This growth was funded by predominantly nondeposit liabilities, as total deposits actually declined slightly ($4 billion, or 0.1%) during the first quarter. Growth in foreign-office deposits (up $10 billion) was offset by falling domestic deposits (down $15 billion). However, estimated insured deposits (all of which are domestic) increased by $15 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1995///First Quarter PY - 1995 DA - First Quarter 1995 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit products KW - Deposit insurance KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203311436?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1995-01-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Understanding the experience of converted New England savings banks AN - 203244481; 00253336 AB - A summary is presented of the environment surrounding New England savings banks in the 1980s, motivations for mutual-to-stock conversion, and the strategies employed by savings banks after conversion. The financial performance of converted savings banks is compared with that of non-converted mutual savings banks in the region, and asset growth rates necessary to produce a sufficient return to investors are estimated. The growth rates required by the New England converted savings banks were high. Because rapid growth can be risky, such fundamental changes in a bank's operating strategy require careful planning and execution in order to be successful. JF - FDIC Banking Review AU - Eccles, Jennifer L AU - O Keefe, John P Y1 - 1995///Winter PY - 1995 DA - Winter 1995 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Savings banks KW - Business growth KW - Bank charter conversions KW - US KW - New England KW - 8100:Financial services industry KW - 2320:Organizational structure KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244481?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Understanding+the+experience+of+converted+New+England+savings+banks&rft.au=Eccles%2C+Jennifer+L%3BO+Keefe%2C+John+P&rft.aulast=Eccles&rft.aufirst=Jennifer&rft.date=1995-01-01&rft.volume=8&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Winter 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; New England ER - TY - JOUR T1 - Recent cutbacks in construction lending at BIF-insured depository institutions AN - 203244474; 00253337 AB - A study examines the sharp decline in aggregate construction lending on the books of BIF-insured depository institutions during the 1990-1992 period. Lending patterns varied widely across regions and between categories of banks. The banks that cut back most aggressively had a heavy commitment to such lending in the late 1980s and were experiencing general earnings or capital problems. In contrast, various tests designed to capture the influence of real-estate market developments that might affect the demand for construction loans did not help to explain lending patterns. JF - FDIC Banking Review AU - Freund, James L AU - Crowley, Maureen C Y1 - 1995///Winter PY - 1995 DA - Winter 1995 SP - 19 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Studies KW - Regression analysis KW - Deposit insurance KW - Construction loans KW - US KW - 8110:Commercial banking services KW - 9130:Experimental/theoretical treatment KW - 9190:US KW - 8210:Life & health insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244474?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+cutbacks+in+construction+lending+at+BIF-insured+depository+institutions&rft.au=Freund%2C+James+L%3BCrowley%2C+Maureen+C&rft.aulast=Freund&rft.aufirst=James&rft.date=1995-01-01&rft.volume=8&rft.issue=1&rft.spage=19&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Winter 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244453; 00253338 AB - A review is presented of information on recent regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. JF - FDIC Banking Review AU - Christopher, Benjamin B Y1 - 1995///Winter PY - 1995 DA - Winter 1995 SP - 31 CY - Washington PB - Federal Deposit Insurance Corporation VL - 8 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US KW - 8210:Life & health insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244453?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1995-01-01&rft.volume=8&rft.issue=1&rft.spage=31&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Winter 1995 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203326076; 00259263 AB - The total assets of all 12,596 private-sector FDIC-insured financial institutions surpassed the $5 trillion level at year-end 1994, having risen $90 billion in the 4th quarter and $312 billion for the full year. Of the $90 billion growth in the 4th quarter, $70 billion was funded by deposit growth. In contrast to recent quarters, deposits in domestic offices increased by $41.7 billion, outpacing growth in foreign-office deposits of $28.7 billion. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Fourth Quarter PY - 1994 DA - Fourth Quarter 1994 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US KW - 8210:Life & health insurance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326076?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-10-01&rft.volume=&rft.issue=&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Fourth quarter, 1994 AN - 203319382; 00259261 AB - Commercial banks reported $10.7 billion in 4th quarter 1994-earnings, lifting their net income for the year to a record $44.7 billion. Net interest income was $1.9 billion higher in the 4th quarter than 1 year earlier, while loan-loss provisions were $1.1 billion lower. However, these year-to-year improvements were outweighed by a $1.7-billion increase in overhead expense, a $1.1-billion decline in after-tax proceeds from securities sales and extraordinary items, and a $342-million decline in noninterest income. As a result, 4th quarter earnings were $55 million lower than a year earlier. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Fourth Quarter PY - 1994 DA - Fourth Quarter 1994 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203319382?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Fourth+quarter%2C+1994&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings institution performance - Fourth quarter, 1994 AN - 203316404; 00259262 AB - Private-sector savings institutions earned $1.7 billion in the 4th quarter of 1994, for an annualized return on assets of 0.67%. Net income was down by $207 million from the 3rd quarter due to lower net interest income and increased noninterest expense. Provisions for loan losses were $80 million higher than in the previous quarter, but were 45% lower than in the 4th quarter of 1993, when thrifts set aside $1 billion for loan losses. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Fourth Quarter PY - 1994 DA - Fourth Quarter 1994 SP - 8 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Savings & loan associations KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316404?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance+-+Fourth+quarter%2C+1994&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-10-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Third quarter, 1994 AN - 203333263; 00253346 AB - Commercial bank earnings reached a new quarterly record of $11.8 billion in the 3rd quarter of 1994, surpassing the previous record of $11.5 billion, which was set a year earlier. Rising net interest income, fueled by widening margins and strong loan growth, was the main source of increased earnings. Through the first 9 months of 1994, commercial bank earnings of $34 billion were 4.3% ahead of last year's pace, primarily because of increased growth in loans and other assets, and lower loan-loss provisions. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Third Quarter PY - 1994 DA - Third Quarter 1994 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 3100:Capital & debt management KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203333263?