% Generated by roxygen2: do not edit by hand
% Please edit documentation in R/help.R
\name{ato_help}
\alias{ato_help}
\title{Study and Training Support Loan data (HELP, AASL, VSL)}
\source{
Australian Taxation Office Study and Training Support
Loans statistics. Licensed CC BY 2.5 AU.
}
\usage{
ato_help(scheme = c("help", "aasl", "vsl"))
}
\arguments{
\item{scheme}{One of \code{"help"} (default), \code{"aasl"}, or \code{"vsl"}.}
}
\value{
An \code{ato_tbl}. All dollar values in nominal AUD.
}
\description{
Returns aggregate statistics on Australia's three main
education-loan schemes:
\itemize{
\item \strong{HELP} (Higher Education Loan Program, ~3m borrowers,
AUD 80bn+ outstanding debt)
\item \strong{AASL} (Australian Apprenticeship Support Loans,
previously Trade Support Loans)
\item \strong{VSL} (VET Student Loans, vocational education loans)
}
}
\details{
Headline covers: new loans by income range, outstanding debt
by age and gender, repayment rates, median debt on entry.
Used by Treasury (PBO costings of HELP indexation changes)
and education policy researchers.
}
\examples{
\donttest{
op <- options(ato.cache_dir = tempdir())
try({
  help <- ato_help(scheme = "help")
  head(help)
})
options(op)
}
}
\references{
Commonwealth of Australia. \emph{Higher Education Support Act
2003}; \emph{VET Student Loans Act 2016}.

Australian Department of Education (annual). \emph{Higher
Education Statistics: HELP statistics collection}.

Norton, A. and Cherastidtham, I. (2018). \emph{Mapping
Australian higher education}. Grattan Institute.
Methodology reference for HELP repayment projections.
}
\seealso{
Other discovery: 
\code{\link{ato_catalog}()},
\code{\link{ato_charities}()},
\code{\link{ato_cite}()},
\code{\link{ato_download}()},
\code{\link{ato_excise}()},
\code{\link{ato_fbt}()},
\code{\link{ato_irpd}()},
\code{\link{ato_payg}()},
\code{\link{ato_rdti}()},
\code{\link{ato_sme_benchmarks}()},
\code{\link{ato_tax_gaps}()},
\code{\link{ato_top_taxpayers}()},
\code{\link{ato_vttc}()}
}
\concept{discovery}