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Third+quarter%2C+1994&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203316470; 00253348 AB - At the US' 12,774 private sector FDIC-insured institutions total loans grew $66 billion during the 3rd quarter and total assets increased $38 billion to $4.93 trillion. This was the 2nd consecutive quarter in which loan growth exceeded $60 billion, led by gains in real estate loans, loans to individuals, and commercial and industrial loans. In contrast to the 2nd quarter, when total deposits declined slightly, deposits increased $19 billion as growth in foreign-office deposits outpaced the decline in domestic deposits. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Third Quarter PY - 1994 DA - Third Quarter 1994 SP - 13 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Bank earnings KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316470?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-07-01&rft.volume=&rft.issue=&rft.spage=13&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions AN - 203316593; 00250507 AB - The 12,932 private-sector FDIC-insured financial institutions in the US recorded total assets of $4.89 trillion on June 30, 1994, up $52 billion over March 31. Loan growth for the quarter totaled $63 billion, led by 1-to-4 family mortgage lending, loans to individuals, and commercial and industrial loans. Six FDIC-insured institutions failed in the 2nd quarter of 1994, after no insured institution failures in the first quarter. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///Second Quarter PY - 1994 DA - Second Quarter 1994 SP - 13 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Deposit insurance KW - Bank assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203316593?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=unknown&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-04-01&rft.volume=&rft.issue=&rft.spage=13&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Second Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Bank powers and the separation of banking from commerce: An historical perspective AN - 203244401; 00248139 AB - A historical perspective is presented on bank powers and the lines of separation between banking and other activities. This separation has taken the form of both prohibitions on bank activities and affiliations, and "firewalls" intended to prevent inappropriate flows of capital, funds, and information between affiliates. The scope of permissible bank activities has evolved over the course of US banking history, changing in response to economic incentives, technological innovations, and political interests. As such change is likely to continue, the debate on appropriate lines of separation between banking and other activities should remain lively. JF - FDIC Banking Review AU - Blair, Christine E Y1 - 1994///Spr/Sum PY - 1994 DA - Spr/Sum 1994 SP - 28 CY - Washington PB - Federal Deposit Insurance Corporation VL - 7 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - History KW - Banking law KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244401?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Bank+powers+and+the+separation+of+banking+from+commerce%3A+An+historical+perspective&rft.au=Blair%2C+Christine+E&rft.aulast=Blair&rft.aufirst=Christine&rft.date=1994-04-01&rft.volume=7&rft.issue=1&rft.spage=28&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spr/Sum 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Risk measurement, actuarially-fair deposit insurance premiums and the FDIC's risk-related premium system AN - 203244363; 00248138 AB - In a study, the Federal Deposit Insurance Corp.'s (FDIC) risk-related premium system is compared with independent risk classifications derived from a proportional hazards model (PHM). The PHM estimates actuarially-fair insurance premiums based on econometric estimates of the expected time-to-failure ratio. The study concludes that the FDIC's relative risk rankings are generally consistent with those of the PHM as well as with historical failure rates. The premium rate spread between high-risk and low-risk institutions, however, is considerably narrower than what is suggested by the PHM. JF - FDIC Banking Review AU - Fissel, Gary S Y1 - 1994///Spr/Sum PY - 1994 DA - Spr/Sum 1994 SP - 16 CY - Washington PB - Federal Deposit Insurance Corporation VL - 7 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Studies KW - Risk assessment KW - Models KW - Insurance premiums KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 3300:Risk management KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244363?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Risk+measurement%2C+actuarially-fair+deposit+insurance+premiums+and+the+FDIC%27s+risk-related+premium+system&rft.au=Fissel%2C+Gary+S&rft.aulast=Fissel&rft.aufirst=Gary&rft.date=1994-04-01&rft.volume=7&rft.issue=1&rft.spage=16&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spr/Sum 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244351; 00248140 AB - Information is presented on recent regulatory actions by the Federal Deposit Insurance Corp., the Resolution Trust Corp., the Federal Reserve Board, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the National Credit Union Administration, and the Federal Housing Finance Board. Recent developments in state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues, are also presented. JF - FDIC Banking Review AU - Christopher, Benjamin B Y1 - 1994///Spr/Sum PY - 1994 DA - Spr/Sum 1994 SP - 39 CY - Washington PB - Federal Deposit Insurance Corporation VL - 7 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory agencies KW - Regulation of financial institutions KW - Manycompanies KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 9550:Public sector organizations KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244351?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1994-04-01&rft.volume=7&rft.issue=1&rft.spage=39&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Resolution Trust Corp; Office of the Comptroller of the Currency; Office of Thrift Supervision; Federal Reserve Board; Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spr/Sum 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Evaluating the role of race in mortgage lending AN - 203244338; 00248137 AB - Results of a statistical analysis by the Federal Reserve Bank of Boston of mortgage-lending patterns in the Boston area suggest that mortgage lenders discriminated against minority applicants. An examination of the loan files that comprised the statistical data uncovered a number of factors that may systematically bias the model's estimates of the race effect. As a consequence, it cannot be determined whether the higher rejection rates observed for minority applicants reflect these factors or result from lending discrimination. JF - FDIC Banking Review AU - Horne, David K Y1 - 1994///Spr/Sum PY - 1994 DA - Spr/Sum 1994 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 7 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Statistical analysis KW - Racial discrimination KW - Mortgages KW - Home Mortgage Disclosure Act 1990-US KW - Bank compliance KW - US KW - Massachusetts KW - 8100:Financial services industry KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244338?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Evaluating+the+role+of+race+in+mortgage+lending&rft.au=Horne%2C+David+K&rft.aulast=Horne&rft.aufirst=David&rft.date=1994-04-01&rft.volume=7&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve Bank of Boston N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spr/Sum 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; Massachusetts ER - TY - JOUR T1 - Savings institution performance - First quarter, 1994 AN - 203326200; 00248572 AB - Private sector savings institutions earned $1.3 billion in the first quarter of 1994, for an annualized return on assets of 0.52%. The average net interest margin was 3.41%, almost unchanged from the 3.39% of the 4th quarter of 1993, but down from 3.51% for first quarter 1993. Improvements in asset quality strengthened the industry's balance sheet, which is reflected in stronger reserve coverage and higher capital ratios. Other related data is presented. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1994///First Quarter PY - 1994 DA - First Quarter 1994 SP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Savings & loan associations KW - Industrywide conditions KW - Bank earnings KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326200?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance+-+First+quarter%2C+1994&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1994-01-01&rft.volume=&rft.issue=&rft.spage=7&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation First Quarter 1994 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings institution performance - Fourth quarter, 1993 AN - 203326018; 00247688 AB - Privately-held FDIC-insured savings institutions earned $7 billion in 1993, for an average return on assets of 0.72%, marking the 3rd consecutive year of positive earnings for savings institutions after 4 straight years of losses. During the year, the commercial bank industry absorbed 72 savings institutions with $37 billion in assets, while 14 commercial banks with $3 billion in assets were acquired by savings institutions. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1993///Fourth Quarter PY - 1993 DA - Fourth Quarter 1993 SP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Savings banks KW - Commercial banks KW - Bank earnings KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203326018?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+institution+performance+-+Fourth+quarter%2C+1993&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1993-10-01&rft.volume=&rft.issue=&rft.spage=7&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial banking performance - Fourth quarter, 1993 AN - 203318844; 00247687 AB - Insured commercial banks reported a net income of $11.1 billion in the 4th quarter of 1993, more than 40% above the $7.8 billion that banks earned in the 4th quarter of 1992. The largest contribution to banks' increased earnings came from lower loan-loss provisioning, reflecting improved asset quality. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1993///Fourth Quarter PY - 1993 DA - Fourth Quarter 1993 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318844?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+Fourth+quarter%2C+1993&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1993-10-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - All FDIC-insured institutions by insurance fund AN - 203318792; 00247689 AB - Total assets at all 13,221 private-sector FDIC-insured institutions reached $4.7 trillion at year-end 1993. Asset growth in 1993 was greatest in consumer loans, residential mortgage loans, mortgage-backed securities, and other investment securities. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1993///Fourth Quarter PY - 1993 DA - Fourth Quarter 1993 SP - 13 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Financial institutions KW - Deposit insurance KW - Assets KW - US KW - 9140:Statistical data KW - 8100:Financial services industry KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318792?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=All+FDIC-insured+institutions+by+insurance+fund&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1993-10-01&rft.volume=&rft.issue=&rft.spage=13&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Savings Association Insurance Fund; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Fourth Quarter 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - BOOK T1 - Historical statistics on banking: a statistical history of the United States banking industry, 1934-1992 AN - 59659647; 1994-0611331 AB - Structure and financial data related to insured commercial and savings banks. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429, September 1993. 14+667 pp. Y1 - 1993/09// PY - 1993 DA - September 1993 EP - 14+667 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 KW - Financial intermediaries -- United States -- Statistics KW - Banking -- Finance -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59659647?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1993-09-01&rft.volume=&rft.issue=&rft.spage=14%2B667&rft.isbn=&rft.btitle=Historical+statistics+on+banking%3A+a+statistical+history+of+the+United+States+banking+industry%2C+1934-1992&rft.title=Historical+statistics+on+banking%3A+a+statistical+history+of+the+United+States+banking+industry%2C+1934-1992&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 pa N1 - Document feature - table(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - The FDIC quarterly banking profile AN - 203320958; 00247077 AB - Insured commercial banks earned a record $11.45 billion in the 3rd quarter of 1993. Industry profitability, as measured by return on assets, also set a new record of an average 1.27%, up from 1.23% reached in the first quarter of 1993. Total assets of commercial banks increased by $62 billion in the 3rd quarter, the largest quarterly increase since the 4th quarter of 1989. Performance data for FDIC-insured commercial banks are provided. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1993///Third Quarter PY - 1993 DA - Third Quarter 1993 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistical data KW - Commercial banks KW - Bank earnings KW - US KW - 9140:Statistical data KW - 8110:Commercial banking services KW - 3100:Capital & debt management KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203320958?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=The+FDIC+quarterly+banking+profile&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1993-07-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Third Quarter 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Commercial real-estate problems: A note on changes in collateral values backing real-estate loans being managed by the Federal Deposit Insurance Corporation AN - 203244395; 00247694 AB - The most recent economic dislocation to affect the banking industry is the major downturn of commercial real-estate markets in many areas of the US. The results are presented of a survey estimating the decline in collateral values for individual real-estate assets under management of the Federal Deposit Insurance Corp. JF - FDIC Banking Review AU - Freund, James L AU - Seelig, Steven A Y1 - 1993///Spring/Summer PY - 1993 DA - Spring/Summer 1993 SP - 26 CY - Washington PB - Federal Deposit Insurance Corporation VL - 6 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Studies KW - Regulation of financial institutions KW - Commercial real estate KW - US KW - 8110:Commercial banking services KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244395?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Commercial+real-estate+problems%3A+A+note+on+changes+in+collateral+values+backing+real-estate+loans+being+managed+by+the+Federal+Deposit+Insurance+Corporation&rft.au=Freund%2C+James+L%3BSeelig%2C+Steven+A&rft.aulast=Freund&rft.aufirst=James&rft.date=1993-04-01&rft.volume=6&rft.issue=1&rft.spage=26&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corp N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring/Summer 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Risk-based capital standards for commercial banks: Improved capital-adequacy standards? AN - 203244329; 00247692 AB - At year-end 1990, risk-based capital standards were implemented for US commercial banks. The new standards substantially changed US regulatory standards for assessing bank capital adequacy, by replacing simple flat-rate standards with standards that explicitly incorporated risk. The results are presented of a study that investigates whether the risk-based capital standards are improved measures of capital adequacy. The relative merits of both the risk-based and former flat-rate capital standards are discussed. Brief histories of banks' regulatory capital ratios are used to compare the effectiveness of the standards. The study concludes that the risk-based capital standards are an improvement over the flat-rate capital standards they replaced. JF - FDIC Banking Review AU - O Keefe, John P Y1 - 1993///Spring/Summer PY - 1993 DA - Spring/Summer 1993 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 6 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Studies KW - Standards KW - Risk capital KW - Regulation of financial institutions KW - Commercial banks KW - US KW - 8110:Commercial banking services KW - 4310:Regulation KW - 9130:Experimental/theoretical treatment KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244329?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Risk-based+capital+standards+for+commercial+banks%3A+Improved+capital-adequacy+standards%3F&rft.au=O+Keefe%2C+John+P&rft.aulast=O+Keefe&rft.aufirst=John&rft.date=1993-04-01&rft.volume=6&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring/Summer 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244321; 00247695 AB - Information is presented on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. JF - FDIC Banking Review AU - Christopher, Benjamin B Y1 - 1993///Spring/Summer PY - 1993 DA - Spring/Summer 1993 SP - 31 CY - Washington PB - Federal Deposit Insurance Corporation VL - 6 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulation of financial institutions KW - Deposit insurance KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244321?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+Benjamin+B&rft.aulast=Christopher&rft.aufirst=Benjamin&rft.date=1993-04-01&rft.volume=6&rft.issue=1&rft.spage=31&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring/Summer 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - The bank and thrift crises - A retrospective AN - 203244316; 00247693 AB - The years since 1980 have been a tumultuous period for the US banking and thrift industries and their regulators. Recent improvements in profitability and declines in the number of bank and thrift failures, however, give reason to believe that the worst may be over. JF - FDIC Banking Review AU - Holland, David S Y1 - 1993///Spring/Summer PY - 1993 DA - Spring/Summer 1993 SP - 16 CY - Washington PB - Federal Deposit Insurance Corporation VL - 6 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Savings & loan associations KW - Regulation of financial institutions KW - Future of banking KW - Banking industry KW - US KW - 8100:Financial services industry KW - 4310:Regulation KW - 9190:US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244316?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+bank+and+thrift+crises+-+A+retrospective&rft.au=Holland%2C+David+S&rft.aulast=Holland&rft.aufirst=David&rft.date=1993-04-01&rft.volume=6&rft.issue=1&rft.spage=16&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Spring/Summer 1993 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - BOOK T1 - Data book: operating banks and branches, June 30, 1992: summary of deposits in all FDIC-insured commercial and savings banks and U.S. branches of foreign banks AN - 59630764; 1993-0800710 AB - Deposits arranged by state and county; US. Includes state, metropolitan statistical area (MSA), and county tabulations, along with a national summary. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429, 1993. 6v. Y1 - 1993///0, PY - 1993 DA - 0, 1993 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 KW - Bank deposits -- United States -- Statistics KW - International banking -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59630764?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1993-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1992%3A+summary+of+deposits+in+all+FDIC-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks&rft.title=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1992%3A+summary+of+deposits+in+all+FDIC-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 pa Free N1 - Document feature - table(s), chart(s) N1 - SuppNotes - 6v N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Real estate loan performance and other real estate owned December 31, 1992 AN - 203318712; 00017317 AB - The table of real estate loan performance lists total loans outstanding, charge-offs, noncurrent loans, and loans less than 90 days delinquent. Statistics are given for all banks and for banks of each asset size. Statistics also are listed geographically. The table of selected indicators for FDIC-insured commercial banks gives returns on assets, returns on equity, capital ratios, nonperforming loans, problem banks, and other data from 1986 through 1992. The table of aggregate condition and income data provides assets, liabilities, detailed loan information, and other data for the third and fourth quarters of 1992 and the fourth quarter 1991. Income data for 1991 and 1992 are included. The table of full year 1992 commercial bank data gives performance ratios, condition ratios, growth rates, and prior year data by assets size and location. Another table provides similar data for the fourth quarter of 1992. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1992/12// PY - 1992 DA - Dec 1992 SP - 4 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistics KW - Real Estate KW - Problem Loans KW - Other Real Estate Owned KW - Commercial Banks KW - Charge-offs KW - Bank Profitability KW - Bank Liabilities KW - Bank Assets KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203318712?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Real+estate+loan+performance+and+other+real+estate+owned+December+31%2C+1992&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1992-12-01&rft.volume=&rft.issue=&rft.spage=4&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Dec 1992 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings bank performance -- fourth quarter, 1992 AN - 203317751; 00017316 AB - In 1992, the 414 savings banks insured by the BIF earned $1.4 billion, the first year of profit since 1988. Average return on assets was 0.72% for the fourth quarter 1992 and 0.66% for the year. The 308 New England banks had an average return on assets of 0.45% for the year. Net interest income increased $1.2 billion over 1991, to reach $7.5 billion. Net 1992 charge-offs were $1.4 billion, lower than 1991's charge-offs (which exceeded $2 billion) but exceeding loan loss provisions. The equity capital to assets ratio, which was 6.74% in 1991, reached 7.97% in 1992. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1992/12// PY - 1992 DA - Dec 1992 SP - 8 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Statistics KW - Savings Banks KW - Return On Assets KW - Problem Loans KW - Net Interest Margin KW - Mortgages KW - Interest Expenses KW - Charge-offs KW - Capital Adequacy KW - Bank Profitability KW - Bank Liabilities KW - Bank Assets KW - US KW - New England UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203317751?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings+bank+performance+--+fourth+quarter%2C+1992&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1992-12-01&rft.volume=&rft.issue=&rft.spage=8&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Dec 1992 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; New England ER - TY - JOUR T1 - Commercial banking performance - third quarter, 1992 AN - 203312399; 00023357 AB - In 1992's third quarter, the nation's 11,590 commercial banks earned a record $8.5 billion, had an ROA of 0.99%, reduced troubled assets by more than $2 billion, increased the average equity capital ratio to 7.39%, and increased assets by $43 billion. Continued low interest rates contributed to the industry's success, with a net interest margin averaging 4.49%. Real estate loan portfolios continued to be troublesome. The quarter saw a decrease of 96 institutions, but only nine banks failed. Ninety-eight merged and 10 new banks were chartered. Some Western banks had problem asset increases. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1992/09// PY - 1992 DA - Sep 1992 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Return On Assets KW - Problem Loans KW - Net Interest Margin KW - Interest Income KW - Future Of Banking KW - Financial Services KW - Commercial Mortgages KW - Commercial Banks KW - Charge-offs KW - Capital Adequacy KW - Bank Profitability KW - Bank Assets KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203312399?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance+-+third+quarter%2C+1992&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1992-09-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1992 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Savings AN - 203302005; 00023356 AB - In the third quarter of 1992, the 421 BIF-insured savings banks earned $354 million, had a 0.63% ROA, had total assets of $6.8 billion (a four percent decline), and raised equity capital to 7.69%. Ninety-three percent of the savings banks were profitable and troubled assets declined as loss reserves increased. The lowest performing institutions were in New England. In the fourth quarter, earnings will probably decline. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1992/09// PY - 1992 DA - Sep 1992 SP - 7 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Savings Banks KW - Risk-based Capital KW - Return On Assets KW - Profitability KW - Problem Loans KW - Noninterest Income KW - Net Interest Margin KW - Loans KW - Financial Services KW - Bank Profitability KW - Bank Assets KW - US KW - New England KW - Mid-Atlantic UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203302005?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Savings&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1992-09-01&rft.volume=&rft.issue=&rft.spage=7&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corporation; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1992 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; New England; Mid-Atlantic ER - TY - JOUR T1 - Bank dividend patterns AN - 203244433; 00043816 AB - Despite a rising tide of bank failures, commercial bank dividends on common stock have risen steadily since 1980 from $5.1 billion to $14 billion in 1989. This increase significantly exceeded earnings growth. While the aggregate equity capital ratio reportedly reached almost 6.5% in 1990, up from 5.6% in 1980, the aggregate reported does not account for liability for the shortfall in the Bank Insurance Fund. Also, dividends across banks with different capital rates vary substantially. Evaluation of individual banks reveals that dividend distributions by undercapitalized banks are not uncommon. Automatic dividend restrictions have been proposed as a way to deter erosion of equity capital from undercapitalized institutions. Such restrictions, based on objective, observable criteria, may be useful, and they do not appear likely to inhibit a bank's ability to raise capital. JF - FDIC Banking Review AU - Horne, David K Y1 - 1991/09// PY - 1991 DA - Sep 1991 SP - 13 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Trends KW - Thrift Failures KW - Regulatory Agencies KW - Regulations KW - Profitability KW - Pricing KW - Major Article KW - Dividends KW - Commercial Banks KW - Capital Adequacy KW - Call Reports KW - Banks KW - Bank Stocks KW - Bank Profitability KW - Bank Failures KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244433?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Bank+dividend+patterns&rft.au=Horne%2C+David+K&rft.aulast=Horne&rft.aufirst=David&rft.date=1991-09-01&rft.volume=4&rft.issue=2&rft.spage=13&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Reserve System; Federal Deposit Insurance Corporation; Comptroller Of The Currency N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1991 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Early corrective action for troubled banks AN - 203244399; 00043817 AB - Proposals that aim to reduce the costs of deposit insurance via improved bank supervision require: 1) early supervisor identification of banking problems; 2) supervisor capability and willingness to affect bank behavior; and 3) enhancement of the current supervisory mechanism. Data examined suggest that supervisors can indeed detect bank problems early enough and that they are willing and able to influence bank actions, though imperfectly, in regard to restriction of bank dividends and encouragement of bank injections. Mandatory supervisory sanctions based on capital ratio levels and the related ideas of market-value accounting and early closure have been discussed as ways to improve bank supervision. Claims that an "early closure" policy would result in massive and costless insurance cost reductions appear exaggerated. However, a balanced closure policy that allows for exceptions based on supervisory estimation of viability would likely inspire prudent banking and lower deposit insurance costs. JF - FDIC Banking Review AU - French, George E Y1 - 1991/09// PY - 1991 DA - Sep 1991 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Thrift Failures KW - Savings & Loan Associations KW - Regulatory Agencies KW - Problem Thrifts KW - Problem Banks KW - Major Article KW - Loan Loss Reserves KW - Future Of Banking KW - Financial Statements KW - Dividends KW - Disclosure KW - Deposit Insurance KW - Capital Adequacy KW - Banks KW - Bank Failures KW - Bank Examinations KW - Accounting KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244399?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Early+corrective+action+for+troubled+banks&rft.au=French%2C+George+E&rft.aulast=French&rft.aufirst=George&rft.date=1991-09-01&rft.volume=4&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corporation; Bank Insurance Fund N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1991 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - A framework for analyzing deposit insurance pricing AN - 203244306; 00043801 AB - Flat deposit insurance premiums are easy to administer but ineffective in limiting risk, especially because the banking environment is so complex and information dependent. Risk-adjusted premiums have been proposed in several models, including interest charges on uninsured deposits, cooperative systems using the government and private firms, and option pricing (the most viable framework). Since capital strength indicates a bank's overall soundness, the best risk-adjusted deposit insurance approach would be based on capital. JF - FDIC Banking Review AU - Blair, Christine E AU - Fissel, Gary S Y1 - 1991/09// PY - 1991 DA - Sep 1991 SP - 25 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Statistical Methods KW - Risk Management KW - Risk KW - Regulatory Agencies KW - Pricing KW - Insurance Premiums KW - Information Management KW - Financial Institutions KW - Deposit Insurance KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244306?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=A+framework+for+analyzing+deposit+insurance+pricing&rft.au=Blair%2C+Christine+E%3BFissel%2C+Gary+S&rft.aulast=Blair&rft.aufirst=Christine&rft.date=1991-09-01&rft.volume=4&rft.issue=2&rft.spage=25&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Federal Deposit Insurance Corporation N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1991 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - Recent developments affecting depository institutions AN - 203244468 JF - FDIC Banking Review AU - Christopher, B Y1 - 1991/03// PY - 1991 DA - Mar 1991 SP - 35 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244468?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Recent+developments+affecting+depository+institutions&rft.au=Christopher%2C+B&rft.aulast=Christopher&rft.aufirst=B&rft.date=1991-03-01&rft.volume=4&rft.issue=1&rft.spage=35&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1991 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - The anatomy of the international debt crisis (includes statistics) AN - 203244314 JF - FDIC Banking Review AU - Fissel, G Y1 - 1991/03// PY - 1991 DA - Mar 1991 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244314?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+anatomy+of+the+international+debt+crisis+%28includes+statistics%29&rft.au=Fissel%2C+G&rft.aulast=Fissel&rft.aufirst=G&rft.date=1991-03-01&rft.volume=4&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1991 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Resolution costs of thrift failures AN - 203244305 JF - FDIC Banking Review AU - Blalock, J AU - et al. Y1 - 1991/03// PY - 1991 DA - Mar 1991 SP - 15 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244305?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Resolution+costs+of+thrift+failures&rft.au=Blalock%2C+J%3Bet+al.&rft.aulast=Blalock&rft.aufirst=J&rft.date=1991-03-01&rft.volume=4&rft.issue=1&rft.spage=15&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1991 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Summary of proceedings : international conference on deposit insurance and problem-bank resolution policies AN - 203244301 JF - FDIC Banking Review AU - Moysich, A Y1 - 1991/03// PY - 1991 DA - Mar 1991 SP - 27 CY - Washington PB - Federal Deposit Insurance Corporation VL - 4 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244301?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Summary+of+proceedings+%3A+international+conference+on+deposit+insurance+and+problem-bank+resolution+policies&rft.au=Moysich%2C+A&rft.aulast=Moysich&rft.aufirst=A&rft.date=1991-03-01&rft.volume=4&rft.issue=1&rft.spage=27&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1991 N1 - Last updated - 2014-05-18 ER - TY - BOOK T1 - Statistics on banking, 1990 AN - 59591096; 1992-0501524 AB - Year end statistical data on FDIC-insured commercial banks, trust companies, and savings banks. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429, 1991. 328 pp. Y1 - 1991///0, PY - 1991 DA - 0, 1991 SP - 328 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 KW - Financial intermediaries -- United States -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59591096?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1991-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1990&rft.title=Statistics+on+banking%2C+1990&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 pa Free N1 - Document feature - table(s), chart(s), map(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Data book: operating banks and branches, June 30, 1990: summary of deposits in all FDIC BIF-insured commercial and savings banks and U.S. branches of foreign banks AN - 59569600; 1991-0913397 AB - Deposits arranged by state and county; US. Includes state, metropolitan statistical area (MSA), and county tabulations, along with a national summary. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429, 1991. 6v. Y1 - 1991///0, PY - 1991 DA - 0, 1991 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 KW - Bank deposits -- United States -- Statistics KW - International banking -- Statistics KW - Banking -- United States -- Statistics KW - Savings banks -- United States -- Statistics KW - United States -- Banking sector UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59569600?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1991-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1990%3A+summary+of+deposits+in+all+FDIC+BIF-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks&rft.title=Data+book%3A+operating+banks+and+branches%2C+June+30%2C+1990%3A+summary+of+deposits+in+all+FDIC+BIF-insured+commercial+and+savings+banks+and+U.S.+branches+of+foreign+banks&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 pa N1 - Document feature - table(s), chart(s) N1 - SuppNotes - 6v N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Failure-resolution methods and policy considerations AN - 203244397 JF - FDIC Banking Review AU - Bovenzi, J AU - Muldoon, M Y1 - 1990/09// PY - 1990 DA - Sep 1990 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 3 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244397?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Failure-resolution+methods+and+policy+considerations&rft.au=Bovenzi%2C+J%3BMuldoon%2C+M&rft.aulast=Bovenzi&rft.aufirst=J&rft.date=1990-09-01&rft.volume=3&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1990 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - An overview of the U.S. credit union industry AN - 203244388; 00063878 AB - Whether federally or state chartered, credit unions share these unique characteristics: 1) they serve groups of people with a "common bond"; 2) they are democratically governed and served by primarily volunteer boards of directors and staffs; 3) they are non-profit and tax-exempt; 4) "shares" (that is, savings on deposit) earn dividends and are considered equity; 5) they lend only to their members and each other; and 6) they are subject to a federally imposed limit (currently 18%) on consumer loan interest rates. In the 1980s, many credit unions merged or failed, savings and assets increased, and regulatory attention shifted to improving examiners' abilities to determine the basic "safety and soundness" of individual institutions and the industry itself. Credit unions' tax-exempt status, recent major expansions in permissible types and terms of loans and deposit accounts and liberalization of the "common bond" requirement have prompted banks and thrifts to claim that credit unions enjoy an unfair competitive advantage. JF - FDIC Banking Review AU - Moyisch, Alane K Y1 - 1990/09// PY - 1990 DA - Sep 1990 SP - 12 CY - Washington PB - Federal Deposit Insurance Corporation VL - 3 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Regulatory Agencies KW - Major Article KW - Loans KW - Garn-st. Germain Depository Institutions Act KW - Financial Services KW - Financial Institutions Regulatory & Interest Rate Co KW - Federal Legislation KW - Deregulation KW - Depository Institutions Deregulation & Monetary Cont KW - Deposit Products KW - Credit Unions KW - Competitive Equality Banking Act KW - Bank Examinations KW - US KW - Jay, Pierre KW - Filene, Edward A. KW - Desjardins, Alphonse UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244388?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=An+overview+of+the+U.S.+credit+union+industry&rft.au=Moyisch%2C+Alane+K&rft.aulast=Moyisch&rft.aufirst=Alane&rft.date=1990-09-01&rft.volume=3&rft.issue=1&rft.spage=12&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - U.s. Central Credit Union; National Credit Union Administration; National Association of Federal Credit Unions; General Accounting Office; Federal Financing Bank; Federal Financial Institutions Examination Council; Credit Union National Association; Central Liquidity Facility; CUNA Mutual Insurance Society; American Bankers Association; American Association of Retired Persons N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1990 N1 - People - Jay, Pierre; Filene, Edward A.; Desjardins, Alphonse N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; Jay, Pierre; Filene, Edward A.; Desjardins, Alphonse ER - TY - JOUR T1 - Risk-based capital requirements: reshaping the thrift industry AN - 203244374; 00063877 AB - Using estimates based on December 1989 Thrift Financial Reports, it appears that 33% of thrift institutions not in conservatorship, representing 44% of thrift assets, will be unable to meet the capital standards outlined in the Financial Institutions Reform, Recovery & Enforcement Act. In addition, 46% of thrifts will be unable to meet the even stricter capital standards which will be required in a few years. Most thrifts will not be able to achieve capital adequacy with earnings in the near term, and many thrifts may try to raise their capital ratios by selling risky assets or by reducing risk through securitization. Those thrifts trying to merge with healthy institutions will be competing with Resolution Trust Corp. activities. JF - FDIC Banking Review AU - Elmer, Peter J Y1 - 1990/09// PY - 1990 DA - Sep 1990 SP - 27 CY - Washington PB - Federal Deposit Insurance Corporation VL - 3 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance KW - Thrift Institutions KW - Securitization KW - Risk-based Capital KW - Risk KW - Regulations KW - Mergers & Acquisitions KW - Management KW - Loan Asset Sales KW - Legislation KW - Forecasting KW - Capital Adequacy KW - Bank Capital KW - US UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244374?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Risk-based+capital+requirements%3A+reshaping+the+thrift+industry&rft.au=Elmer%2C+Peter+J&rft.aulast=Elmer&rft.aufirst=Peter&rft.date=1990-09-01&rft.volume=3&rft.issue=1&rft.spage=27&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Resolution Trust Corp.; Basle Committee On Banking Regulations & Supervisory Practices N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1990 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US ER - TY - JOUR T1 - The Texas banking crisis: causes and consequences 1980-1989 AN - 203244384; 00076809 AB - The sharp changes in domestic oil and gas prices fueled a real estate and economic boom (and then, in 1986, a bust) in Texas. The state's banks increased and decreased their commercial and industrial loans with oil prices, but continued to pour funds into real estate even as the market became overbuilt. During the mid 1980s, when these problems were developing, bank exams were less frequent in the Southwest than elsewhere in the US, so banks' conditions deteriorated unchecked. Also, banks were able to use insured and uninsured deposits to fund risky loans. These factors all contributed to Texas' failure rate of 349 banks over 10 years, with 76 more banks receiving federal financial aid. Nine of Texas' top 10 banks had to be recapitalized. JF - FDIC Banking Review AU - O'Keefe, John Y1 - 1990/01// PY - 1990 DA - Jan 1990 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 3 IS - 2 SN - 1041939X KW - Business And Economics--Banking And Finance KW - case studies KW - Thrift Failures KW - Tax Reform KW - Risk KW - Research KW - Regional Banks KW - Real Estate KW - Mortgages KW - Major Article KW - Loans KW - Loan Policy KW - Energy Loans KW - Energy KW - Economy KW - Banks KW - Banking History KW - Bank Holding Companies KW - Bank Failures KW - Bank Examinations KW - Bank Deposits KW - Bank Capital KW - US KW - Austin KW - Houston KW - Dallas KW - Texas KW - San Antonio KW - Southwest UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244384?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=The+Texas+banking+crisis%3A+causes+and+consequences+1980-1989&rft.au=O%27Keefe%2C+John&rft.aulast=O%27Keefe&rft.aufirst=John&rft.date=1990-01-01&rft.volume=3&rft.issue=2&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - Texas Commerce Bank; Texas American Bank; Texas American Bancshares; National Bancshares Of Texas; MCorp; Interfirst Corp.; Hallwood Group Inc.; First Republic Bank; First City Bancorporation; Federal Reserve System; Federal Deposit Insurance Corporation; Comptroller Of The Currency; Banctexas; Allied Bancshares N1 - Copyright - Copyright Federal Deposit Insurance Corporation Jan 1990 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; Texas; Southwest; San Antonio; Houston; Dallas; Austin ER - TY - JOUR T1 - Should the $100,000 deposit insurance limit be changed? AN - 203244464 JF - FDIC Banking Review AU - Carns, F Y1 - 1989/03// PY - 1989 DA - Mar 1989 SP - 11 CY - Washington PB - Federal Deposit Insurance Corporation VL - 2 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244464?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Should+the+%24100%2C000+deposit+insurance+limit+be+changed%3F&rft.au=Carns%2C+F&rft.aulast=Carns&rft.aufirst=F&rft.date=1989-03-01&rft.volume=2&rft.issue=1&rft.spage=11&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1989 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Forbearance : practices and proposed standards AN - 203244427 JF - FDIC Banking Review AU - Cobos, D Y1 - 1989/03// PY - 1989 DA - Mar 1989 SP - 20 CY - Washington PB - Federal Deposit Insurance Corporation VL - 2 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244427?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Forbearance+%3A+practices+and+proposed+standards&rft.au=Cobos%2C+D&rft.aulast=Cobos&rft.aufirst=D&rft.date=1989-03-01&rft.volume=2&rft.issue=1&rft.spage=20&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1989 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Bank intermediation, bank runs and deposit insurance AN - 203244393 JF - FDIC Banking Review AU - Murton, A Y1 - 1989/03// PY - 1989 DA - Mar 1989 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 2 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244393?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Bank+intermediation%2C+bank+runs+and+deposit+insurance&rft.au=Murton%2C+A&rft.aulast=Murton&rft.aufirst=A&rft.date=1989-03-01&rft.volume=2&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Mar 1989 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Measuring the interest-rate exposure of financial intermediaries AN - 203244470 JF - FDIC Banking Review AU - French, G Y1 - 1988/09// PY - 1988 DA - Sep 1988 SP - 14 CY - Washington PB - Federal Deposit Insurance Corporation VL - 1 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244470?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Measuring+the+interest-rate+exposure+of+financial+intermediaries&rft.au=French%2C+G&rft.aulast=French&rft.aufirst=G&rft.date=1988-09-01&rft.volume=1&rft.issue=1&rft.spage=14&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1988 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - 'Derivative' mortgage securities and their risk/return characteristics AN - 203244421 JF - FDIC Banking Review AU - Konstas, P Y1 - 1988/09// PY - 1988 DA - Sep 1988 SP - 28 CY - Washington PB - Federal Deposit Insurance Corporation VL - 1 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244421?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=%27Derivative%27+mortgage+securities+and+their+risk%2Freturn+characteristics&rft.au=Konstas%2C+P&rft.aulast=Konstas&rft.aufirst=P&rft.date=1988-09-01&rft.volume=1&rft.issue=1&rft.spage=28&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1988 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Resolution costs of bank failures AN - 203244387 JF - FDIC Banking Review AU - Bovenzi, J AU - Murton, A Y1 - 1988/09// PY - 1988 DA - Sep 1988 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation VL - 1 IS - 1 SN - 1041939X KW - Business And Economics--Banking And Finance UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203244387?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Aabiglobal&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=FDIC+Banking+Review&rft.atitle=Resolution+costs+of+bank+failures&rft.au=Bovenzi%2C+J%3BMurton%2C+A&rft.aulast=Bovenzi&rft.aufirst=J&rft.date=1988-09-01&rft.volume=1&rft.issue=1&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=FDIC+Banking+Review&rft.issn=1041939X&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Sep 1988 N1 - Last updated - 2014-05-18 ER - TY - JOUR T1 - Commercial banking performance--second quarter 1988 AN - 203320659; 00109135 AB - In 1988's second quarter, commercial banks on the whole continued to get stronger (although problems still existed in the Southwest), experiencing: 1) $5.5 billion in aggregate net income; 2) an equity-to-assets ratio of 6.15%; 3) a $37.5 billion growth in assets, mostly real estate loans; 4) a drop in loan loss provisions; 5) a fall in the number of "Problem List" banks; and 5) a $2.2 billion decline in problem assets. The number of bank failures was similar to 1987, with the number of banks in the country declining to 13,444. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1988/06// PY - 1988 DA - Jun 1988 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Thrift Failures KW - Problem Loans KW - Net Interest Margin KW - Mortgages KW - Major Article KW - Loan Loss Reserves KW - Home Equity Loans KW - Funding Sources KW - Financial Services KW - Equity KW - Commercial Mortgages KW - Banks KW - Bank Profitability KW - Bank Failures KW - Bank Capital KW - Bank Assets KW - South America KW - US KW - Brazil KW - Dallas KW - Texas KW - Southwest UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203320659?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--second+quarter+1988&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1988-06-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Name - First Republicbank Corp. N1 - Copyright - Copyright Federal Deposit Insurance Corporation Jun 1988 N1 - Last updated - 2014-05-18 N1 - SubjectsTermNotLitGenreText - US; Texas; Southwest; South America; Dallas; Brazil ER - TY - BOOK T1 - Statistics on banking, 1987 AN - 59496462; 1989-0307967 AB - Year end statistical data on FDIC-insured commercial banks, trust companies, and savings banks. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, Washington, DC 20429, 1988. 252 pp. Y1 - 1988///0, PY - 1988 DA - 0, 1988 SP - 252 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, Washington, DC 20429 KW - Banking -- United States -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59496462?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1988-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1987&rft.title=Statistics+on+banking%2C+1987&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, Washington, DC 20429 pa Free N1 - Document feature - table(s) N1 - Last updated - 2016-09-28 ER - TY - JOUR T1 - Commercial banking performance--fourth quarter, 1987 AN - 203325974; 00120862 AB - In 1987, the profitability of commercial banking fell to its worst since the depression. Down almost 80% from 1986, banks reported earnings of $3.7 billion in 1987. Since 1984, the lowest levels were reached in 1987 on return of assets at 0.13% and return on equity at 2.56%. Loan-loss provisions were $20.6 billion, $18 billion more than in 1986. Without including the loss-loan reserves for loans to developing countries, aggregate loan loss would have fallen $3 billion from 1986 and net income would have been nearly the same as 1986. While Southwestern banks suffered big losses, Midwestern banks showed marked improvement. Operating income showed a dramatic increase in the fourth quarter compared to earlier quarters. The number of "problem" banks leveled off in the fourth quarter. JF - The FDIC Quarterly Banking Profile AU - Anonymous Y1 - 1987/12// PY - 1987 DA - Dec 1987 SP - 1 CY - Washington PB - Federal Deposit Insurance Corporation SN - 10520252 KW - Business And Economics--Banking And Finance KW - Return On Investment KW - Return On Assets KW - Problem Thrifts KW - Problem Loans KW - Problem Banks KW - Net Interest Margin KW - Loans KW - Loan Loss Reserves KW - Ldcs KW - International Lending KW - Future Of Banking KW - Commercial Banks KW - Bank Profitability KW - Bank Deposits UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/203325974?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/ProQ%3Abankinginformation&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.jtitle=The+FDIC+Quarterly+Banking+Profile&rft.atitle=Commercial+banking+performance--fourth+quarter%2C+1987&rft.au=Anonymous&rft.aulast=Anonymous&rft.aufirst=&rft.date=1987-12-01&rft.volume=&rft.issue=&rft.spage=1&rft.isbn=&rft.btitle=&rft.title=The+FDIC+Quarterly+Banking+Profile&rft.issn=10520252&rft_id=info:doi/ LA - English DB - ProQuest Central N1 - Copyright - Copyright Federal Deposit Insurance Corporation Dec 1987 N1 - Last updated - 2014-05-18 ER - TY - BOOK T1 - Statistics on banking, 1986 AN - 59463360; 1988-0703864 AB - Year end statistical data on FDIC-insured commercial banks, trust companies, and savings banks. JF - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429, 1987. 251 pp. Y1 - 1987///0, PY - 1987 DA - 0, 1987 SP - 251 PB - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 KW - Banking -- United States -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59463360?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1987-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Statistics+on+banking%2C+1986&rft.title=Statistics+on+banking%2C+1986&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th St., N.W., Washington, DC 20429 pa Free N1 - Document feature - table(s) N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - Banks & branches data book, June 30, 1981: summary of accounts and deposits in all commercial and mutual savings banks and domestic branches of foreign banks; operating banks and branches AN - 59210310; 1982-1705689 AB - No longer published in this form. JF - Bank Statistics Branch, Division of Accounting and Corporate Services, Federal Deposit Insurance Corporation, Washington, DC 20429, 1981. 19v. Y1 - 1981///0, PY - 1981 DA - 0, 1981 PB - Bank Statistics Branch, Division of Accounting and Corporate Services, Federal Deposit Insurance Corporation, Washington, DC 20429 KW - Banking -- United States -- Statistics KW - Bank deposits -- Statistics UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/59210310?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/PAIS+Index&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=1981-01-01&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=Banks+%26+branches+data+book%2C+June+30%2C+1981%3A+summary+of+accounts+and+deposits+in+all+commercial+and+mutual+savings+banks+and+domestic+branches+of+foreign+banks%3B+operating+banks+and+branches&rft.title=Banks+%26+branches+data+book%2C+June+30%2C+1981%3A+summary+of+accounts+and+deposits+in+all+commercial+and+mutual+savings+banks+and+domestic+branches+of+foreign+banks%3B+operating+banks+and+branches&rft.issn=&rft_id=info:doi/ LA - English DB - PAIS Index N1 - Date revised - 2006-09-28 N1 - Availability - Bank Statistics Branch, Division of Accounting and Corporate Services, Federal Deposit Insurance Corporation, Washington, DC 20429 pa N1 - Document feature - table(s) N1 - SuppNotes - 19v N1 - Last updated - 2016-09-28 ER - TY - BOOK T1 - State and federal regulation of commercial banks AN - 36654748; 649111 JF - State and federal regulation of commercial banks AU - Lapidus, Leonard Y1 - 1980 PY - 1980 DA - 1980 EP - 559 PB - Federal Deposit Insurance Corporation Task Force on State and Federal Regulation of Commercial Banks KW - Economics KW - Commercial banks KW - U.S.A. UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/36654748?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/International+Bibliography+of+the+Social+Sciences+%28IBSS%29&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=Lapidus%2C+Leonard&rft.aulast=Lapidus&rft.aufirst=Leonard&rft.date=1980-01-01&rft.volume=&rft.issue=&rft.spage=xiv&rft.isbn=&rft.btitle=State+and+federal+regulation+of+commercial+banks&rft.title=State+and+federal+regulation+of+commercial+banks&rft.issn=&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - SuppNotes - 2 vols., xiv-559, xiv-545 N1 - Last updated - 2013-09-16 ER - TY - BOOK T1 - History of the eighties: lessons for the future AN - 38590168; 1766778 JF - History of the eighties: lessons for the future KW - Economics KW - U.S.A. KW - Banking UR - http://libproxy.lib.unc.edu/login?url=http://search.proquest.com/docview/38590168?accountid=14244 L2 - http://vb3lk7eb4t.search.serialssolutions.com/?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&rfr_id=info:sid/International+Bibliography+of+the+Social+Sciences+%28IBSS%29&rft_val_fmt=info:ofi/fmt:kev:mtx:book&rft.genre=book&rft.jtitle=&rft.atitle=&rft.au=&rft.aulast=&rft.aufirst=&rft.date=&rft.volume=&rft.issue=&rft.spage=&rft.isbn=&rft.btitle=History+of+the+eighties%3A+lessons+for+the+future&rft.title=History+of+the+eighties%3A+lessons+for+the+future&rft.issn=&rft_id=info:doi/ LA - English DB - International Bibliography of the Social Sciences (IBSS) N1 - Date revised - 2013-06-12 N1 - SuppNotes - Includes bibliographical references and index N1 - Last updated - 2013-09-16 ER -